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When things hit rock bottom the only answer is to fight the way back up...
Comments
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All looking good, well done
I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Snowball calculator says my DFD is September 2019! :eek:
I want to beat this
that's my aim! :cool:
I can't work out % because it just goes over my head
:rotfl: 0 -
:beer: what an amazing first month, that is great on such a limited budget and with all your little ones. Keep it up and I'm sure you will smash through that debt free date and just think of what you could afford if the debt money was going towards a holiday or something else equally lovely (I'm just obsessed with holidays
) that is what is keeping me going.
Total Debt: [STRIKE]£24,359.79[/STRIKE] £16,452
debt reduced by 32%
Debt free date: May 20190 -
You have done amazingly well, I can't believe you have managed so much in a month. Keep it up!0
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Hiddenidenity wrote: »Snowball calculator says my DFD is September 2019! :eek:
I want to beat this
that's my aim! :cool:
I can't work out % because it just goes over my head
:rotfl:
To work out the percentage you have paid, put the small number (the amount paid) in your calculator and divide it by the big number (total) - For May you have paid:
5.9% of your grouped debts
3.6% (rounded up) of your rent arrears
5.17% of the total you oweSave £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here0 -
Suffolk_lass wrote: »To work out the percentage you have paid, put the small number (the amount paid) in your calculator and divide it by the big number (total) - For May you have paid:
5.9% of your grouped debts
3.6% (rounded up) of your rent arrears
5.17% of the total you owe
Wow thank you that is so much easier than I was making it
Thank you
0 -
:beer: what an amazing first month, that is great on such a limited budget and with all your little ones. Keep it up and I'm sure you will smash through that debt free date and just think of what you could afford if the debt money was going towards a holiday or something else equally lovely (I'm just obsessed with holidays
) that is what is keeping me going.
I'm quite happy now I've seen it wrote down, I was getting a bit fed up before I'd seen it
and yes I love time away
You have done amazingly well, I can't believe you have managed so much in a month. Keep it up!
Thank you
I'm sure not every month will be the same but gotta take the bad along with the good
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Have every faith in you hitting that DFD Hidden!" Your vibe attracts your tribe":D
Debt neutral
27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Today has been so boring. The kids have played games and we have just been cleaning. Its all I seem to do

Popped to my mum's for a cuppa, shes having issues with her staff at work and I just know she sits worrying about it. They walk all over her and don't treat her with any respect! I bet they aren't sat at home worrying themselves sick over it
Anyway made her a cuppa and we had a giggle over some old photos they had found.
Uniforms are all ready for Monday, new school shoes came today and will hopefully last now until end of term. Its only 5 weeks, surely they can't grow too much in that time :rotfl:
Burger and wedges for dinner this evening! So unhealthy
but not as unhealthy as shop bought/take away :rotfl: 0 -
Nothing wrong with a burger now and again. Glad to see your relationship with your mother seems to be improving.Have adventures. laugh a lot and always be kind.0
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