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Tales from The Shire

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  • Jabbed!

    I've had the jab 😁  The process was very easy and efficient thanks to our amazing NHS.  I wanted to speak to the nurses and volunteers and say how grateful I was for all their efforts and sacrifice.  I wanted to say how I thought the nurses deserved more than a 1% pay rise and I would be happy to pay higher taxes to fund it.  I wanted to say so much but I got very emotional so all I could manage was to repeatedly mutter "thank you".

    I was very achey yesterday and had a low-grade headache along with a slight tummy upset.  I stayed in bed but it was more for the comfort really, I could have got up.  I still ache a little today and my arm is sore but my head is clear.

    Mr F managed to cook pizza for lunch and fish and chips for supper yesterday (all from the freezer).  We have ordered a takeaway Sunday lunch for today from our favourite restaurant just to give me more of a break from cooking.  Costs will be met from this month's fun money.

    It's Census day today so we'll complete that when we're all sitting down together after lunch.  Then we've got a video call later with the Younger Fortunates.

    I'm only five days away from becoming a pensioner 😲 and a mega money shuffling day 😆  Mr F and I will feel rich for a minute before overpayments are made and budgets allocated.  I will have to have a think about the figures in my signature.  We are still on a fixed rate so limited as to the overpayments we can make for the next fourteen months or so.  I think I'll record how much of the mortgage has actually been paid and how far we are towards mortgage neutrality.

    Happy Sunday everyone

    Fortune x

  • Cheery_Daff
    Cheery_Daff Posts: 17,196 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh, I'd not noticed your % mortgage paid figure Fortune, that's exciting! I might work ours out (or might not..). Did you work it out based on the total amount borrowed, not including interest? 

    Hooray for jabs! Mr Cheery had his yesterday too, and it was SO quick - I thought they'd sent him back out to wait in the car as we'd arrived early, but nope, they'd already done it! Glad you had pizza to celebrate, and a takeaway today sounds perfect. 
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you've had your jab. Great that you are heading towards mortgage neutrality. That's one of my next goals. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • greent
    greent Posts: 10,783 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Thanks everyone.  Jab done and dusted and I survived 😆  I do hope you feel better soon @greent.

    Fortune x
    Thank you, fortune - I woke up Saturday morning feeling bright eyed and bushy tailed and realised that I could raise my arm fully with no pain at all - so maybe my tiredness was partly down to the vaccine - whatever, I'm very glad to have had it and any minimal side effects , rather than C0vid itself - and agree that the staff are doing a marvellous job :) it really is amazing when you think how quickly the vaccine has happened - I was listening to one of the Oxford AZ scientists this morning - their first volunteer in the trials received the vaccine last April - and here we are less than a year later with clinically vulnerable people 16+ and most over 50s now being offered it (with some regional variances) - absolutely wonderful :) 
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,122 Forumite
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    Glad you've had your jab. Great that you are heading towards mortgage neutrality. That's one of my next goals. 

    We're on a fixed rate @savingholmes so are limited as to how much we can overpay right now.  I'm hoping that keeping track of how our savings offset our mortgage will motivate me to keep the cash in the bank 😆

    Fortune x

  • Fortune_Smiles
    Fortune_Smiles Posts: 5,122 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    greent said:

    Thanks everyone.  Jab done and dusted and I survived 😆  I do hope you feel better soon @greent.

    Fortune x
    Thank you, fortune - I woke up Saturday morning feeling bright eyed and bushy tailed and realised that I could raise my arm fully with no pain at all - so maybe my tiredness was partly down to the vaccine - whatever, I'm very glad to have had it and any minimal side effects , rather than C0vid itself - and agree that the staff are doing a marvellous job :) it really is amazing when you think how quickly the vaccine has happened - I was listening to one of the Oxford AZ scientists this morning - their first volunteer in the trials received the vaccine last April - and here we are less than a year later with clinically vulnerable people 16+ and most over 50s now being offered it (with some regional variances) - absolutely wonderful :) 

    Glad to hear you're feeling better @greent.  I've been very tired since my jab.  I'm taking it as sign that my body's working hard to develop some immunity.

    Fortune x

  • greent
    greent Posts: 10,783 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you perk back up soon, Fortune x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
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