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Ulster Bank: Easy Access Savings Account at 1.25% pa
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Don't be too quick to bin this account completely.
Those of us whom already had an Uister account (mine had zero in as closing it wasnt that easy) had a far easier time opening up this specific one.
If a new one comes up in the future then you'll be all set.0 -
on the plus side, if you close, you'll be compounding the interest early.0
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King_Of_Fools wrote: »Just had an email to say they will be lowering the rate to 1% on 6th April 2018!
We have a joint account - Mrs B has had the email ... but I haven't!!!!!0 -
I tried to close this online yesterday (money was already transferred to Birmingham Midshires when it launched). Couldn't do it online. Spoke to someone on live chat who said you can't close your only savings account online. Told me to go to a branch (I'm in England). That's not possible. So he told me to write to "your nearest branch".
I can see the Downpatrick branch getting a lot of letters....!
I could leave the account open, but I'm trying to reduce the number of unused accounts I have.0 -
https://digital.ulsterbank.co.uk/personal/savings/instant-access-accounts/eSavings.html
Under General Account Information
How do I close my account?
If the eSavings account is in joint names or if this is your only connection you can request closure by writing to the following address:
Ulster Bank Online Savings Account Closure
Retail and Corporate Operations
Banking Operations
UB Services
Ulster Bank Ireland Limited
Danesfort
Stranmillis Road
Belfast
BT9 5UB
When writing to us, please sign and date the letter and also indicate where any remaining funds in the account should be transferred to.
All requests are subject to additional security checks and consequently we may need to contact you for additional identification to verify the request.
If the eSavings account is in a sole name and you have other connections with us you can close your account online within Anytime Banking.Did you really mean to put loose?
Lose: no longer possess, not to retain, unable to find
Loose: not firmly or tightly fixed in place0 -
What a load of faff I think ill just leave £1in!0
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glider3560 wrote: »It's possible to reduce the balance to zero. I've done this. Hopefully they'll close it automatically.
See above - they won't if its like the previous incarnation.0 -
What's the consensus on leaving it open with a few quid - do they come up now and then as a best buy loss leader rate? (I haven't noticed myself).0
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I wish I hadn't opened it now.0
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