On a Mission

Mummy_bear

ohshithowdidthathappen wrote: »

You're doing amazingly well. We have 5 children, but ours are all singletons, twins are a different league!
Must have been lovely to clear the student loan.
Wouldn't it be great if you had cleared all your debt by the time you market your house in Jan 2021?!

Thanks

Would love to have it cleared by Dec 2020 if I'm honest! Here's hoping

enthusiasticsaver

I think you are a wonderful example of how you can clear debt even in straitened circumstances. To have a fairly large family and a years maternity leave and clear about half your debt is awesome. I think you get some help with childcare from your mum though don't you so I guess that helps. Childcare costs for twins must be crippling.

Mummy_bear

enthusiasticsaver wrote: »

I think you are a wonderful example of how you can clear debt even in straitened circumstances. To have a fairly large family and a years maternity leave and clear about half your debt is awesome. I think you get some help with childcare from your mum though don't you so I guess that helps. Childcare costs for twins must be crippling.

You're not wrong. Childcare costs would cripple us. My mum is an angel :A

Mummy_bear

Signature update

£22842.41/£46444.23 49.18% paid

Ever close to the 50% paid mark

Mummy_bear

Today marks the day I'm back at work. Currently on my lunch break. Update so far is that the twins are settled with my mum. Still finding it hard to relax. Seems worse this time than previous times.

The twins are 1 now :eek: twin 2 is on the cusp of walking. They've also discovered our bookcase :rotfl: books now precariously placed on the highest unreachable shelf!

This month marks the new increased payment target.


Totals as of 1st July

HSBC CC £4065
MBNA CC £2811 £367 paid off
Tesco Loan £5320
Santander Loan £3109
M&S Loan £4187.76 £155.12 paid off
DH MBNA CC £2564.85 £150 paid off



Total debt as of 17th June £22736.21
Total debt as of 1st July £22064.09
~~~~~~~~~~~~~~
Monthly Challenge


Earn £25 payable from survey sites

£0/£25

VO is now up to £10.10
PA currently has £2.89 payable and £5.38 pending.
Onepoll currently has £28.20 in there. getting through a few of these. Inching closer to the £40 cashout threshold
Yougov currently has 585 points in there.
E.Rewards currently has 5000 points in there.
Qmee has £0.75 in there .(July cashout so far £0)




Pay off £1150 from debt £672.12/ £1150




To list 10 new things on 3bay
0/10



MB

DancingInTheRain

So close to the 50% mark now, you’ve done so well

Hope the first day back goes well, it certainly seems to be harder on the parents than the children.

Take care x

ohdearhowdidthathappen

Hope your first day back is going well, it is hard.

At least you know they have each other and they're with your mum. Probably as good as it gets as far as childcare goes!

You're so close to 50%, such an impressive landmark

Mummy_bear

Thanks everyone,

The girls didn't seem to miss me and we're very settled for my mum.

The anxiety of the new routine has subsided a little so I feel I am able to relax a little more in work today.

On mse news I've budgeted £80 a month for possible parking costs if I'm unable to locate a free space. So far I've been lucky to get free spaces. Hopefully if I don't use this budgeted money I'll be able to split it between debt and some of my saving pots.

MB

wishingthemortgaheaway

Super super news all around.
You will hit that 50% paid in no time.

Mummy_bear

Good morning.

Wow getting back to work has been a stressful experience. Being in work is my time to relax but the morning and evening rush is unreal. I keep forgetting things. I'm going to spend some time today making lists (I love lists). Lists of everything I need to do in the evening and lists for everything in the morning.

On a plus only another 3 weeks in work after today then on leave again for 3 weeks!




Totals as of 5th July

HSBC CC £3935 £130 paid off
MBNA CC £2811
Tesco Loan £5320
Santander Loan £3109
M&S Loan £4187.76
DH MBNA CC £2564.85



Total debt as of 17th June £22736.21
Total debt as of 1st July £22064.09
Total debt as of 5th July £21927.61 sub 22k :j
~~~~~~~~~~~~~~
Monthly Challenge


Earn £25 payable from survey sites

£0/£25

VO is now up to £10.10
PA currently has £9.23 payable and £1.34 pending.
Onepoll currently has £28.20 in there. getting through a few of these. Inching closer to the £40 cashout threshold
Yougov currently has 885 points in there.
E.Rewards currently has 5000 points in there.
Qmee has £0.86 in there .(July cashout so far £0)




Pay off £1150 from debt £802.12/ £1150




To list 10 new things on 3bay
0/10



MB