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  • wishingthemortgaheaway
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    Woohooo, can't wait for that £6. Something to come off and you are into the next hundreds bracket. You are smashing this!
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • Mummy_bear
    Options
    Good morning diary

    Popping in for my mid month update. Life is still hectic and we're now heading into half term :eek: got a few free things planned so shouldn't be too bad. DS has a fun half term homework to do and that is to make either a model space rocket or an alien. They've been learning about space, a favourite topic of his. We've also got also got few days out planned in local parks. Just hope this lovely weather continues.





    Totals as of 16th February

    HSBC CC £4715
    MBNA CC £3435.50
    Tesco Loan £6178.16 £213.04 paid off
    Santander Loan £3730.75 £155.45 paid off
    M&S Loan £4963.84
    DH MBNA CC £3314.85

    Total debt as of 26th January £27075.71
    Total debt as of 5th February £26706.59:j sub 27k
    Total debt as of 16th February £26338.1



    ~~~~~~~~~~~~~~
    Monthly Challenge


    Earn £25 payable from survey sites

    £0/£25

    VO is now up to £9.35
    PA currently has £12.14 payable and £0.15 pending.
    Onepoll currently has £28.20 in there. getting through a few of these. Inching closer to the £40 cashout threshold
    Yougov currently has 4230 points in there.
    E.Rewards currently has 5000 points in there.
    Qmee has £0.16 in there .(February cashout so far £0)




    Pay off £850 from debt £737.61/ £850




    To list 20 new things on 3bay

    12/20

    I've drafted some up to start tomorrow and will do some more later.
    It's all the babies clothes that no longer fit :(
    I've kept a few to store away which I will hopefully get made into memory blankets at some point.

    MB
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:
    £40773.61 /£46444.23 87.8% paid
  • Mummy_bear
    Mummy_bear Posts: 604 Forumite
    First Anniversary Name Dropper First Post Photogenic
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    This will be the first of 3 entries today.

    This one will be a belated round up of February's figures....




    Totals as of 28th February

    HSBC CC £4715
    MBNA CC £3435.50
    Tesco Loan £6178.16
    Santander Loan £3730.75
    M&S Loan £4963.84
    DH MBNA CC £3164.85 £150 paid off

    Total debt as of 26th January £27075.71
    Total debt as of 5th February £26706.59:j sub 27k
    Total debt as of 16th February £26338.1
    Total debt as of 28th February £26188.1



    ~~~~~~~~~~~~~~
    Monthly Challenge


    Earn £25 payable from survey sites

    £0/£25

    VO is now up to £9.35
    PA currently has £12.14 payable and £0.15 pending.
    Onepoll currently has £28.20 in there. getting through a few of these. Inching closer to the £40 cashout threshold
    Yougov currently has 4230 points in there.
    E.Rewards currently has 5000 points in there.
    Qmee has £0.16 in there .(February cashout so far £0)




    Pay off £850 from debt £887.61/ £850 :T




    To list 20 new things on 3bay

    15/20



    MB
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:
    £40773.61 /£46444.23 87.8% paid
  • Mummy_bear
    Mummy_bear Posts: 604 Forumite
    First Anniversary Name Dropper First Post Photogenic
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    Latest signature reads as

    £20256.13/£46444.23!43.61% paid
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:
    £40773.61 /£46444.23 87.8% paid
  • misstara
    misstara Posts: 3,883 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    Almost 44% paid is amazing, well done :T:T
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10796.88/£15000 (72% saved). Emergency fund - £1538.77/£2000 (76.9% saved).
  • Mummy_bear
    Mummy_bear Posts: 604 Forumite
    First Anniversary Name Dropper First Post Photogenic
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    Last update for today.

    We've hit the 8 months point with the twins. They're on the cusp of crawling so life is about to get more hectic.

    I worked a kit day last week.DH had the day off so I could go in. It was cut short however as the twins were very unsettled. They came down with horrid colds over the weekend so we think that's why they were cranky.

    Have a few more kit days planned for April.



    Totals as of 1St March

    HSBC CC £4585 £130 paid o
    MBNA CC £3374.50 £61 paid off
    Tesco Loan £6178.16
    Santander Loan £3730.75
    M&S Loan £4963.84
    DH MBNA CC £3164.85

    Total debt as of 28th February £26188.1
    Total debt as of 1st March £25997.1 sub 26k :j


    ~~~~~~~~~~~~~~
    Monthly Challenge


    Earn £25 payable from survey sites

    £0/£25

    VO is now up to £9.35
    PA currently has £12.14 payable and £0.15 pending.
    Onepoll currently has £28.20 in there. getting through a few of these. Inching closer to the £40 cashout threshold
    Yougov currently has 4230 points in there.
    E.Rewards currently has 5000 points in there.
    Qmee has £0.16 in there .(February cashout so far £0)




    Pay off £850 from debt £191/ £850




    To list 20 new things on 3bay

    0/20



    MB
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:
    £40773.61 /£46444.23 87.8% paid
  • enthusiasticsaver
    enthusiasticsaver Posts: 15,615 Ambassador
    First Anniversary First Post Name Dropper I've been Money Tipped!
    Options
    Under £26k is great. :eek::eek: to the crawling twins. They don't stay babies for long do they? Good luck on kit days.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
  • Mummy_bear
    Mummy_bear Posts: 604 Forumite
    First Anniversary Name Dropper First Post Photogenic
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    Well turns out I didn't get away with baby brain!!

    I forgot that last month I set up a standing order for he HSBC card to pay £130 on the 4th of each month. So this month j paid it on the 1st and then a second payment came out on he 4th....Ooops. I can just about cover it from savings. Must remember not to do this again!!


    Totals as of 6th March

    HSBC CC £4455 £130 paid off
    MBNA CC £3374.50
    Tesco Loan £6178.16
    Santander Loan £3730.75
    M&S Loan £4963.84
    DH MBNA CC £3164.85

    Total debt as of 28th February £26188.1
    Total debt as of 1st March £25997.1 sub 26k :j
    Total debt as of 6th March £25867.1


    ~~~~~~~~~~~~~~
    Monthly Challenge


    Earn £25 payable from survey sites

    £0/£25

    VO is now up to £9.35
    PA currently has £12.14 payable and £0.15 pending.
    Onepoll currently has £28.20 in there. getting through a few of these. Inching closer to the £40 cashout threshold
    Yougov currently has 4530 points in there.
    E.Rewards currently has 5000 points in there.
    Qmee has £0.16 in there .(February cashout so far £0)




    Pay off £850 from debt £321/ £850




    To list 20 new things on 3bay

    0/20



    MB
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:
    £40773.61 /£46444.23 87.8% paid
  • Chrystal
    Chrystal Posts: 1,863 Forumite
    First Anniversary First Post Name Dropper
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    Ouch MB... but got to admit that is the type of thing I do.... ALL the time! :o
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • Dreambig_2
    Dreambig_2 Posts: 26 Forumite
    First Anniversary
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    Hey Mummy_bear, Ive been gripped by your diary for the last day to two reading it all from start to finish. You are a machine, totally awesome, I am so in awe of what you have accomplished. I have started my own in hopes I can clear my feet you give me inspiration, Looking forward to the hearing how you are getting on.
    Mortgage April 2023/101000Very April 2023 / 1890More to come
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