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Tales from The Shire

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  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you had a lovely time celebrating - and on a budget too. All sounding good.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • rtandon27
    rtandon27 Posts: 5,707 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Blooming...
    Fortune - I absolutely love that 'Blooming' has it's own category! xx RT
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • beanielou
    beanielou Posts: 95,625 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    All sounding good  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,116 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    rtandon27 said:
    Blooming...
    Fortune - I absolutely love that 'Blooming' has it's own category! xx RT

    Ah but is it 'blooming lovely' or is it 'blooming heck' RT? 😂😂😂

    Fortune x

  • Fortune_Smiles
    Fortune_Smiles Posts: 5,116 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    beanielou said:
    All sounding good  :)

    Thank you beanie - lovely to 'see' you.

    Fortune x

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