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The NEW waiting to exchange thread...
Comments
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OMG CONGRATS! I've been catching up on the thread this morning, and SO happy your wait is finally over 🥳Cookie211 said:🥳🥳🥳🥳 just had an email from solicitor that we completing today she’s just putting the money in sellers solicitor account, omg can I get excited now or shall I wait till I have the keys lol 😝NatWest FTB 90% LTV
2/8/21: View property and put in offer.
3/8/21: Offer accepted. Appointment with mortgage broker (Embrace).
4/8/21: Solicitor appointed (Let's Move Conveyancing). Memo of sale issued by EA (Your Move).
5/8/21: Mortgage applied for (NatWest). Hard search on my credit file.
9/8/21: Solicitor sends draft contracts.
11/8/21: NatWest valuation takes place.
12/8/21: Enquiries go to seller's solicitors.
18/8/21: Mortgage offer arrives.
22/8/21: Gazumped. Counter-offer made.
23/8/21: Counter-offer accepted. 2nd memo of sale issued. Survey booked.
26/8/21: NatWest refuse to lend on counter-offer. Back to seller with lower offer.
27/8/21: Seller accepts lower offer.
3/9/21: 3rd memo of sale issued.
6/9/21: Survey takes place. All searches returned.
15/9/21: Homebuyer's Report arrives.
17/9/21: New mortgage offer arrives.
20/9/21: Instruct LISA provider to contact my solicitor.
7/10/21: Enquiries back from seller's solicitor.
15/10/21: Exchange.
5/11/21: Complete.
9/11/21: Move in.1 -
thanks all
it was a bit strange tho as the valuer put down £0 as they had no CLM form and now its under valued.
Lets see what my broker says0 -
Agreed with this! Our solicitor's preferred payment method is by cheque, and we had to phone up the office to get their bank details to do a transfer! Absolute madness.nekr0mantik said:its shocking that countries like Australia and Japan has e-conveyancing fully working for making property purchasing easier/faster. During Pandemic UK should have stated to use e-conveyancing.
My vendor is International so I suspect the signing of contracts will take weeks due to having to send to different country! Thats if we get to that stage lol10th June - DIP submitted
11th June - DIP referred to underwriter
12th June - Viewed house, offer made and accepted
14th June - DIP accepted and full application submitted
16th June - Valuation booked for 18th
18th June - Valuation completed - received text and email confirming the report had been received by Nationwide for review.
22nd June - Hard search (Transunion)
24th June - Second hard search (Equifax)
1st July - Extra documents requested and uploaded by Broker
9th July - Proof of Deposit requested and uploaded by Broker
12 July - Searches applied for
19th July - Problem with Proof of Deposit upload - reuploaded by Broker with narrative
19th July - Survey carried out
20th July - Offer issued - checked and confirmed by Broker
21st July - Contract checks complete
22nd July - Additional enquiries sent
23rd July - Survey report returned
27th July - Documents reviewed and okayed with solicitor
4th August - Searches back
31st August - Final enquiries back
8th September - Contracts signed
15th September - Deposit money transferred
28th September - Exchange
30th September - Proposed Completion0 -
That's so bad, the EA's whole job is to keep communication going throughout the chain! If they were funny with you, it might be that your buyer felt pressured to agree in the moment, but might have very simple reasons to need a different day. Is there any way you can contact them directly?neydejean said:So today the entire chain was ready to exchange apart from my buyer (bottom of chain), whose solicitor said they haven't agreed the completion date for the 10th Sept.
I posted last week about how I spoke to my EA (Wednesday or Thursday, I think), who spoke to the buyer, who informally confirmed the 10th and agreed to email conveyancer as such. Well that never happened, I guess. So I chased it up with the EA again and they were so rude about it. Like, all I'm asking you is to give him a nudge to chase things up because nobody else is having any luck.
Feels like my buyer is having cold feet (or is terrible at communication, IDK). It certainly feels like moving on the 10th is going to fall apart and probably the entire sale. I'm so fed up that I barely even care at this point
It's so easy to read things into people's actions when you're hearing everything through someone else, so try not to make any assumptions (easier said than done, I know!)10th June - DIP submitted
11th June - DIP referred to underwriter
12th June - Viewed house, offer made and accepted
14th June - DIP accepted and full application submitted
16th June - Valuation booked for 18th
18th June - Valuation completed - received text and email confirming the report had been received by Nationwide for review.
22nd June - Hard search (Transunion)
24th June - Second hard search (Equifax)
1st July - Extra documents requested and uploaded by Broker
9th July - Proof of Deposit requested and uploaded by Broker
12 July - Searches applied for
19th July - Problem with Proof of Deposit upload - reuploaded by Broker with narrative
19th July - Survey carried out
20th July - Offer issued - checked and confirmed by Broker
21st July - Contract checks complete
22nd July - Additional enquiries sent
23rd July - Survey report returned
27th July - Documents reviewed and okayed with solicitor
4th August - Searches back
31st August - Final enquiries back
8th September - Contracts signed
15th September - Deposit money transferred
28th September - Exchange
30th September - Proposed Completion0 -
You can definitely get excited now! Congratulations! Enjoy your new homeCookie211 said:🥳🥳🥳🥳 just had an email from solicitor that we completing today she’s just putting the money in sellers solicitor account, omg can I get excited now or shall I wait till I have the keys lol 😝
House sale/purchase progress (we're selling our rental property and currently living in rented so no pressure to complete both on the same day).
2/6 - Accepted offer on our house.
15/6 - AIP in place with Halifax
18/6 - Offer accepted on our dream home!
19/6 - Solicitors instructed
23/6 - Broker applied for AIP with Nationwide to allow us 23 years due to hubby's age - AIP referred!
24/6 - AIP approved
5/7 - Full application finally in with Nationwide & valuation booked within 2 hours
6/7 - Valuation
12-13/7 - Hard credit searches on both of us with TransUnion (Credit Karma)
13/7 Hard search Equifax (ClearScore)
14/7 Proof of deposit requested in a different format
19/7 Gifted deposit form requested for non-sale part of the deposit - funds were from some inheritance, not gifted - deed of variation sent.
2/8 Text and email saying offer issued, details to follow in the post!
21/9 Exchanged on both properties
24/9 Completed on sale
14/10 Due to complete on purchase1 -
Congrats! Enjoy the home!slightlyfoxd said:
OMG CONGRATS! I've been catching up on the thread this morning, and SO happy your wait is finally over 🥳Cookie211 said:🥳🥳🥳🥳 just had an email from solicitor that we completing today she’s just putting the money in sellers solicitor account, omg can I get excited now or shall I wait till I have the keys lol 😝1 -
Okay, going to need the good people of this thread to help settle a debate. We exchanged last week, and complete on Friday.
Last night, a cabinet hinge came off. Now, usually they snap right back on if this ever happens. However, half of the hinge is connected to a piece of wood that is in poor condition. The kitchen is original from when these flats were built over 15 years ago.
When I reattach it, if I tighten the first adjustment screw so that the door closes flush, it pops straight out again. Only way to have a the cabinet reattached, is to have it in such a way that the door sits open by about 1cm. It does open and close. This is how it is right now.
Is it acceptable to leave it like this?
Since accepting the offer, we have done some repainting, replaced the shower as the thermostatic cartridge was bust, and generally fixed other bits and pieces around the house to leave the place in as good a nick as possible. None of this was identified or asked for as part of the Level 3 survey he had done on the apartment.
(We are getting a handyman around this afternoon - but there's always a chance he might not be able to fix it in one visit, or before we leave).0 -
Still waiting for answers to our enquires... I really wish I wasn't told that the top of the chain want to complete within the next 3 weeks as I'm getting more and more anxious about it... and what it could mean if we don't achieve it?!0
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Fantastic news 🙌 🥳😁 xCookie211 said:🥳🥳🥳🥳 just had an email from solicitor that we completing today she’s just putting the money in sellers solicitor account, omg can I get excited now or shall I wait till I have the keys lol 😝1 -
Still waiting patiently, the wait is killing me 😂0
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