Warning if you use contactless payments

Le_Kirk

Well, just pop into Tesco, do your shopping and the person before you will have paid for it!!

pelirocco

Blackbeard_of_Perranporth wrote: »

Thanks. I've rung my bank, cancelled all my cards and now don't have access to any money! I will be broke until they replace my cards!

Why have you cancelled your cards? ,,,are you alos known as sheila?

System

Two things that many people don't know about contactless and both bad:
1. Takes an extra day for funds to leave account
2. Some banks don't take off the money off available balance.

I work in retail and seen customers say they have £80 in the account and why isn't it taking a £20 payment. I ask them have they used their card. She said yes. In the process, we worked out she had only £15 left.

Blackbeard_of_Perranporth

pelirocco wrote: »

Why have you cancelled your cards? ,,,are you alos known as sheila?

I'm broke!!!!!!!

hollydays

Blackbeard_of_Perranporth wrote: »

I'm broke!!!!!!!

" broke Sheila"

firefox1956

Sorry but I just don't believe the OP's scenario.........
I have used contactless cards since they first became available sometimes maybe 10 times a week.
Never had any problems at all.
HTH

Lip_Stick

ScarletMarble wrote: »

Two things that many people don't know about contactless and both bad:
1. Takes an extra day for funds to leave account
2. Some banks don't take off the money off available balance.

I work in retail and seen customers say they have £80 in the account and why isn't it taking a £20 payment. I ask them have they used their card. She said yes. In the process, we worked out she had only £15 left.

When I use contactless at Asda, it now shows up immediately as a pending transaction. No other shops do though, which is annoying as clearly it can be done.

RichardD1970

Lip_Stick wrote: »

When I use contactless at Asda, it now shows up immediately as a pending transaction. No other shops do though, which is annoying as clearly it can be done.

Used contactless at Aldi at 16:30 this afternoon. Shows up on my online banking now. Never checked how soon after it does show.

Sharon87

It all depends on the retailer, and not just for contactless transactions, any transactions. So just because it doesn't appear straight away it's not a contactless glitch.

I find it hard to believe the previous customer paid for your shopping. You probably have a contactless card when your old when expired and didn't realise.

Also if someone does steal your card and you see unknown transactions, the bank will reimburse you the same day you tell them (well Natwest did that for me at least). Also you have to put your pin in after a certain number of contactless transactions (unless you've entered your pin at an atm or another transaction).

I was a skeptic at first, but now i'm a convert to contactless!

robatwork

Tin hatted nonsense.

For future googlers - this didn't happen.