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A whole new world, for now
Comments
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I hate it when 'the list' (real or psychological) gets overwhelming. Have you got it written down? For me, it helps to 'capture' it on paper so there aren't random things coming into my brain, causing panic. I picture them as like the Harry Potter scene where the pixies escape and are batting round the room causing chaos. Even just capturing the one that's having a personal go at me is enough to calm the feeling a bit.
Winning the battle over ordering junk food is a big step in the right direction, and that's down to having access to stores. So a double win.
Keep going: the depleted current account isn't a cause for anxiety if it helps you manage cash flow and have the reserves to pay yourself. Once your DH is home the window for getting your head down and working will be a bit smaller, though perhaps you need the stimulation of having someone around? Good to hear some of the clutter may be moving out, getting other people to do things is a bigger battle than doing it ourselves.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/224 -
Woohoooo….look at you missus. Refusing a take away for food from stores……who is this INOD 😂😂😂👏👏👏👏👏👏👏January spends - £587.583
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Dh was dropped off at airport fri evening and I headed to the local sainsbugs to get some of the £10 baileys and additional baking cheeses currently on offer. I also got whoopsied brioche rolls that were the basis of my weekend meals. On Saturday I went to a wellness day after contemplating just staying in bed. Overall I’m glad I went but am not sure all parts were for me. Still, I was there with 15 other females of various ages and types and it was lovely as was the lunch provided. I really clicked with someone and think I will stay in touch. How wiped out did I feel afterwards! An early night was had that was populated with weird dreams that weren’t good.
DD FaceTimed on Saturday which was good. She’s accepted a different overseas job for 3 months and starts in January. We also agreed some actions one of which was executed yesterday on way to collect dh from airport. I managed to fit in sorting out another few boxes. Dinner was purchased on the way home from the airport thanks, in part, to roadwork diversions. It was a recently opened American chicken chain but, despite dh’s love of fried chicken, is not somewhere that we will return to. More expensive and not as nice as the colonel’s.
while we were eating, dh mentioned that his parents had gifted us a significant sum of money for Christmas. We tried buying pb yesterday but had difficulty so will try again today. We will hit this month’s target plus an additional 5%.Little was done housework wise bar keeping on top of the kitchen and one load of laundry. There’s a further load needed now dh has unpacked. Today I have a meeting at 12 that requires work in advance so I need to get motoring.
today I am grateful for
a potential new friend
a generous gift
a catch up with ddMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.7 -
I would have found your Saturday activity draining as well, but how lovely to have a new friend! The weird dreams suggest that perhaps the day was stirring up things that had sunk down (think 'in the mud at the bottom of the pond'): with a couple of days for things to settle, are there things to be addressed? Or perhaps it was just your subconscious sifting the necessary and unnecessary from the day.
How nice to have the early Christmas present!I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/223 -
Congrats to DD and also on the PB contributions!
That sounds lovely that you've met a potential new friend, and it makes the effort you made to go worthwhile."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
It sounds like an interesting day. Hope you keepin touch with the friend you made. The dreams sound interesting…..maybe a consequence of the mindfulness 🤷🏻♀️January spends - £587.583
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I haven’t a clue about the dreams, thankfully they haven’t recurred. Yesterday I was due on site with 2 clients, one changed to teams which was great, the other went well and accommodated a time change I requested. This was needed as I had loaded the car to go to the newly reopened post maintenance recycling centre that wasn’t open. I either had to unload the car or go across town post teams meeting. I went across town.Lots of paper, cardboard and a mattress were disposed of. I came home via a friend and offloaded the frame from last year’s Christmas wreath onto her. It is the sort of thing she will use.Dinner last night was from stores as the fridge needs a restock. On the plus side, money off vouchers from mr t arrived yesterday so a small saving will be made. Another batch of stuff has been sorted and will be recycled today after I drop dh into work. Small bits of work are also being progressed and the pb were bought and sig updated. This will be further updated on Sunday after the dreaded weigh in.
today I am grateful for
reduced stuff in the house
a bit of a plan emerging
helpful council workers, mattresses are heavyMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.4 -
You have been a busy bee.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Yesterday I had my review appointment at the hospital diabetic clinic. That meant that I basically frittered away the morning and then helped dsis with a school run for which I was rewarded with a tube of Pringles that has been added to Christmas supplies. On Wednesday I did a raid on the sparks shop so whoopsied items provided dinners and lunches for the past two days plus some went to the freezer. I also spent £10 on non reduced items that dh uses for breakfast for approximately 1 week. I’m more than happy as it gives him a good mix of fresh food, fibre and dairy.Today I have a stack of tasks ahead of me that I would like to not carry forward to the weekend. I also want to give serious consideration to our food costs as I noticed yesterday how much credit card spend go on food. Everything from farm shop to takeaway coffee with supermarkets in between. And that’s despite us having made inroads into the freezer although there has been a few Christmas supplies too.
if anything’s to get done, I need to crack on.
today I am grateful for
winning a twinnings hamper in a charity draw
a tube of pringles
finding a home for another itemMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.7 -
Whoop whoop, please get the flags out. My kitchen table has been cleared and scrubbed. It is now fit for use. Parts of it had always been used but sitting down surrounded by clutter had not been pleasant. We are also close to finishing off the roofspace contents and our local recycling centre has reopened so things will leave today along with two charity shop bags.Jobs for today include some work related work, supermarket run, l!dl run and getting a handle on Christmas presents purchased to date. I also need to text the missing builder.Yesterday I did a quick review of food spends over the credit card statement period. They weren’t as bad as I had originally thought as various non consumables had been bought.
today I am grateful for
visible progress, to paraphrase the wise Jwil, you don’t see the changes until you really see the changes
an nsd
identifying a potential Christmas present for mil
contact from dd even if it was just to say she’d be out of contact for 5 daysMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.7
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