Nearly debt free diary

jemreading

Paid for the afternoon tea online via my friends link.. turns out I also paid the whole bill of £150 my friends are going to pay me the cash back on Sunday!!

I’m just poor until Sunday now.

jemreading

I’m returning home tomorrow and looking forward to getting back into a routine! I miss going about my daily life but it’s nice having a holiday!! I can’t believe I’ve had 5 days off work.

I have a small amount of holiday money left (1200 Czech Crown which is about £38) but still got to get through duty free.

jemreading

I made it back home and got through duty free unharmed which is a first! I also made it back with some holiday money! I did pay for a taxi back from the train station, usually we'd walk but after a 7 hour journey I couldn't face a 40 minute walk with a heavy bag so it was £5.07 well spent!

Money round up:
- £100 due back from afternoon tea.
- £40 in £1 coins to exchange
- £34 in main bank account (taking into consideration I have £150 to go out for afternoon tea error but 1 friend already paid me back! Just another £100 to get back)
- £1.09 in savings as I had to move £34 from my savings into my bank account to stop going overdrawn after mentioned tea error!
- £100 in food shopping wallet
- £13.90 in wallet
- £8 in football sport wallet
- 1000 Czech Koruna to return (looking at £30ish)

Once the money goes back into my account I will need to reallocate it to my social events for the rest of the month which consist of: 1 birthday meal and drinks, (£25) 1 birthday gift (£15), 1 Christmas party (£20) and 2 football tickets (£26)!

jemreading

I also lost the supermarket battle!!!! We aren't going to try aldi anymore but sticking with where we are (is there an eye rolling emoji? I need it!)

jemreading

Me and the OH are going to the cinema today - I've already paid him for the ticket

We went food shopping last night and we got our cinema popcorn for £1.50 just need to pop into a corner shop and pick up a drink for £1 each and that's cinema snacks sorted. Feel like it's a MSE way to go rather than buy a popcorn and drink for £8 each at the cinema!

My friend also suggested going shopping for her birthday soon as she wants to get a new outfit. I've explained that I will go but don't expect me to spend much as I'm poor! This way there are no expectations for me to buy a new outfit for her birthday!!!

jemreading

First day back at everything after my holiday and I am tired!

Not too much to report money wise. I got £36.10 back from my holiday money, and then spent £4.. on lunch even though I had a salad (WHO HAS A SALAD IN WINTER?!)

Plans for the rest of this week, money wise is:
- sort out £1 coins (forgot my bank card!)
- have a NSD on Tuesday and Thursday as Wednesday and Friday are planned spend days
- source my friends birthday present for as little as possible.
- spend no money on food/drinks (apart from Friday as going for drinks)

jemreading

My night has consisted of talking myself out of paying for a deposit for a holiday (on the CC - what was I thinking?!) and buying kettlebells.. I call that a successful evening!

db2016

re the shopping,

is the OH perciving the quality based on others etc, maybe say "oh i picked this up from (branded place) cook it and then see if he noticed the quality then?

just a thought, as theres a "downshift" challenge all over these forums and they seem to work. move down one level and assess the tastes etc.

i spend about £35 a week for just me in aldi, but that does include an "expensive, posh" pizza at £3.10, but way less than a pizza shop and also the chicken is cheap! diced breast, £2.40, i usually go through a couple of them and also a couple packs of prawns (again usually an expensive dish, but not in aldi etc).

jemreading

Honestly, my OH is snobby when it comes to his food, he prefers quality and makes a lot of food from scratch, for example, he makes his lunch and it costs him £15 for the week. This includes: making a pasta salad, adding a sauce, walnuts, pumpkin seeds and fish.

Some of the food we buy is for his dietary requirements (lacto free milk required, we’ve tried soya milk and almond milk and he dislikes both and difficulty with food due to his achalasia and IBD)

He just doesn’t seem ‘on board’ with the money saving.. even though he has a giant overdraft himself!!

jemreading

I changed £20 worth of £1 coins. My OH borrowed £5 from my coin collection so I couldn’t take the other £15 in! I also put in £20 of my holiday money and kept £10 for my gift fund (hoping to buy my friend her birthday gift with it)

I also got my money from prolific (£16.02) to my paypal and I paid my dad the £37.50 for my football tickets (a friend now owes me £13)