I got a cifas marker

s516224

I don't think giving out my details was fraud it breached the policies of the bank but the fact that I wasn't aware of what the person was doing

flower77g

The process for getting these removed starts here:

https://www.cifas.org.uk/dispute_a_warning_can_I_get_it_amended_removed

but from the description here I also think the marker is correct, in which case it won't be removed.

Arleen

flower77g wrote: »

The process for getting these removed starts here:

https://www.cifas.org.uk/dispute_a_warning_can_I_get_it_amended_removed

but from the description here I also think the marker is correct, in which case it won't be removed.

Op is lucky that it's just a marker and not a criminal investigation, though that still may follow.

s516224

I don't see how it's correct because I only breached the policies of the bank and the situation was out of my control the guy took control over the bank account so he could do anything with it.

s516224

I'm going to send a sat to cifas and see exactly what information they were holding about me

Arleen

Silast5 wrote: »

I don't see how it's correct because I only breached the policies of the bank and the situation was out of my control the guy took control over the bank account so he could do anything with it.

You could have called the police at any point in time. You didn't and still didn't go to the police. Why?

I want you to re-read all I've written and rethink your position. And reply only then, with the absolute truth of what happened, with the correct timeline, and then I may point out how you can help yourself.

Just as a disclaimer, I've been working with banking/credit industry on the IT security side for over ten years, so I know exactly how your conversation with "that person" went. It's nothing new, been practiced for many years and is the cornerstone of cyber criminals and money laundering.

s516224

I couldn't really confirm that he was doing fraud at that time because he was still talking to me I thought he was still in the process of depositing my money until he started acting weird each time I ask him was is going on he changes subject.

Thrugelmir

Silast5 wrote: »

I don't see how it's correct because I only breached the policies of the bank and the situation was out of my control the guy took control over the bank account so he could do anything with it.

You allowed the person to use your account. That's what counts. In doing so you showed yourself to be unreliable. More importantly you broke the trust that must exist in any financial relationship. No one wants to take the risk. Hence why data is shared.

happyandcontented

Why would he need your card to deposit money in your account? All he would need is your account details. This sounds a very fishy story to me, and obviously the bank thought the same. You gambled on some quick but "iffy" money and you lost. The CIFAS marker is not a bad result, it could have been, could still be, much worse.

s516224

But breaching the policies of the bank is not fraud