DMP Mutual Support Thread - Part 12

kram

IANB77 wrote: »

Great thanks for that. I have emailed them covering the DMP and Stepchange with an attached copy of the letter. I just cant have them ringing me at work like that and cant exactly answer my mobile at work either.

I would just block their no's, that would stop them from hassling you anymore. :j

Boykickscar

HI everyone,

so here's the overview....

I am £9700 in debt over 3 credit cards, an overdraft, 4 short term loans from Lending Stream and a catalogue account.

I have sent up a DMP with Stepchange which should see me out of debt in 2 years and 11 months.

Last night I ignored the panic inside and finally came clean with my other half about my debt, it didn't go as well as it might have done but I guess I will just need to see how it plays out. She is understandably hurt that I've been lying to her for years and this isn't the first time I've had a debt issue. Last time around, she found out about it and things were rough for about a year. Things have been really good between us for the past year and we had planned to get married this coming July. I have gone through everything with her and been completely transparent but I think at the very least the wedding will be postponed, hopefully nothing worse.

That's about it for now, I will keep reading all your posts and occasionally I may post an update or two. It's rough right now but it can only get better right?

on a side note... I have also put in a PPI claim against Capital One as I have been paying PPI for 8 years on a credit card... PPI that I didn't even know I was paying for (Wish me luck).

If anyone has any suggestions for things I can look into that might help boost my savings to possibly go self managed and pay off debts earlier than I would be hugely appreciative.

Thanks

Summer12

Try not to worry Boykickscar just give her time and space, it!!!8217;s a shock and she!!!8217;s probably just as scared as you. However you have a plan in place to deal with it now. Good luck.

Summer12

Update on CCA requests. Thank you for the AAD website referral carbootycrazy. Next CCA deemed unenforceable, 2.7k. Still waiting for replies from the others....

January2015

Summer12 wrote: »

Update on CCA requests. Thank you for the AAD website referral carbootycrazy. Next CCA deemed unenforceable, 2.7k. Still waiting for replies from the others....

Awesome :j Well done

System

Summer12 wrote: »

Update on CCA requests. Thank you for the AAD website referral carbootycrazy. Next CCA deemed unenforceable, 2.7k. Still waiting for replies from the others....

Ooh that's good news. Still waiting to hear back on ours, keeping fingers crossed though.

Summer12

It’s all thanks to you guys x

[Deleted User]

Summer12 wrote: »

Update on CCA requests. Thank you for the AAD website referral carbootycrazy. Next CCA deemed unenforceable, 2.7k. Still waiting for replies from the others....

Brilliant news:j. Glad I could help:)

Good luck with the others:beer:

Dandytf

Any thoughts on DM markers or shall I try credit rating board.

NewbieNat

This is my first post, so please be gentle with me. I would like to post about starting a DMP, but there does not appear to be any recent posts. Am I in the wrong place?

Thank you!