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Tales from The Shire
Comments
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Jabbed!
I've had the jab 😁 The process was very easy and efficient thanks to our amazing NHS. I wanted to speak to the nurses and volunteers and say how grateful I was for all their efforts and sacrifice. I wanted to say how I thought the nurses deserved more than a 1% pay rise and I would be happy to pay higher taxes to fund it. I wanted to say so much but I got very emotional so all I could manage was to repeatedly mutter "thank you".
I was very achey yesterday and had a low-grade headache along with a slight tummy upset. I stayed in bed but it was more for the comfort really, I could have got up. I still ache a little today and my arm is sore but my head is clear.
Mr F managed to cook pizza for lunch and fish and chips for supper yesterday (all from the freezer). We have ordered a takeaway Sunday lunch for today from our favourite restaurant just to give me more of a break from cooking. Costs will be met from this month's fun money.
It's Census day today so we'll complete that when we're all sitting down together after lunch. Then we've got a video call later with the Younger Fortunates.
I'm only five days away from becoming a pensioner 😲 and a mega money shuffling day 😆 Mr F and I will feel rich for a minute before overpayments are made and budgets allocated. I will have to have a think about the figures in my signature. We are still on a fixed rate so limited as to the overpayments we can make for the next fourteen months or so. I think I'll record how much of the mortgage has actually been paid and how far we are towards mortgage neutrality.
Happy Sunday everyone
Fortune x
https://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living4 -
Ooh, I'd not noticed your % mortgage paid figure Fortune, that's exciting! I might work ours out (or might not..). Did you work it out based on the total amount borrowed, not including interest?
Hooray for jabs! Mr Cheery had his yesterday too, and it was SO quick - I thought they'd sent him back out to wait in the car as we'd arrived early, but nope, they'd already done it! Glad you had pizza to celebrate, and a takeaway today sounds perfect.3 -
Glad you've had your jab. Great that you are heading towards mortgage neutrality. That's one of my next goals.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
Fortune_Smiles said:
Thanks everyone. Jab done and dusted and I survived 😆 I do hope you feel better soon @greent.
Fortune xit really is amazing when you think how quickly the vaccine has happened - I was listening to one of the Oxford AZ scientists this morning - their first volunteer in the trials received the vaccine last April - and here we are less than a year later with clinically vulnerable people 16+ and most over 50s now being offered it (with some regional variances) - absolutely wonderful
I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £203 -
Cheery_Daff said:Ooh, I'd not noticed your % mortgage paid figure Fortune, that's exciting! I might work ours out (or might not..). Did you work it out based on the total amount borrowed, not including interest?
Hooray for jabs! Mr Cheery had his yesterday too, and it was SO quick - I thought they'd sent him back out to wait in the car as we'd arrived early, but nope, they'd already done it! Glad you had pizza to celebrate, and a takeaway today sounds perfect.
It's very exciting when the figure goes up @Cheery_Daff - if I stick to my op goals that's about 1 percent every two months at the moment. I work it out based on the total amount borrowed using this handy little calculator. I'll be using my pension lump sum to make some bigger ops soon and that will be very exciting! I have a print out of a house up in the kitchen. It has 100 squares and I colour in one square every time I pay off an extra 1 percent.
Glad to hear Mr Cheery has also had his jab. I know it doesn't make us entirely safe but it does make day to day life a little less worrying.
Fortune x
https://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living5 -
savingholmes said:Glad you've had your jab. Great that you are heading towards mortgage neutrality. That's one of my next goals.
We're on a fixed rate @savingholmes so are limited as to how much we can overpay right now. I'm hoping that keeping track of how our savings offset our mortgage will motivate me to keep the cash in the bank 😆
Fortune x
https://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living3 -
greent said:Fortune_Smiles said:
Thanks everyone. Jab done and dusted and I survived 😆 I do hope you feel better soon @greent.
Fortune xit really is amazing when you think how quickly the vaccine has happened - I was listening to one of the Oxford AZ scientists this morning - their first volunteer in the trials received the vaccine last April - and here we are less than a year later with clinically vulnerable people 16+ and most over 50s now being offered it (with some regional variances) - absolutely wonderful
Glad to hear you're feeling better @greent. I've been very tired since my jab. I'm taking it as sign that my body's working hard to develop some immunity.
Fortune x
https://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living4 -
Hope you perk back up soon, Fortune xI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £201
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Yaaaawn
I felt poorly again on Tuesday and had to stay in bed. Very frustrating as I wasn't expecting to have a relapse and I had plans to... do stuff 😠 I've been very tired since too. However, I'm taking it as a good sign. My body is obviously hard at work making antibodies and other defences. But... I've not done much as a result and haven't much to report.
Tomorrow though I become a pensioner and, hopefully, will have some pension to shuffle around. I received three early cards today and a present from the Younger Fortunates - a big box of fabulous skin care products... maybe my wrinkles are showing 😆 They are from an ethical, sustainable, British company and I've wanted to give them a try for a while so it was a lovely, thoughtful gift.
We had Cherry tomato, kale, ricotta & pesto pasta for lunch and I'm planning Fried Gnocchi & Purple Sprouting Broccoli for supper. Doubling up on the tomatoes and the ricotta but I've sulky vegetables to use up and these recipes suit.
I'm joining a virtual book launch this evening. A friend from one of my writing groups has published a novel and I want to support them.
We've nothing much planned for tomorrow but will probably pick up a fish and chip supper and open a bottle of fizz. It'll be a quiet affair but something to mark the occasion.
Friday tomorrow peeps!
Fortune x
https://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living5 -
Ooh, congratulations on your impending pensioner-hood Fortune!! How lovely. I hope you feel well enough to enjoy your day xx5
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