We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Should I pay my cheating ex?

135

Comments

  • Hi,

    you say you owe him £6k. so was the car 50/50, and cost £12k?
  • itsanne
    itsanne Posts: 5,001 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    If you both agreed that you owe him the money, then you owe him the money and there's no excuse not to pay it. His behaviour, disgusting as it is, has nothing to do with it.

    If you mess around to make it awkward for him you're just prolonging your involvement with him - once paid, that will be you shot of him.
    . . .I did not speak out

    Then they came for me
    And there was no one left
    To speak out for me..

    Martin Niemoller
  • itsanne
    itsanne Posts: 5,001 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Just one other thought - if you each paid half of the car's price and the £6000 is his half, you didn't end up with a brand new car when you split. The car lost value as soon as you left the showroom. There might be a case for saying you owe him half the cost of the reduced value of the car ..... (but I'd suggest getting proper advice on that)
    . . .I did not speak out

    Then they came for me
    And there was no one left
    To speak out for me..

    Martin Niemoller
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Can you clarify why you owe him £6k?
  • krlyr
    krlyr Posts: 5,993 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    You've had an interest free loan for the last year, and you've got a car you love. If the £6k was calculated fairly (e.g. accounting for any use he had from the car, no other monies owed in the relationship etc. - did he keep furniture you'd both paid for, for example?) then I would pay up and be glad to be rid of all ties with him.

    His cheating was a horrible thing to do, but has no impact on the financial side of things legally. Be the bigger person, sort out finances fairly, and if you really can't afford the car debt, sell it on and buy something you can afford.
  • FBaby
    FBaby Posts: 18,374 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    When you say you bought it together, what do you mean? Do you both paid it cash? Did he take out the full loan and is now still paying it? Is it that, but you put down the deposit?

    Could you have got that car without him in the first place, ie, you both put 50/50 because it suited you, but ultimately you could have paid for the car/got the loan without him?
  • Not enough information to answer.
  • helcat26
    helcat26 Posts: 1,119 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped!
    All though it is a significant amount of money 6K is probably worth it for a clean break.
    However- you bought the car on a finance agreement presumably because you could not afford to pay for it in a lump sum?
    So why does he expect to get his 6k in a lump sum?
    If you do not have this money to give him, do not get in debt.
    Agree a payment schedule that you can afford. Do it by direct debit so you have evidence of payment.
  • During this time he was cheating, we bought a car. This is the only thing left that we now need to sort out. We worked out the costs fairly soon after we split and worked out that I owe him £6k which he said I could pay back when I had the money and that there was no rush. That was a year ago and now he's asking for the money.

    Could you clarify? Did he pay for the car in full, or did you both take on a debt in order to get this nice new car for you?
    It is not because things are difficult that we dare not venture
    It is because we dare not venture that they are difficult


    SENECA
  • *Robin*
    *Robin* Posts: 3,364 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Stoptober Survivor
    helcat26 wrote: »
    All though it is a significant amount of money 6K is probably worth it for a clean break.
    However- you bought the car on a finance agreement presumably because you could not afford to pay for it in a lump sum?
    So why does he expect to get his 6k in a lump sum?
    If you do not have this money to give him, do not get in debt.
    Agree a payment schedule that you can afford. Do it by direct debit so you have evidence of payment.

    ^^ This, except it's a standing order you need to set up. Then there's proof of how much you've repaid and when, he's getting his money back so there's no need for further contact between you.
    You end up with the car you enjoy, and can leave karma to repay his cheating..
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.