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A whole new world, for now
Comments
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So just back and missing again. I do have a good reason. Yesterday we said goodbye to our furry faced four legged fiend. She was 16 and her quality of life had gone but we already miss her so much.Today I am grateful for a vet who did all he could but he knew and told us when we were out of options
kindness in helping us get parked
rhe funds available to take the necessary steps with the vet she knewMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.6 -
Oh I'm so sorry. I know she will be missed hugely. Sending hugs.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/224 -
It's so hard when a much loved pet leaves us. Our dog passed on just before Christmas and we still miss him very much. We were so grateful for the kindness of our vet and veterinary nurse. The only consolation is knowing their quality of life had gone and it's not fair they should suffer. Thinking of you and your family.4
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That’s so sad.They’re definitely part of the family. Look after yourself.January spends - £587.584
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So sorry.
Part of your heart just breaks.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
So, so, sad to read this.
Thinking of you xIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720254 -
Weird days at present adjusting to losses, no longer attending the nightmare client and clearing things from my mum’s house and those of the dog.
am otherwise pretty much hiding under the duvet, playing stupid games on screen while watching mindless tv.That said, I do like how permanently upbeat Stacey Solomon is on her decluttering show.I have work that needs tackled but am making no headway which will impact my funds.The nightmare client has not paid me for my last month. They haven’t stated that they aren’t paying just have not done it. I emailed yesterday and if I don’t have a response by Monday I will follow up advising that I will put in the hands of a solicitor and will be seeking costs from them. I am completely disgusted with their behaviour.
yesterday lunch was from the cupboard and dinner was from the freezer. It looks like we are finally making inroads which is good. Oh, we also got a premium bond win that is destined for the mortgage. Once that is cleared, I will be switching my bank account as the benefit of the one linked to the mortgage are negligible.
today I am grateful for
a premium bond win
help with a sort out
a positive response to a request for helpMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.4 -
So sorry to hear about your dog
Congrats on the PB win"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Well done on the request for help 👏👏 and good news about the PB win…..hope it was a £ squillion 👍January spends - £587.583
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I love Stacey's show!*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/3
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