Post Office banking

EarthBoy

50Twuncle wrote: »

Cheques are necessary for paying workmen etc - they don't tend to have card readers with them - and many don't appear to have bank account numbers available (so can't pay by transfer) - and cash is not safe to hold !

You don't need a card reader to take electronic payments., you don't even need to give out your bank details. All you need is a mobile phone and you can take payments by PayM.

http://www.paym.co.uk/paym-for-business/

50Twuncle

EarthBoy wrote: »

You don't need a card reader to take electronic payments., you don't even need to give out your bank details. All you need is a mobile phone and you can take payments by PayM.

http://www.paym.co.uk/paym-for-business/

You also need a phone signal !!
They are sadly lacking around here

custardy

50Twuncle wrote: »

You would have thought that technology would allow electronic transfer ?

Well 'they' do. Except you are using a non electronic method.........

agrinnall

50Twuncle wrote: »

Consider yourself lucky then
Where I live - bank accounts are new to many people !

Where would that be then? I refuse to believe it's anywhere in the UK.

takman

50Twuncle wrote: »

Cheques are necessary for paying workmen etc - they don't tend to have card readers with them - and many don't appear to have bank account numbers available (so can't pay by transfer) - and cash is not safe to hold !

That's why we need to abolish cheques and give these people a kick up the backside so they can move into the 21st century.

If it's a small job (less than £200) then I will happily pay by cash or that's what they want. If it's a larger job then I'll offer to pay by bank transfer (They must have a bank account to pay in the cheque).
Even if they go home, print an invoice, and post it to me first class the next day and then I pay by bank transfer when I receive it; they will still get the money quicker than giving them a cheque on the day!.

DCFC79

agrinnall wrote: »

Where would that be then? I refuse to believe it's anywhere in the UK.

So banks are new to people where the OP is and a phone signal is lacking, so where in the world is the OP ? Timbuktu lol

agrinnall

DCFC79 wrote: »

So banks are new to people where the OP is and a phone signal is lacking, so where in the world is the OP ? Timbuktu lol

Can't be Timbuktu, which had mobile coverage as far back as 2005 according to a quote in Wirelessness: Radical Empiricism in Network Cultures by Adrian Mackenzie (2010, MIT Press, p.179).

50Twuncle

DCFC79 wrote: »

So banks are new to people where the OP is and a phone signal is lacking, so where in the world is the OP ? Timbuktu lol

There are plenty of poor signal areas in the UK
My area is poor verging on non existent at times

Robin9

mgdavid wrote: »

No it isn't. It is simple and reasonable to establish means of payment before choosing the provider, I've not come across one yet that won't accept an electronic transfer if arranged in advance. (except small beer like the window cleaner who has his 15 quid in cash).

You have an expensive window cleaner.

Mine prefers his £12 paid by bank transfer

mgdavid

Robin9 wrote: »

You have an expensive window cleaner.

Mine prefers his £12 paid by bank transfer

Yup, Berkshire is very expensive. But we try to keep him sweet as he's a good house-painter too.