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Credit Limit ?

GRUMPS_2
GRUMPS_2 Posts: 23 Forumite
in Credit cards
Hello Everyone :j

Is there any credit card companies which have a higher limit, also the lines of £8k ?

I have a credit card with my bank now, would they go up to £8k ? it's 2K at the moment and they offer to go up to 2.5k last year but i never did ...

Comments

  • MisterP123
    MisterP123 Posts: 229 Forumite
    It's not as simple as that.

    It boils down to how well you manage your accounts, your income, your current credit balance. Etc etc etc.

    I have two card with a limit above 8k. MBNA and Barclaycard. They do seem to be the most generous from reading around on here (I didn't apply to them for a big limit)

    Can I ask why you want a larger limit?
  • GRUMPS_2
    GRUMPS_2 Posts: 23 Forumite
    MisterP123 wrote: »
    Can I ask why you want a larger limit?

    PM sent :)
  • Dobbibill
    Dobbibill Posts: 4,199 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Also worth noting, they will base it on current up to date information they have so although £2.5K was available last year, it may not be now.
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • GRUMPS_2
    GRUMPS_2 Posts: 23 Forumite
    Dobbibill wrote: »
    Also worth noting, they will base it on current up to date information they have so although £2.5K was available last year, it may not be now.

    Yes it is as i have check inline :)
  • cms-help
    cms-help Posts: 187 Forumite
    Ninth Anniversary 100 Posts Combo Breaker
    Yes, there are several that offer larger limits. Over the years we've had high limits on Barclaycard, Capital One, MBNA, Nationwide, Tesco, Halifax to name but a few.

    That said, it will all depend on your financial position.
  • chattychappy
    chattychappy Posts: 7,302 Forumite
    GRUMPS wrote: »
    PM sent :)

    Oh come on, OP. Why the secrecy? A number of people here willing to help...
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Why the larger limit OP ?
This discussion has been closed.
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