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In pursuit of happiness - the kebabmeister's debt diary!
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            Hi donner - no,its not weird, its mse - have you seen those posts where everyone says, ooh, its addictive - well, thats what it is! Thats what you're going through! Tee hee. I don't usually pay much attention to schedules, but since you've just now used it successfully,and you're not some clueless celebrity (tell me you're not ....) that would be good. I'll pm you my email addy, thank you.2023: the year I get to buy a car0
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            Hiya KC,
 Definately no clueless celebrity! Just your average Joe! That must be what it is...getting addicted and constantly thinking about ways to make money to pay stuff off! Really looking forward to having this week off as would like to get things moving! Gonna sort this Balance Transfer now...wish I could apply for another 0% card but have no way of doing so and credit rating isn't exactly good either...have tried applying for one a few weeks ago but got declined! Mmmmmm 6 cards already, I wonder why! Plan to get them cancelled once they are paid off, that way can have the accounts closed with no tempation to use the blimin things again!
 Looking forward to getting out there with regards to the running too...got a few pounds to loose so the running should help...just have to sort my eating habits out! Desperately want to get my mini-me out and about...all she wants to do is watch TV or play computer games and natter to her mates on MSN, the same ones she saw at School just a few hours before! Have just seen a Rock Climbing school on the Internet which is close by, she had a School trip there a few months ago. They do youth training sessions, so might get her the training course for xmas. It is only a 4 hour session, but once she has passed that, she can become a proper member and use the facilities on Saturday mornings and if she got good enough, they do outdoor trips at weekends. She really needs to be out there enjoying herself. Kids these days just want to stay in all the time and never do any exercise. But suppose it isn't exactly safe these days, not like when I was kid and would play out all day! Want to take her out for a short run too...see how she gets on, also plan to get her riding her bike properly as she is still learning! That way we can go out on our bikes together. I suggested this earlier on and she said it would be mega embarrasing...that's nice ain't it! Tough luck for her though cause she is coming whether she likes it or not!!!
 Off to bed in a bit, hope everyone is all ok!
 Luv DK xxx:j 'Proud To Be Dealing With My Debts' - DFW Nerd member 866 :j0
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            Hello everyone! Had a bit of an expensive day today as has been my daughter's birthday so took her out for a nice lunch! My brother came over and he managed to fix my cooker which is a bonus! God have been weeks without my cooker, so planning on getting on to the OS board in a mo and starting this meal planning malarky! Having a friend over for tea tomorrow evening, so that will be nice! Is good cause don't have too many proper friends...people who I can hook up with and have a gossip with! Really looking forward to seeing her, will be great! Thinking of taking Emily to the Zoo tomorrow as have a voucher to get her in for free. Definately won't be buying lunch there though, cause is a major rip off! Hopefully if we fill up at breakfast time, we won't need anything there and can grab a sandwich (for which I have vouchers for!) on the way home! Plan to get her out on her bike on Thursday / Friday and get her being able to cycle properly so we can go out in bike rides together! Have managed to sell her old bike for £40 hopefully, which is great news! Also less clutter! This week is proving to be slightly costly as I don't have a car and we have to go by bus everywhere...I also have a driving lesson on Friday which ain't cheap, but I am going to be booking my test soon and if I don't carry on with it, it will end up costing me more in the long run as would have forgotten most of what I have learnt...part of me wishes I had never started this learning to drive, but it is gonna be costly whenever I do it and at least now I should be ready to take my test before Xmas...hope so...Just want it all out of the way now, feels like I have been learning forever 
 Anyways, better take a looksy at the OS board for learning how to meal plan, want healthy foods as really want to loose a few pounds 
 Take care all, luv DK xxx:j 'Proud To Be Dealing With My Debts' - DFW Nerd member 866 :j0
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            Hello all,
 Well week off nearly finished...rubbish! Don't really feel like I have accomplished much...still feeling really tired all the time, not too sure why...time of year? Lack of nutrients? I dunno...all I do know is that I hate feeling like this! Gonna do some research with my old friend google methinks!
 Anyway, sent through the paperwork to request the balance transfer from the Virgin card to the M & S card as this was a special 4.9% for the life of the balance with no tranfers fee too. Virgin wrote to me the other day and said my 0% offer was now over and it would go up to 21.9%...jees! So hopefully that will be done within a week or so.
 Took Emily out on her bike today, she is doing really well trying to learn how to ride a bike...my silly fault as should have taught her years ago but you live and learn! Had a nice day yesterday as my friend came over for tea, think I am going to try and make that a weekly thing, whereas have a friend over for the evening as is good for me to have some girlie company. Has been hard for me as used to think I would not have much in common with people my own age as I had Emily so young and thought everyone would look down on me...am getting better with that now though, thank goodness. Got to remember that I am who am I...I am always trying to be friendly and helpful and hopefully people will like me for me...
 Have managed to find a new running plan, so hope to get back to it on Sunday and start my running properly. This plan is more intense than the last one and is meant to make you able to runn a half marathon in under 2 hours! :eek: My time before was 2h 16 mins so should be interesting! Hopefully if I can sort my diet out, it should not be so much of an issue. Gonna sign up to do another 10k next month to help me keep focused over the coming winter months.
 Also spent some time getting to grips with the OS fly lady thread...printed the tasks off and plan to start those next week too! Am so fed up of living in a mess...hopefully that will help me get things in order house wise!
 I really need to get my diet / meal planning stuff sorted. Want to do this this evening so that I can order some food for deleivery next week, especially as Emily is going to start having packed lunches again.
 I have another driving lesson tomorrow...groan...am so sick of them it is not even funny gonna go online this evening and try and book my test as really want to have this finished by the end of the year as don't want to be carrying on this in 2008. gonna go online this evening and try and book my test as really want to have this finished by the end of the year as don't want to be carrying on this in 2008.
 Me and Emily are off to Thorpe Park on Saturday, have some BOGOF tickets. Really looking forward to going. Am also going with the boyf and our friend Mark who will be leaving the UK soon to go and be a snowboard instructor in Canada. Alright for some eh?!? Hopefully that won't prove too much money.
 Right meal plans....got to do them NOW...god knows where I start but need to sort them sooner rather than later!:j 'Proud To Be Dealing With My Debts' - DFW Nerd member 866 :j0
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            Hello d_k!
 Well - you really are whipping things into shape!
 Sorry to hear though that you are feeling tired though.
 OK little check list:
 * Are you getting enough sleep?
 * Are you getting too MUCH sleep? (Probably not but thought I'd ask!)
 * Are you sure you are getting enough iron? (Don't drink tea with meals or one hour either side of meals - it affects iron absorption)
 * Are you training/running on the right diet? (Enough glycogen in your muscles?) How is your diet in general do you think?
 * Do you drink enough water?
 * Do you spend a lot of time in warm/centrally heated buildings?
 All of those might have a bearing on your tiredness.
 I have to say though - you do sound like you are really getting into good habits and analysing things for a better time ahead - it's very impressive.Bank Balance: In the black for the moment.
 Sainsburys Loan: Cleared July 2010
 Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
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            Hiya LA,
 Thanks for the checklist! I usually get about 6-7 hours sleep a night which isn't good really, probably don't drink enough water...scrap that DON'T drink enough water! My diet has been horrendous of late and am probably not getting enough iron at all. Think that as from tomorrow I am gonna start taking a multivitamin with iron and also drinking more water, make sure I drink 2 litres a day. I really need to look at what foods I should be eating, especially ready for starting running next week. I am gonna make sure I am in bed by 11 this evening if I can...dunno if I am gonna sleep mind as have just been checking through my emails and found one from that horrible ex of mine. Haven't heard anything from him in months then all of a sudden I get an email from him. Not a nasty one as such, more kinda him telling me how well he is doing for himself (god knows why he thought I would want to hear about that) but am really shocked to hear from him...made me cry and can't believe that after being apart from him for over a year now he still has the ability to do that, make me cry and he is not even here...mad. I didn't bother to reply and just closed the email down as couldn't bear to look at it any more. Why the hell did he email me...god only knows??? I am not going to tell anyone as there isn't any point...no one (family / partner etc) want to hear about him so no point dragging it all up. I just want to be away from this forever, I have my family back now and I am so much in love...why did he email me? Hope he doesn't again...
 Anyway on a positive note managed to order Emily's xmas presents online...got them from amazon and ebay...blimin amazon ones won't be here until 20th November, that's ages away! So that is Emily, Dad and my brother sorted now. Know what my dad's wife wants, so that leaves me with boyf, his parents, brother's misses and their baby (my nephew) and that's the lot done! Feel better for that!
 Right off to have a drink...god knows I need one and that will use up the last of the wine left from last night. Don't try and drink anymore as one, affects fitness and two it is blimin expensive!
 Luv DK xxx:j 'Proud To Be Dealing With My Debts' - DFW Nerd member 866 :j0
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            if your bro is gd at electronics do you need the washing machine insurance???
 Also is cat insurance a nessacity (if he's young you could cancel for a few years)
 That would be over £15 a month better off.
 I'm in much the same situation as you (rubbish waste of space ex) but no kids at least to worry about
 Pob luc
 i'm hoping to post a debt diary when i can bring myself to itI have dyslexia, so get used to my spelling and grammar Mortgage pay off date 11/2028. Target 12/2020 :rotfl: Mortgage pay off date 11/2028. Target 12/2020 :rotfl:
 Current Balance £33921Declutter 2123/20160
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            Hi Donner thanks for the updates... Sounds like your ex has some control issues and thats why he is getting in touch to make sure he still has some control?? You could take the control back by deleting the email and any traces of his email address so that you don't email him back in a 'weak' moment?? Or even better you could change your email address???
 Sounds like things are going well for you with your new partner and it would be a shame for your ex to start chipping away at you??
 But you know him best so I am sure you will do whats best for you and your daughter.
 As for the water drinking I also do not drink enough and also I am feeling very tired and I know it is down to my food, water and routine in general so I too am going to get sorted.
 Good luck0
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            Hiya Mae,
 Your right, probably is a control thing...part of me wanted to reply and say hey look at me, 'im doing great without you to...but then I know that would achieve absolutely nothing and would make me as bad as he is! I am gonna delete the email now...Things are going great between me and my boyf, I worry sometimes as at the time when everything was going bad with my ex, I told myself I would never fall for anyone again...then I met him and we started going out and I have fallen for him in a huge way. I worry sometimes that I feel more for him than he does for me but I dunno, everything is always so complicated!
 The water thing is hard ain't it! Like I know what I am doing to myself, but then keep doing it! Need to sort it out but is so easy to get caught up in old ways! This whole food/drink thing is making me ill so need to sort it NOW! Before this gets out of control!:j 'Proud To Be Dealing With My Debts' - DFW Nerd member 866 :j0
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            Hello peeps...
 Sorry I haven't been around in ages...
 I went on holiday in early November, came back and my life has been all over the shop ever since! Can't believe sometimes how life throws soooo much stuff at you and you just have to get on with everything no matter what! Sometimes I just want to take time out...away from everything, but you just can't do that. You have to plough on with it all...slowly going mental! Last night crying into my wine, alone again, I decided that this is all getting ridiculous! I have the most wonderful daughter, dad and brother I could ever wish for and with my bro and dad living quite a way away, I need to pull myself together, sort my life out and get back home, close to them as that is where I belong! I have spent so many years being away from them, I want to get back home...back to where I grew up and where all my friends are. I am lucky in the sense that even though I had Emily whilst I was 16, now being 28 means that within a few years, she will be out doing her own thing and my life can start again!
 Anyhooooos, enough of that malarky! I am good to go and fell great to be back! I am gonna tackle this thing and everything else head on! NO-ONE is gonna stop me now, NO-ONE!
 Righteo...I have so much xmas stuff to sort! Should have done this ages ago rather than burying my head in the sand and crying about everything. I have most of the pressie done now so stuff like tree, decorations, cards etc to do. I will have to update my soa very soon as have spent a bit due to everything being all over the shop and stuff breaking and going wrong! Really hope everyone is ok...
 Luv the kebabmeister xxx:j 'Proud To Be Dealing With My Debts' - DFW Nerd member 866 :j0
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