When things hit rock bottom the only answer is to fight the way back up...

mummytogirls

Always so busy you HI!!! Make sure you do eat lady xx

[Deleted User]

Hi lovely,

Yay to free food

Hope you had some dinner, you need to keep yourself topped up xx

db2016

Hiddenidenity wrote: »

Oh is it a free app? Will have a look later. I've never found one, I can't get on with YNAB and I've tried more than once

if i remember rightly, its free, but with more features for a fee etc. but it works well and there will be others out there im sure if this one doesnt work for you, just search for money tracker or expenses or similar keywords. i looked into YNAB but didnt click with me but knew i wanted something so had a look and found what i use. it becomes instinctive now even after a few weeks .. before when asked would i like reciept, id say no and not notice the few pounds etc leave my wallet. but now i make sure to get one and then enter into the app! a major (although minor in some ways) expense, was when going to my GF's once a week or so, would pop into shop round corner from hers and buy her and me some snacks / chocolate / fizzy drink etc. never noticed that till now was costing me £5+ each time. but since seeing the receipt and entering it into app, i've cut back! not on the treats so much but where they were bought etc. less impulse, more planning to have them

Hiddenidenity

Got my ironing done Means I don't have to catch up in the morning when the kids are awake. Sorted through some post, no surprises there.

£10 panelbase has gone into bank need to pay some to council tax. My new bill has been generated with discount although still nearly £100 a month + £50 to the debt. Will work this out properly ASAP. I guess like the rent even though we are both liable they'll be chasing me more than him while I'm still the 'account' holder not him? Changing the details hasn't changed the account number or anything, just applied a discount.

Have work training 4 days in August need to make sure mum can watch the kids. I've had to change Octobers day as I am away when that ones booked for. Need to fit in getting my ID card too, probably a day we do the museum (free) because that's in town too.

Going to grab some toast and a coffee and go to bed I think. Even though the kids aren't up as early I like time to have my shower and coffee before they wake

Toni'sfriend

Morning, Hidden. Good news about the council tax discount being applied. It's still a lot to find each moth but every bit helps. Have a lovely day with the wee ones and remember to eat and look after yourself.

moneymanager

Morning HI

Fab news on the discount on the council tax. It will help a little.
Also now that you got a new address for exOH, does that mean that fine is off your list of debts yet?

Hiddenidenity

moneymanager wrote: »

Morning HI

Fab news on the discount on the council tax. It will help a little.
Also now that you got a new address for exOH, does that mean that fine is off your list of debts yet?

I'm not sure I still haven't heard back from them Will have to nag him to call them.

Hiddenidenity

Morning all Just

Been making pies with the smalls, that's their lunch sorted and some away in the freezer.

The weathers a bit undecided today so we won't be venturing far. Smalls are currently outside why I have a coffee and catch up after cleaning the bomb of baking mess in the kitchen.

I'm not sure what else we will do today.

moneymanager

Hiddenidenity wrote: »

I'm not sure I still haven't heard back from them Will have to nag him to call them.

Can you not call them rather than him? It's debt you are paying that is not yours after all?

Hiddenidenity

moneymanager wrote: »

Can you not call them rather than him? It's debt you are paying that is not yours after all?

I tried yesterday and they refused to discuss the account with me :cool: even though up until then I'd done all the calls and discussing. I'm going to try and hope I get through to someone more understanding. Court is open 9-5 for those enquires and considering he works 6am-6pm he never seems to get through on his break