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Tales from The Shire

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Comments

  • badmemory said:
    So glad MrF is in agreement re uncle F.  Sometimes other people don't "see" these things & it can make life difficult for the one who does.

    We're usually on the same page with the important things @badmemory.  Thank goodness 😁

    Well done on annexe progress and saving on oil. Enjoy the peace while your DH is away.

    @savingholmes - and just enough time as I'd started missing him by last night 😆

    Fortune x

  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    New blinds sound like they will really help set off your newly decorate rooms... I want some but will see what the sales offer as that timing should line up better for me...
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good customer service in the end.

    Hope your DH keeps his job until beyond August then so you can get the right mortgage
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • SandyShores
    SandyShores Posts: 1,970 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Just seconding what others have said.  And agree with your sentiments about all that saving and so on making for less stressy life when you need to pull the belt buckle in.  Hope it all turns out well.
    "Think of many things, do one"
    Mortgage 30 Aug'25 est. £209,500 £309,749 2020 (current ends 2038)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • Lots of good things there Fortune! Glad the bowls company came through. I'll try to channel you if I ever have to ask for a refund for anything!

    Sorry about the job disruption again. Does sound like you're in a better place to weather it though, well done x
    Good customer service in the end.

    Hope your DH keeps his job until beyond August then so you can get the right mortgage
    Just seconding what others have said.  And agree with your sentiments about all that saving and so on making for less stressy life when you need to pull the belt buckle in.  Hope it all turns out well.

    Thanks guys 😘  We'd rather the decision was in our hands of course but, if not, we'll be ok.

    Fortune x

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