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  • beanielou
    beanielou Posts: 96,058 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Baby steps are always good.
    Keep plodding :) xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • milann
    milann Posts: 11,444 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hope the funeral went as well as it could.
    Can’t get over staff walking out and leaving work short staffed.
    January spends - £587.58
  • Thank you all. The worst thing is that when they walked off shift it was part of a row over shift numbers needing to reduce.

    Yesterday was hectic though with a bit of positive feedback about a talk I’d arranged particularly from people who did not want to be there. One hissy fit was had that showed the staff member in a poor light. Early finish to get dh to a doctor appointment re his dodgey holiday hip and I only used the laptop to check if payments had been received.

    Went to bed around half nine then dd called after ten. Cue another disturbed night. Tonight I am having eyebrows and a file and polish done. I am aiming for one such thing every fortnight and this is the first of the year and coincides with an important meeting tomorrow. This should be a confidence boost. Right, gotta get going but it’s cold out there.

    Today I am grateful for
    Positive feedback
    Managing to get dh to his appointment on time even though he was kept waiting an hour to be seen
    A sounding board
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • doingitanyway
    doingitanyway Posts: 10,155 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Eyebrows, file and polish will give you a lift. Small treatments but they give a high return.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Can I have oodles of positivity flowing my way please around half ten. Am a bit of a nervous wreck for this meeting that most of the trustees aren’t bothered enough to attend. I need to get a wiggle on to make sure all my ducks are in a row and that I am completely prepared.

    Today I am grateful for
    Free nail and eyebrow treatment
    Bakery bargains
    Fitting in a visit to my mum
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Best of luck and a ton of positivity coming your way not that you need it!!

    Dxxx
  • Hope that the important meeting went well x
  • milann
    milann Posts: 11,444 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hope the meeting was a good one and that your nails and eyebrows helped you feel confident.
    January spends - £587.58
  • beanielou
    beanielou Posts: 96,058 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope all went well xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 22,211 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope everything went well x
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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