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Land Registry questions

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  • MB1975
    MB1975 Posts: 27 Forumite
    Seventh Anniversary 10 Posts Combo Breaker
    Thank you so much Land Registry - that’s really helpful. 

    I will ask for further information. We have just been told it’s the fault of the Land Registry and it doesn’t all quite add-up given that we have just been sent a TR1 to complete. The original only had my partners name on it and so I am guessing that this is the issue and it wasn’t rectified until we have come to sell. 
  • nodiscount
    nodiscount Posts: 631 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Hello Land Registry 

    I'm trying to check the seller has correctly pointed out the land that comes with the house she's selling, before I make my offer. On the address search on the LR site the following list comes up:

    Freehold  no.x (road name), Price Paid/Value Stated Data: No
    Leasehold no.x (road name) Price Paid/Value Stated Data: No

    Freehold land at no.x (road name), Price Paid/Value Stated Data: yes
    Freehold land at no.x (road name), Price Paid/Value Stated Data: No

    My question is, which ones are the latest/relevant ones that I should be purchasing? The ones at the top of each list?

    Many thanks 
  • Land_Registry
    Land_Registry Posts: 6,163 Organisation Representative
    Part of the Furniture 1,000 Posts Name Dropper
    Hello Land Registry 

    I'm trying to check the seller has correctly pointed out the land that comes with the house she's selling, before I make my offer. On the address search on the LR site the following list comes up:

    Freehold  no.x (road name), Price Paid/Value Stated Data: No
    Leasehold no.x (road name) Price Paid/Value Stated Data: No

    Freehold land at no.x (road name), Price Paid/Value Stated Data: yes
    Freehold land at no.x (road name), Price Paid/Value Stated Data: No

    My question is, which ones are the latest/relevant ones that I should be purchasing? The ones at the top of each list?

    Many thanks 
    The order is irrelevant. Far better to ask the seller to confirm the title number(s) and search using that/those 
    If you know what’s being sold re location then try the Map Enquiry option for a ‘direct hit’ result. 
    But I’d be asking them for the precise details just to be certain 
    Official Company Representative
    I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • onejrmmrj
    onejrmmrj Posts: 10 Forumite
    Third Anniversary First Post
    Hopefully, a simple couple of questions:

    I've recently cleared my mortgage. I've had a notification from the Land Registry alert service that the lender has lodged an application as I expected.

    What is the current timescale for the lender's application to remove the charge to complete?

    Will the alert service tell me that the application has completed?

    Thank You


  • nodiscount
    nodiscount Posts: 631 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Hello Land Registry 

    I'm trying to check the seller has correctly pointed out the land that comes with the house she's selling, before I make my offer. On the address search on the LR site the following list comes up:

    Freehold  no.x (road name), Price Paid/Value Stated Data: No
    Leasehold no.x (road name) Price Paid/Value Stated Data: No

    Freehold land at no.x (road name), Price Paid/Value Stated Data: yes
    Freehold land at no.x (road name), Price Paid/Value Stated Data: No

    My question is, which ones are the latest/relevant ones that I should be purchasing? The ones at the top of each list?

    Many thanks 
    The order is irrelevant. Far better to ask the seller to confirm the title number(s) and search using that/those 
    If you know what’s being sold re location then try the Map Enquiry option for a ‘direct hit’ result. 
    But I’d be asking them for the precise details just to be certain 
    Thanks Land Registry 

    I can't really ask the seller as it will be just as good as saying "I don't trust you". And it will be awkward relaying this message via estate agent.

    Map search just gives me the same list, unless I need to use a desktop instead?

    All I want to check is, does that garden belong to that house?
  • Land_Registry
    Land_Registry Posts: 6,163 Organisation Representative
    Part of the Furniture 1,000 Posts Name Dropper
    onejrmmrj said:
    Hopefully, a simple couple of questions:

    I've recently cleared my mortgage. I've had a notification from the Land Registry alert service that the lender has lodged an application as I expected.

    What is the current timescale for the lender's application to remove the charge to complete?

    Will the alert service tell me that the application has completed?

    Thank You
    Most major lenders remove their charges electronically. So it’s removed immediately. You are not notified by us. 
    If the lender applies by post it will take several weeks as there’s a wait time and the wider checks. 
    Official Company Representative
    I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • Land_Registry
    Land_Registry Posts: 6,163 Organisation Representative
    Part of the Furniture 1,000 Posts Name Dropper
    Hello Land Registry 

    I'm trying to check the seller has correctly pointed out the land that comes with the house she's selling, before I make my offer. On the address search on the LR site the following list comes up:

    Freehold  no.x (road name), Price Paid/Value Stated Data: No
    Leasehold no.x (road name) Price Paid/Value Stated Data: No

    Freehold land at no.x (road name), Price Paid/Value Stated Data: yes
    Freehold land at no.x (road name), Price Paid/Value Stated Data: No

    My question is, which ones are the latest/relevant ones that I should be purchasing? The ones at the top of each list?

    Many thanks 
    The order is irrelevant. Far better to ask the seller to confirm the title number(s) and search using that/those 
    If you know what’s being sold re location then try the Map Enquiry option for a ‘direct hit’ result. 
    But I’d be asking them for the precise details just to be certain 
    Thanks Land Registry 

    I can't really ask the seller as it will be just as good as saying "I don't trust you". And it will be awkward relaying this message via estate agent.

    Map search just gives me the same list, unless I need to use a desktop instead?

    All I want to check is, does that garden belong to that house?
    It’s a genuine Q and one you’d be asking if you were go8ng to buy. 
    But if it’s the garden then use the Map Enquiry option as suggested and rely on the direct hit outcome - you’ll get a list as the 5m radius will touch others but a direct hit should still show up. 
    Personally if unsure I’d be asking them to confirm. It’s routine to do so 
    Official Company Representative
    I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • onejrmmrj
    onejrmmrj Posts: 10 Forumite
    Third Anniversary First Post
    onejrmmrj said:
    Hopefully, a simple couple of questions:

    I've recently cleared my mortgage. I've had a notification from the Land Registry alert service that the lender has lodged an application as I expected.

    What is the current timescale for the lender's application to remove the charge to complete?

    Will the alert service tell me that the application has completed?

    Thank You
    Most major lenders remove their charges electronically. So it’s removed immediately. You are not notified by us. 
    If the lender applies by post it will take several weeks as there’s a wait time and the wider checks. 
    Excellent - Thank You
  • Mazza48
    Mazza48 Posts: 12 Forumite
    Eighth Anniversary 10 Posts Combo Breaker
    HI, I wonder if you can help please? I had a repair assistance grant from my local council for damp proofing on my house in 2014 and I stupidly didn't read the conditions properly.  On selling my house the searches have shown this as a land charge of almost £18,000.  I have now added this amount ot my mortgage and have had a revised offer.  My solicitor has advised that having the charge removed in a 'complex' process.  Can anyone advise please of the complexities of this and any approximate timescales.  The vendors of the house I am buying are being threatened by their vendor that he has a better buyer and wants to complete by end of May so I am very worried. Thankyou in advance.
  • Land_Registry
    Land_Registry Posts: 6,163 Organisation Representative
    Part of the Furniture 1,000 Posts Name Dropper
    Mazza48 said:
    HI, I wonder if you can help please? I had a repair assistance grant from my local council for damp proofing on my house in 2014 and I stupidly didn't read the conditions properly.  On selling my house the searches have shown this as a land charge of almost £18,000.  I have now added this amount ot my mortgage and have had a revised offer.  My solicitor has advised that having the charge removed in a 'complex' process.  Can anyone advise please of the complexities of this and any approximate timescales.  The vendors of the house I am buying are being threatened by their vendor that he has a better buyer and wants to complete by end of May so I am very worried. Thankyou in advance.
    Is it a Local Land Charge or is it registered as a Land Charge or noted on the land register? 
    Official Company Representative
    I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
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