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When things hit rock bottom the only answer is to fight the way back up...

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Comments

  • Sun_Addict
    Sun_Addict Posts: 24,102 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    All looking good, well done :)
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    Snowball calculator says my DFD is September 2019! :eek:

    I want to beat this :D that's my aim! :cool:

    I can't work out % because it just goes over my head :o :rotfl:
  • emmie26
    emmie26 Posts: 500 Forumite
    Tenth Anniversary Combo Breaker
    :beer: what an amazing first month, that is great on such a limited budget and with all your little ones. Keep it up and I'm sure you will smash through that debt free date and just think of what you could afford if the debt money was going towards a holiday or something else equally lovely (I'm just obsessed with holidays :p) that is what is keeping me going.

    Total Debt: [STRIKE]£24,359.79[/STRIKE] £16,452
    debt reduced by 32%
    Debt free date: May 2019
  • Doobop
    Doobop Posts: 212 Forumite
    Seventh Anniversary 100 Posts Combo Breaker
    You have done amazingly well, I can't believe you have managed so much in a month. Keep it up!
  • Suffolk_lass
    Suffolk_lass Posts: 10,309 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Snowball calculator says my DFD is September 2019! :eek:

    I want to beat this :D that's my aim! :cool:

    I can't work out % because it just goes over my head :o :rotfl:

    To work out the percentage you have paid, put the small number (the amount paid) in your calculator and divide it by the big number (total) - For May you have paid:

    5.9% of your grouped debts
    3.6% (rounded up) of your rent arrears
    5.17% of the total you owe
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    To work out the percentage you have paid, put the small number (the amount paid) in your calculator and divide it by the big number (total) - For May you have paid:

    5.9% of your grouped debts
    3.6% (rounded up) of your rent arrears
    5.17% of the total you owe

    Wow thank you that is so much easier than I was making it :o

    Thank you :D
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    emmie26 wrote: »
    :beer: what an amazing first month, that is great on such a limited budget and with all your little ones. Keep it up and I'm sure you will smash through that debt free date and just think of what you could afford if the debt money was going towards a holiday or something else equally lovely (I'm just obsessed with holidays :p) that is what is keeping me going.

    I'm quite happy now I've seen it wrote down, I was getting a bit fed up before I'd seen it :D and yes I love time away :D
    Doobop wrote: »
    You have done amazingly well, I can't believe you have managed so much in a month. Keep it up!

    Thank you :D I'm sure not every month will be the same but gotta take the bad along with the good :D
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Have every faith in you hitting that DFD Hidden!
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    Today has been so boring. The kids have played games and we have just been cleaning. Its all I seem to do :o

    Popped to my mum's for a cuppa, shes having issues with her staff at work and I just know she sits worrying about it. They walk all over her and don't treat her with any respect! I bet they aren't sat at home worrying themselves sick over it :( Anyway made her a cuppa and we had a giggle over some old photos they had found.

    Uniforms are all ready for Monday, new school shoes came today and will hopefully last now until end of term. Its only 5 weeks, surely they can't grow too much in that time :rotfl:

    Burger and wedges for dinner this evening! So unhealthy :o but not as unhealthy as shop bought/take away :rotfl:
  • Toni'sfriend
    Toni'sfriend Posts: 4,056 Forumite
    Eighth Anniversary 1,000 Posts
    Nothing wrong with a burger now and again. Glad to see your relationship with your mother seems to be improving.
    Have adventures. laugh a lot and always be kind.
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