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Land Registry questions
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Comments
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I asked the solicitors and they replied with this:
We are waiting on registration so there is no title number as this is what we are waiting for. The freehold number though is EX 982823. This may help but may not apply. The land number is EX770649.
Does that help with potential timeframes at all?
Thanks in advance!
Many thanks - EX982823 was an allotted title number based on an application for first registration received on 7th January. That application was wrongly submitted so it was rejected.
It has now been resubmitted on 10th January and a new title number EX983128 allotted.
The solicitor has expressed the urgency in their submission so the local office have expedited it - that means it should be considered within the next 10 working days. Everything then depends on it being both in order and what next steps such as the site visit/survey I mentioned are required.“Official Company Representative
I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"0 -
kirkbystag1 wrote: »HI
At the bottom of our rear garden is a boundary of brick pillars with fencing panels in between. The pillars were built by the developers in the 90s.
The previous owner of the house behind us changed the fence panels without our knowledge. These are only about 5ft tall and don't give much privacy or security as our garden backs onto the drive of the other house.
When the new owners moved in I asked then if they minded if I erected some trellis and screening to my side of the fence panels. They agreed to this but are now asking me to take it down. The trellis and screening is still in good repair.
As the brick pillars were built by the developers am I able to take the trellis off the fence panels and fix it to the brick pillars without any repercussions?
Also are the neighbours able to take down the trellis off the fence panels without my approval?
Many thanks
I'm afraid we can't advise you on this as in my experience this is something only you and your neighbour can agree upon so best to discuss and agree a way forward.
You may wish to post elsewhere on the MSE forum to see if others can assist with any advice but do remember you, your neighbour and your boundary are all unique so what works for some may not work for you“Official Company Representative
I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"0 -
Hello,
First time here so hope I've got this right.
Partner and I have made an application to transfer property (Joint tenants) to me. Long story. But application has been sent back because transferors names don't match Title. We only put her name, not mine. So am I transferor as well as transferee?
Thanks very much for clarification.0 -
Hello,
First time here so hope I've got this right.
Partner and I have made an application to transfer property (Joint tenants) to me. Long story. But application has been sent back because transferors names don't match Title. We only put her name, not mine. So am I transferor as well as transferee?
Thanks very much for clarification.
Correct - you can only transfer the WHOLE of the legal ownership, which is what we register.
So if you are joint registered owners then you both have to transfer the WHOLE as Transferors to just the one as the Transferee
So both names as Transferors and just You as the Transferee“Official Company Representative
I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"0 -
Hi.
Hopefully someone from Land Registry can comment on this.
20+ years ago we extended our house to accommodate two disabled relations. Our architect supplied drawings, plans etc that were accepted by the planning dept and the extension was built.
Relations are now in care and we hope now to sell out too large house.
Our solicitor has now sent us a copy of the title register,(Something I do not remember ever seeing before, we moved in in 1988) on the 'Schedule of restrictive covenants it says:
The front wall of any building erected on the said land shall not project in front of the building line marked on the plan annexed hereto and no building or erection of any kind except verandahs porches bay windows or similar structures to approved by the Vendor's Surveyor and excepting fences shall be erected on any portion of the said land which lies between the building lines and the road on the said land'
Our architect included a garage extension to the front of our property of about 2m, as have many of the nearby properties, as they were all built at the same time from the same vendor I would assume they all have the same registry title and covenants.
Many have been sold with the above covenants and with front extensions, seemingly without problems.
We are looking to downsize and wish to sell our house 'as is' and do not want to demolish the front extension.
Is it possible to get the title deeds amended to advise purchasers of the changes made? We do not want to sell the house only to find the purchaser wants to charge us to remove the 2m extension and rebuild back to the building line!
The original vendor and surveyor are now deceased so obviously cannot get their approval. I have heard somewhere that I can take out a policy to cover us but do not know if that is correct or not. I would prefer to get the deeds amended if that is even possible.
Any advice would be appreciated.0 -
Good afternoon.
Apologies, if this has been posted in the wrong section.
I have had great help in the past from the forum. I always come back to browse on and off.
I have a matter relating to Title Deeds, which I would like advice and help with.
I am interested in purchasing a plot of land which sits on the end of a row of terrace houses. The plot of land originally had 2 terrace houses, which were demolished many years ago, and are now cleared.
Having done an Index Map Search with the Land Registry, I found that the actual plot of land is Freehold. However, the same Title number also shows that when the plot of land had houses, the whole row of terraces (10 houses) were subject to a 999 yr Leasehold from 1870.
Now here is were the problem arises.
The Lessee's Title is registered at two addresses on the row of terraces (1928), which are now Freehold. The individual who owns the Freehold on the row has no knowledge of what has happened to the Leasehold. They are more than happy to sell the plot of land to me, and suggested that I discuss taking out Defective Title Cover as a precautionary measure.
To save you the hassle, I will give you the information that the Charges Register has:
1. Lease dated 27 October 1873 to
for 999 yrs from 24 December 1870
note: Lessee's title registered under (title number and address given here)
2.The land is subject to the following rights reserved by a Conveyance and Release of the land in this title and other land dated 28 December 1928 made between
and
(Vendors) and The United Kingdom Temperance and General Provident Institution (Purchasers)
It then mentions the general repairs, and so on.
Note: the Conveyance to the Vendors referred to is a Conveyance dated 11 may 1925 between the 1. Right Honourable Edward George Villiers Earl of Derby, 2. the Right Honourable
, the Right honourable
, 3. Henry Green and William Green.
Any help that you can provide would be much appreciated, and My apologies for the long drawn out enquiry.
I am going to see a Solicitor next week, and just need pointers on what I need to ask, and if this can sorted out.
Regards0 -
I am the executor of my cousin's husband's will. The main part of his estate is his half of their house (worth in total £100,000). In the 1980s two charges were added to the deeds of the house, as he owed two firms small amounts of money (under £500 each). I have sorted everything else out (a long process), and am now trying to sort this out. Both the two firms have ceased trading and no longer exist. I have found family members of the people who owned the two firms, but am now stumped! How can I get the charges lifted? One of the people I have found (the widow of the owner of one of the firms) has said that she will forgive the debt, but how can I prove this, and who do I prove it to? And who do I pay the debt to the other firm to, and how do I prove it has been paid and get the charge lifted?
I have dealt with everything myself to save my cousin having to (she is in her seventies, and totally bewildered by anything like this). There will be hardly any money left in the estate once other debts have been paid, and I want to avoid involving a solicitor, as there is no money in the estate to pay for one.
Please, if there is anyone who has a clue about this (Land Registry? Helpful property lawyer?), help us!0 -
Hi.
Hopefully someone from Land Registry can comment on this.
20+ years ago we extended our house to accommodate two disabled relations. Our architect supplied drawings, plans etc that were accepted by the planning dept and the extension was built.
Relations are now in care and we hope now to sell out too large house.
Our solicitor has now sent us a copy of the title register,(Something I do not remember ever seeing before, we moved in in 1988) on the 'Schedule of restrictive covenants it says:
The front wall of any building erected on the said land shall not project in front of the building line marked on the plan annexed hereto and no building or erection of any kind except verandahs porches bay windows or similar structures to approved by the Vendor's Surveyor and excepting fences shall be erected on any portion of the said land which lies between the building lines and the road on the said land'
Our architect included a garage extension to the front of our property of about 2m, as have many of the nearby properties, as they were all built at the same time from the same vendor I would assume they all have the same registry title and covenants.
Many have been sold with the above covenants and with front extensions, seemingly without problems.
We are looking to downsize and wish to sell our house 'as is' and do not want to demolish the front extension.
Is it possible to get the title deeds amended to advise purchasers of the changes made? We do not want to sell the house only to find the purchaser wants to charge us to remove the 2m extension and rebuild back to the building line!
The original vendor and surveyor are now deceased so obviously cannot get their approval. I have heard somewhere that I can take out a policy to cover us but do not know if that is correct or not. I would prefer to get the deeds amended if that is even possible.
Any advice would be appreciated.
Amending or releasing such covenants is rarely achieved but you should speak to your conveyancer for advice on that and the indemnity policy you refer to.
Such covenants bind the land/property for the benefit of other land/property rather than a named individual such as the original vendor. The covenanting clause, not shared, is key to understanding which land/property has the benefit. Any amendment or release would invariably only be possible if you got the current owner(s) of that land/property to agree.
In most cases, and you state other properties have the same covenant and extensions, the benefiting land/property comprises the rest of the development. The original vendor owned all the land, they developed it and imposed the covenants on each plot sale. That benefit has been divided 10, 20, 30 times depending on how many plots were built and sold.
So I would recommend speaking to your conveyancer re the 'risks' you mention and whether an indemnity policy is needed. Much may then depend on your buyer and their conveyancer as to whether they too notice the risk etc“Official Company Representative
I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"0 -
Good afternoon.
Apologies, if this has been posted in the wrong section.
I have had great help in the past from the forum. I always come back to browse on and off.
I have a matter relating to Title Deeds, which I would like advice and help with.
I am interested in purchasing a plot of land which sits on the end of a row of terrace houses. The plot of land originally had 2 terrace houses, which were demolished many years ago, and are now cleared.
Having done an Index Map Search with the Land Registry, I found that the actual plot of land is Freehold. However, the same Title number also shows that when the plot of land had houses, the whole row of terraces (10 houses) were subject to a 999 yr Leasehold from 1870.
Now here is were the problem arises.
The Lessee's Title is registered at two addresses on the row of terraces (1928), which are now Freehold. The individual who owns the Freehold on the row has no knowledge of what has happened to the Leasehold. They are more than happy to sell the plot of land to me, and suggested that I discuss taking out Defective Title Cover as a precautionary measure.
To save you the hassle, I will give you the information that the Charges Register has:
1. Lease dated 27 October 1873 to
for 999 yrs from 24 December 1870
note: Lessee's title registered under (title number and address given here)
2.The land is subject to the following rights reserved by a Conveyance and Release of the land in this title and other land dated 28 December 1928 made between
and
(Vendors) and The United Kingdom Temperance and General Provident Institution (Purchasers)
It then mentions the general repairs, and so on.
Note: the Conveyance to the Vendors referred to is a Conveyance dated 11 may 1925 between the 1. Right Honourable Edward George Villiers Earl of Derby, 2. the Right Honourable
, the Right honourable
, 3. Henry Green and William Green.
Any help that you can provide would be much appreciated, and My apologies for the long drawn out enquiry.
I am going to see a Solicitor next week, and just need pointers on what I need to ask, and if this can sorted out.
Regards
If the leases affect the whole of the freehold title then you would be buying a plot of land subject to that interest.
Most, in my experience, would want to have the leases removed from the title but IF you can't show that they have determined (come to an end in some way) then you may be able to insure against that risk - your solicitor will be the one to discuss this with and advise you as appropriate.
If the seller's have suggested defective title insurance then they are acknowledging the risk and presumably also the fact that they can't offer anything to help determine the leases and remove them
The other entries you have added are not linked to the same issue“Official Company Representative
I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"0 -
jeanthelibraryqueen wrote: »I am the executor of my cousin's husband's will. The main part of his estate is his half of their house (worth in total £100,000). In the 1980s two charges were added to the deeds of the house, as he owed two firms small amounts of money (under £500 each). I have sorted everything else out (a long process), and am now trying to sort this out. Both the two firms have ceased trading and no longer exist. I have found family members of the people who owned the two firms, but am now stumped! How can I get the charges lifted? One of the people I have found (the widow of the owner of one of the firms) has said that she will forgive the debt, but how can I prove this, and who do I prove it to? And who do I pay the debt to the other firm to, and how do I prove it has been paid and get the charge lifted?
I have dealt with everything myself to save my cousin having to (she is in her seventies, and totally bewildered by anything like this). There will be hardly any money left in the estate once other debts have been paid, and I want to avoid involving a solicitor, as there is no money in the estate to pay for one.
Please, if there is anyone who has a clue about this (Land Registry? Helpful property lawyer?), help us!
You will need advice on corporate insolvency and how the assets of a company are dealt with when a firm ceases to trade
We can't advise you on that other than what is provided in the PG linked.
Others may be able to assist although the complexities you mention around family members/linked companies may make it too complex to unravel here but a legal adviser familiar with corporate insolvency should be able to assist“Official Company Representative
I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"0
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