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When things hit rock bottom the only answer is to fight the way back up...
Comments
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Thank you will have a look on sports direct and will look in store when I'm in town. I always forget about there thank you x0
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Hi Hidden, glad you had a fab time at the caravan.
I am feeling tired too but I am putting it down to trying to get back into routine after doing nothing on holidays.
Hope you are well. xBarclaycard: £4,217.55/£5 = 0.11% | Tesco £3,810.55/£3,770.55 = 1.05%
Total: £8,027.80/£5 = 100%/0.06%
Mortgage £99,692/£51,652.33 51.8%
Car Loan: £9,217.20/7,527.38 81.67%
My Money Managing Ways0 -
If you speak to school you should be able to delay paying for the trips until you've been paid. Just explain that you started a new job so cash flow is a bit problematic until pay day.
Great suggestion!
Primark or eBay for the other bits you need for the trips?🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Thank you, I think we've agreed they will use old raincoats and things and I will replace them in October. Just need wellies. This way it won't matter too much if they get damaged (they are den building and lighting fires etc)
I will add make a note they'll need replacing before we go on holiday which they would have done anyway.
Busy day in work today, I'm still so tired
Have done all my house work though and now having a cuppa before the school run. Chicken curry & rice for dinner, will make some flat breads when I get back.
I feel like I haven't caught up with anyone else's diary for ages but there just isn't enough hours in the day to get everything done0 -
Finally sitting down. Least it's not as late. Just the floors to polish before I go up (then they can dry without footprints :rotfl:)
Now I need to
Mealplan
Create a small budget
Plan what needs paying and when
My tax credits have changed to 4 weekly (The first payment will just cover the rent I will owe on the 29th)
Meaning I will have £48.10 a week to cover £15 Electric, £10 gas, £5.60 TV license, £17.10 for groceries/school.
Council tax will have to wait until I get my wages will call them and change the payment arrangement to fit in.
So the debt busting is going to be awfully slow for the next 6 weeksMaybe I shouldn't post as much until I'm actually paying the debt down
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You're doing great missus and don't worry too much about not being able to visit everyone's diaries, we know how busy you are.
I've been the same past couple of weeks, work, work, work... thankfully, its easing off a bit now.BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
R.I.P. T.P.0 -
You don't have to be paying debt off to post! We love to read how you're doing, you're so organised, we need you to motivate usI get knocked down but I get up again (Chumbawamba, Tubthumping)0
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Couldn't agree more , I may not comment often on your thread , but love reading what you have been doing . Don't stop posting !This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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Sun_Addict wrote: »You don't have to be paying debt off to post! We love to read how you're doing, you're so organised, we need you to motivate us
Absolutely agree
:ABUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
R.I.P. T.P.0 -
Hiddenidenity wrote: »I feel like I haven't caught up with anyone else's diary for ages but there just isn't enough hours in the day to get everything done
Glad to see you are all settling into a routine now that you have work and youngest goes to nursery.
As for your comment above I am :eek:, the sloven in me would rather read diaries than do housework - which clearly shows in the state of my house:rotfl:0
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