Unemployed, not seeking work, eligible for anything!

Pollycat

paulbeard wrote: »

Which is why I made the point in the introduction of saying I knew that I was not eligible for benefits (and have reiterated at least once since). I was trying to make it clear I was not asking about benefits as such.

My inquiry was with regards to any discounts or exemptions I may not be aware of but which I may be eligible for given that I am currently unwaged (a useful term I hadn't thought to use before this discussion!)

Actually you were asking about benefits:

paulbeard wrote: »

Thanks for the info on NI, and yes it does make sense that I'm not eligible for credits as I'm voluntarily not part of the system.

How about council tax reduction?

Council tax reduction is a benefit.
https://www.gov.uk/apply-council-tax-reduction

Here ^^^^ it is under 'Benefits/Heating and Housing Benefits'.

paulbeard

Pollycat wrote: »

Actually you were asking about benefits:

Council tax reduction is a benefit.
https://www.gov.uk/apply-council-tax-reduction

Here ^^^^ it is under 'Benefits/Heating and Housing Benefits'.

Yes, you're right, that couldn't possibly fall under a heading of "discounts or exemptions", but if you're splitting such hairs to try and gain points on a guy who just came here looking for help then you're pretty much just proving my point.

I'm finding this agenda a bit confusing now so I'll step aside.

Thanks again to those who helped.

Pollycat

paulbeard wrote: »

Yes, you're right, that couldn't possibly fall under a heading of "discounts or exemptions", but if you're splitting such hairs to try and gain points on a guy who just came here looking for help then you're pretty much just proving my point.

I'm finding this agenda a bit confusing now so I'll step aside.

Thanks again to those who helped.

Council tax reduction does most certainly fall into 'benefits' category - as per the gov.uk link above..
You asked about council tax reduction so you did ask about benefits.

Please don't misrepresent what you've previously posted.

No idea why you 'find this agenda a bit confusing'.

Spendless

I can understand Paul's query. He may have gone straight from education to employment and always paid every bill, entrance fee and so on from his wages. He's not got any kids, so not come across when you make a child benefit or child tax credit claim. Now he's asking during the time he stops being an employee and before he starts being a student is there any discounts available for his situation that he could benefit from. He doesn't want to make a claim for a benefit, he accepts himself he isn't job seeking so isn't eligible for any money relating to that.

Paul - You're in the situation a housewife or househusband is. Unless your wife is working at least 30 hours per week and is on a low income she might be able to claim working tax credits (this would be a benefit for clarification )

http://www.which.co.uk/money/tax/tax-credits-and-benefits/guides/tax-credits/working-tax-credits-the-basics

If not eligible than the household income (your savings and wife's earnings) will have to be the money you live on, until you get any funding/benefits/discounts for being a student.

Usually there's no discounts available for the housewife/househusband. You still pay in full for things even though you don't have an income of your own as your spouse is expected to financially support (ie fund) you.

I'm trying to simply clarify this so a househusband/housewife the same rules would also apply to an unmarried co-habiting couple.

If you had children, then depending on what your wife earned, there would be other things you could look in to such as child benefit and child tax credit. Children often receive discounts just due to their age. So I don't pay full price for my 14yo to go the theatre or cinema and on the bus/train. There's even somewhere I can take her to breakfast for free, so long as one adult pays. I get similar discounts though not as many for my 17yo because he's at college. These sort of discounts are not usually offered to adults. It was me who mentioned reduced theatre tickets sometimes say for 'unwaged'. I used to have a relexologist who also charged different prices that included 'unwaged' but I've never asked for clarification on what that meant. It might mean it's just a different way to say unemployed/pensioners but claiming a particular benefit or it might mean to include people in your circs. It won't cost you anything to ask.

Hope that has cleared some of your questions up.