Anyone tried Starling Bank?

dbarcl10

Must be a bug with the interest paying system this month - I didn't get paid any interest for June. Currently under investigation

raspberryrippl3

switched to starling last month, really enjoying it so far - experience is a world away from halifax who i was previously with. I like the fact they're telling us "whats coming next" - re: the roadmap

d123

ApplePay is now available with Starling.

[Deleted User]

Does anyone else have feedback on the overdraft limit and % they have been given?

20aday

I've been offered £500 with an APR of 15% but I won't be applying it to my account.

starM

I have been given 5k but I only applied £500 to my account. The rate is 12%.

From the app it looks I can increase the limit to 5k anytime.

SnowTiger

starM wrote: »

I have been given 5k but I only applied £500 to my account. The rate is 12%.

From the app it looks I can increase the limit to 5k anytime.

For overdrafts, their website mentions 15% EAR; their app mentions 12% APR.

IIRC I was offered an overdraft of £2,000, which seemed high for a new customer. I accepted £200.

Pablo2010

I was offered £1000 / 15% - accepted

Interesting thing is that I was offered later exactly the same amount for new account with TSB.

d123

I was also offered £1000 at 15%.

Doctor_Duke

SnowTiger wrote: »

I've now seen all of my credit reports since I applied for a Starling Bank account.

Starling Bank only checked Call Credit. They performed a full credit check. They also report to Call Credit, but don't appear no my Experian or Equifax reports.

My account is now also being reported to Equifax and Call Credit but not Experian.