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Desperate plea for help with a complicated housing situation
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They own it jointly, it will automatically.
If he's desperate for money he may will his half share to whoever would lend him money.
And having said that it occurs to me that had he made a will in favour of his brother, he could change it at a later dateIf you are querying your Council Tax band would you please state whether you are in England, Scotland or Wales0 -
lincroft1710 wrote: »If he's desperate for money he may will his half share to whoever would lend him money.
And having said that it occurs to me that had he made a will in favour of his brother, he could change it at a later date
He doesn't have a share! they both own the full property.0 -
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he is already spending the money in lieu by borrowing from friends, so he could end up penniless at the end of the process anyway.
So he's willing to sell the house in order to get the cash - that's one of the biggest problems out of the way.
In the same way that he's borrowing from other people, lend him the money to get into new accommodation (have the debt in writing, signed by both of you - but be prepared to lose it if that's the way things work out) and get the house sold as quickly as possible before he's borrowed more money than his share will be.
If he will let you, offer to help him claim benefits but there's very little you can do for an addict unless they are ready to change. It's heartbreaking for the family but don't become an enabler for his addiction.0 -
lincroft1710 wrote: »
The alternative would be to let him live there, but make sure that he makes a will that on his death his share of the house is transferred to you
Not a good idea imo.
1. OP would have to wait for his money.
2. This f*ckless brother sounds just the sort not to bother to insure the house and, if something should happen to it (eg a fire), then OP wouldnt get his half share of the insurance payout - ie because there wouldnt be an insurance payout.0 -
lincroft1710 wrote: »I am inferring that he doesn't seem the type to go in for rehab and unless he commits a crime which carries a custodial sentence or can somehow be compulsorily detained in a suitable hospital/clinic, his future is very bleak. Although apparently prisons are full of drugs, so rather than getting on a drug free programme, he may end up in more debt!!
The alternative would be to let him live there, but make sure that he makes a will that on his death his share of the house is transferred to you
Correct. We have been trying to help him for about 10 years. Several times we have taken him to see the crisis team at the hospital, all full of woe on the way and nothing to say when he gets there. He certainly knows how to play the victim.
He was under social services car until 21 and even they failed to provide the support because they could do nothing unless he asked for it. Seemingly someone who has tried to take his own life several times, caused physical harm to his grandparents and tried to burn his own bedroom down does not have mental health issues.0 -
If they are joint tenants I agree. I think it's the hot weather it's making me overthink thingsIf you are querying your Council Tax band would you please state whether you are in England, Scotland or Wales0
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Has your brother said anything about where he is going to live after the house is soldIf you are querying your Council Tax band would you please state whether you are in England, Scotland or Wales0
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