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Tales from The Shire

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Comments

  • Jessy103
    Jessy103 Posts: 2,551 Forumite
    Ninth Anniversary 1,000 Posts Mortgage-free Glee! Name Dropper
    Sorry to hear Uncle F left such a mess! Maybe you should send him a bill for the cleaning! 
    Starting Mortgage Balance (June 2019) £72,000. Mortgage Free November 2025!
  • themadvix
    themadvix Posts: 9,367 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Oh Fortune, how horrible for you! 😢 
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • rtandon27
    rtandon27 Posts: 6,328 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Oh Fortune - how disheartening after all your kind efforts to provide support.
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)
  • greent
    greent Posts: 10,946 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    How jolly rude of Uncle F ☹☹
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • ruby_eskimo
    ruby_eskimo Posts: 4,836 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Oh no that's awful that Uncle F left the place in such a mess after all the help and support you've given him, I'm so annoyed for you 😡😡😡  
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • savingholmes
    savingholmes Posts: 29,133 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I would get professionals in and send him the bill. Like an estate agent clean. That's ridiculous!

    Glad you are getting your decorating sorted - and at least it's an annexe but even so.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.3K Equity 36.55%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
    (If took bigger lump sum = 62K or 48.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.1K updated 14/11/25
  • Cheery_Daff
    Cheery_Daff Posts: 18,047 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh, all that sunshiney yellow sounds marvellous Fortune! We painted our hall 'Happy Yellow' a couple of years ago, and while we never got round to the paintwork, the walls themselves are indeed most cheerful. We've also bought a retro yellow tester pot for the kitchen, and retro orange (I think) for the bedroom. Might be cold outside but we will be basking in a warm glow inside! :lol: 

    Glad you had a word with Uncle F - does indeed seem like he's got the message.
  • Ooh, all that sunshiney yellow sounds marvellous Fortune! We painted our hall 'Happy Yellow' a couple of years ago, and while we never got round to the paintwork, the walls themselves are indeed most cheerful. We've also bought a retro yellow tester pot for the kitchen, and retro orange (I think) for the bedroom. Might be cold outside but we will be basking in a warm glow inside! :lol: 

    Glad you had a word with Uncle F - does indeed seem like he's got the message.

    There's a lot of natural wood in our house @Cheery_Daff so I think the walls can take a lot of colour.  Plus it's so cheering in the winter.  Your decorating plans sound fabulous.  Don't know how you've coped without a kitchen for so long - I've only been without mine for a week and that was bad enough 😅

    Fortune x

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