Land Registry questions

Land_Registry

vickyraw79 said:

We've recently purchased a property and are checking the neighbors title they have rights of access marked in yellow however the yellow does not appear on the title plan. why would it not appear?

I’m guessing the yellow is referred to in the entry and at the end there’s a Note to explain it. If it says Copy plan filed then it’s not on the title plan but on the actual deed’s plan. You can apply by post for a copy of that 
https://www.gov.uk/get-information-about-property-and-land/copies-of-deeds

Land_Registry

justcat01 said:

@Land_Registry I'm hoping you might be able to help with this 

I'm selling my house which I bought using HCA's Help to Buy Equity loan. I paid that off on the 27th July but it looks like the charge is still showing on GR390587 and GR394805 (freehold house and leasehold garage). 

Are you able to see if the HCA has requested the removal of the charge and where it is in the process?

Thanks

Nothing as yet 

GSGMSE

GSGMSE said:

GSGMSE said:

@Land_Registry Just trying to find out how do we know if something is being expedited?  My solicitor put in a request to expedite a new registration on title BL158365 as it is now holding up the subsequent sale of the property with our purchaser threatening to pull out if it isn't completed by mid-September. Is this normal for a new registration? I didn't realise that this process took so long and had such a potential to cause financial problem for me.

@Land_Registry sorry to be a pain but do we know how far away things are? I'm currently dealing with an irate purchaser on this title who has threatened to walk away and now I'm trying to refinance on a separate property New Title: BL158365 the lender is telling me they I can't refinance as it isn't registered to me yet? I've asked my solicitor but they've received no correspondence, is there any way you could check?

Thanks

@Land_Registry, sorry to chase but this seems to be the only way of contacting anyone associated with the land reg. 

Thanks

Land_Registry

GSGMSE said:

GSGMSE said:

GSGMSE said:

@Land_Registry Just trying to find out how do we know if something is being expedited?  My solicitor put in a request to expedite a new registration on title BL158365 as it is now holding up the subsequent sale of the property with our purchaser threatening to pull out if it isn't completed by mid-September. Is this normal for a new registration? I didn't realise that this process took so long and had such a potential to cause financial problem for me.

@Land_Registry sorry to be a pain but do we know how far away things are? I'm currently dealing with an irate purchaser on this title who has threatened to walk away and now I'm trying to refinance on a separate property New Title: BL158365 the lender is telling me they I can't refinance as it isn't registered to me yet? I've asked my solicitor but they've received no correspondence, is there any way you could check?

Thanks

@Land_Registry, sorry to chase but this seems to be the only way of contacting anyone associated with the land reg. 

Thanks

No need to apologise but we have very open contact channels both by phone and email. 

The application to register a new lease under that title was completed on the 2nd September. So no hold up presumably 

Hansgruber

We are in the process of selling our property and have been told we will need a surrender and regrant of the lease. 

How long is it taking in the current climate for the lease to be registered with the land registry? Is it still possible to expedite this process as our sale will possibly fall through and our mortgage offer is due to expire. 

tobyrachel

Hello @Land_Registry

I am in the process of completing the sale of a property in Manchester.  Just before completion the buyers lender raised a query regarding a historical rent charge on the property which blocked the completion

I contacted the rent charge owner and agreed to pay a fee to redeem the rent charge to allow the sale to complete.

The fee has been paid and a receipt has been provided confirming that all charges have now been extinguished.  

The buyer's solicitor requested a Certificate of redemption however these are only provided when rent charges are redeemed via the government scheme

Is the receipt from the charge owner enough to have the charges removed from the land registry?  

Land_Registry

tobyrachel said:

Hello @Land_Registry

I am in the process of completing the sale of a property in Manchester.  Just before completion the buyers lender raised a query regarding a historical rent charge on the property which blocked the completion

I contacted the rent charge owner and agreed to pay a fee to redeem the rent charge to allow the sale to complete.

The fee has been paid and a receipt has been provided confirming that all charges have now been extinguished.  

The buyer's solicitor requested a Certificate of redemption however these are only provided when rent charges are redeemed via the government scheme

Is the receipt from the charge owner enough to have the charges removed from the land registry?  

Not usually as the receipt confirms payment rather than a full release from the rentcharge. In such cases the parties usually enter into a deed of release whereby the rent owner releases the rentcharge to the owner of the land charged. 

I’m surprised the rentcharge owner didn’t suggest that or offer same or did they? 

Your conveyancer/rentcharge owner should be able to help 

tobyrachel

Land_Registry said:

tobyrachel said:

Hello @Land_Registry

I am in the process of completing the sale of a property in Manchester.  Just before completion the buyers lender raised a query regarding a historical rent charge on the property which blocked the completion

I contacted the rent charge owner and agreed to pay a fee to redeem the rent charge to allow the sale to complete.

The fee has been paid and a receipt has been provided confirming that all charges have now been extinguished.  

The buyer's solicitor requested a Certificate of redemption however these are only provided when rent charges are redeemed via the government scheme

Is the receipt from the charge owner enough to have the charges removed from the land registry?  

Not usually as the receipt confirms payment rather than a full release from the rentcharge. In such cases the parties usually enter into a deed of release whereby the rent owner releases the rentcharge to the owner of the land charged. 

I’m surprised the rentcharge owner didn’t suggest that or offer same or did they? 

Your conveyancer/rentcharge owner should be able to help 

Thanks for the response I have signed a document called the deed of release which I believe also needs to be signed by rent owner.

once the deed of release is counter signed by both parties do I need to inform land registry ? 

Land_Registry

tobyrachel said:

Land_Registry said:

tobyrachel said:

Hello @Land_Registry

I am in the process of completing the sale of a property in Manchester.  Just before completion the buyers lender raised a query regarding a historical rent charge on the property which blocked the completion

I contacted the rent charge owner and agreed to pay a fee to redeem the rent charge to allow the sale to complete.

The fee has been paid and a receipt has been provided confirming that all charges have now been extinguished.  

The buyer's solicitor requested a Certificate of redemption however these are only provided when rent charges are redeemed via the government scheme

Is the receipt from the charge owner enough to have the charges removed from the land registry?  

Not usually as the receipt confirms payment rather than a full release from the rentcharge. In such cases the parties usually enter into a deed of release whereby the rent owner releases the rentcharge to the owner of the land charged. 

I’m surprised the rentcharge owner didn’t suggest that or offer same or did they? 

Your conveyancer/rentcharge owner should be able to help 

Thanks for the response I have signed a document called the deed of release which I believe also needs to be signed by rent owner.

once the deed of release is counter signed by both parties do I need to inform land registry ? 

Most certainly if you want to remove any entry referring to the rentcharge. Form AP1 plus fixed fee of £40 and the deed of release 
https://www.gov.uk/registering-land-or-property-with-land-registry/update-or-correct-the-register

scottie21

@Land_Registry can you tell me what this means on our contract please? I’m struggling to get my head round the whole “both leasehold & freehold” thing. We have been advised not to merge the titles as we might loose rights/benefits, but not sure what these are? 

“ MS216841 and Assignment of Lease dated 29/07/1968 between Mr T P Hawkins(1) and Mr & Mrs R A Walters(2)

Those mentioned or referred to in the above together with Lease dated 12/09/1946 made between Mrs Mary Teresa Weld-Bundell & Alice Mary Weld- Bundell(1) and Mr Setpimus Roston(2) with the exception of any financial charges”