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Ulster Bank: Easy Access Savings Account at 1.25% pa - Page 48

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Ulster Bank: Easy Access Savings Account at 1.25% pa

edited 6 August 2017 at 9:54AM in Savings & Investments
500 replies 80.4K views
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  • veryintriguedveryintrigued Forumite
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    Don't be too quick to bin this account completely.

    Those of us whom already had an Uister account (mine had zero in as closing it wasnt that easy) had a far easier time opening up this specific one.

    If a new one comes up in the future then you'll be all set.
  • G_MG_M Forumite
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    on the plus side, if you close, you'll be compounding the interest early.
    ** If I include a blue link in my post, click and read it before posting a follow-up question. The answer may be in the link! **
  • J_BJ_B Forumite
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    Part of the Furniture 1,000 Posts Name Dropper Photogenic
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    Just had an email to say they will be lowering the rate to 1% on 6th April 2018!

    We have a joint account - Mrs B has had the email ... but I haven't!!!!!
  • glider3560glider3560 Forumite
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    I tried to close this online yesterday (money was already transferred to Birmingham Midshires when it launched). Couldn't do it online. Spoke to someone on live chat who said you can't close your only savings account online. Told me to go to a branch (I'm in England). That's not possible. So he told me to write to "your nearest branch".

    I can see the Downpatrick branch getting a lot of letters....!

    I could leave the account open, but I'm trying to reduce the number of unused accounts I have.

  • AirlieBirdAirlieBird Forumite
    1K posts
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    https://digital.ulsterbank.co.uk/personal/savings/instant-access-accounts/eSavings.html
    Under General Account Information

    How do I close my account?

    If the eSavings account is in joint names or if this is your only connection you can request closure by writing to the following address:

    Ulster Bank Online Savings Account Closure
    Retail and Corporate Operations
    Banking Operations
    UB Services
    Ulster Bank Ireland Limited
    Danesfort
    Stranmillis Road
    Belfast
    BT9 5UB

    When writing to us, please sign and date the letter and also indicate where any remaining funds in the account should be transferred to.

    All requests are subject to additional security checks and consequently we may need to contact you for additional identification to verify the request.

    If the eSavings account is in a sole name and you have other connections with us you can close your account online within Anytime Banking.
    Did you really mean to put loose?
    Lose: no longer possess, not to retain, unable to find
    Loose: not firmly or tightly fixed in place
  • roddydogsroddydogs Forumite
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    What a load of faff I think ill just leave £1in!
  • glider3560glider3560 Forumite
    4K posts
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    roddydogs wrote: »
    What a load of faff I think ill just leave £1in!
    It's possible to reduce the balance to zero. I've done this. Hopefully they'll close it automatically.

  • veryintriguedveryintrigued Forumite
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    glider3560 wrote: »
    It's possible to reduce the balance to zero. I've done this. Hopefully they'll close it automatically.

    See above - they won't if its like the previous incarnation.
  • talexusertalexuser Forumite
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    What's the consensus on leaving it open with a few quid - do they come up now and then as a best buy loss leader rate? (I haven't noticed myself).
  • Chloe_GChloe_G Forumite
    92 posts
    Part of the Furniture 10 Posts Combo Breaker
    I wish I hadn't opened it now.
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