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Tales from The Shire

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  • Jessy103
    Jessy103 Posts: 2,246 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Sorry to hear Uncle F left such a mess! Maybe you should send him a bill for the cleaning! 
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • themadvix
    themadvix Posts: 8,778 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Oh Fortune, how horrible for you! 😢 
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • rtandon27
    rtandon27 Posts: 5,704 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Oh Fortune - how disheartening after all your kind efforts to provide support.
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • greent
    greent Posts: 10,781 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    How jolly rude of Uncle F ☹☹
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • ruby_eskimo
    ruby_eskimo Posts: 4,795 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Oh no that's awful that Uncle F left the place in such a mess after all the help and support you've given him, I'm so annoyed for you 😡😡😡  
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I would get professionals in and send him the bill. Like an estate agent clean. That's ridiculous!

    Glad you are getting your decorating sorted - and at least it's an annexe but even so.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Cheery_Daff
    Cheery_Daff Posts: 17,185 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh, all that sunshiney yellow sounds marvellous Fortune! We painted our hall 'Happy Yellow' a couple of years ago, and while we never got round to the paintwork, the walls themselves are indeed most cheerful. We've also bought a retro yellow tester pot for the kitchen, and retro orange (I think) for the bedroom. Might be cold outside but we will be basking in a warm glow inside! :lol: 

    Glad you had a word with Uncle F - does indeed seem like he's got the message.
  • Ooh, all that sunshiney yellow sounds marvellous Fortune! We painted our hall 'Happy Yellow' a couple of years ago, and while we never got round to the paintwork, the walls themselves are indeed most cheerful. We've also bought a retro yellow tester pot for the kitchen, and retro orange (I think) for the bedroom. Might be cold outside but we will be basking in a warm glow inside! :lol: 

    Glad you had a word with Uncle F - does indeed seem like he's got the message.

    There's a lot of natural wood in our house @Cheery_Daff so I think the walls can take a lot of colour.  Plus it's so cheering in the winter.  Your decorating plans sound fabulous.  Don't know how you've coped without a kitchen for so long - I've only been without mine for a week and that was bad enough 😅

    Fortune x

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