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When things hit rock bottom the only answer is to fight the way back up...
Comments
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Have a wonderful time and if you can afford it then please do treat yourself a little, as you say you never really spend on anything and its nice to be able to treat yourself whilst you're away.Change the way you see things and the things you see will change0
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Hi Hidden,
I've just joined the forum and spent yesterday reading your diary, you are amazing! Have subscribed to keep up with your latest for inspiration. Have a fab holiday
xStarted at £23,000 worth of debt 3 years ago now I'm on what I hope is the home straight!
£9,000 to go0 -
Have a lovely holiday HI you deserve to have a lovely time with your kids. The zoo and illuminations sound greatFinally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Have a lovely holiday hidden! Yes great you and the kids whilst there, love the scrapbook idea too going to pinch that!15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j
Progress not Perfection0 -
Have a lovely holiday and defo treat yourself and the kiddies, you all deserve it xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Evening HI,
Have a lovely break, make sure that you manage to get some rest and definitely have some treats. Just because you're debt busting doesn't mean you shouldn't have fun.
Big hugs xxx0 -
Hidden have a lovely time away , enjoy your time with your children. Have fun at the zoo and wherever else you get to xThis is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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Thanks all
I'm finally sitting down with a cuppa and catching up with Educating ManchesterLocal people :rotfl:
I think I've got everything sorted now and everything clean enough to be happy about leaving.
Have baked some flapjack/muffins and bits tonight while pottering about doing bits of cleaning etc so will take these too.
I think I've decided to still be sensible, take advantage of the free activities and places to visit and the day out I have Mr T vouchers. Then the one day at the zoo but take drinks/lunches etc with us.
The food shop is ordered, I have drawn £100 out of the bank and hoping this covers everything. Zoo entry/bits and pieces the kids will want etc. I don't want to feel I say no to everything but don't want to regret over spending either. Guess I need a balance. Struggling with this balancing don't I
I probably won't get on much, the reception isn't brilliant anyway and I want to make sure I don't spend my time with my face in my phone0 -
Have a lovely relaxing time. I am so pleased that you are just thinking it all through and considering that balance. It is paramount and you are getting there. Here's hoping you have reconciled that £100 you have with you and you are not going to beat yourself up about it.
It's that time when you need to slightly reward yourself and the children for the frugality of your normal day-to-day lifestyle by having a considered reward. If anyone deserves it, it is you. Have a great week. xSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here0 -
Hi Hidden
Just popped on to wish you a joyful break.
I think this time away is just what you all need.
Have a restful and fun time
Take care
PaulineDon't get it perfect - Get it goingBetter Than Before0
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