Loan

aayush

Hi

Please can you advise which is best way to get the above for say £8k over 5 years and at a cheap rate

and one not affect ratting if refused

Dobbibill

No one can guarantee you will be accepted for a loan at any rate or for any amount.

Try this https://www.moneysavingexpert.com/eligibility/loans-calculator/

It's not a guarantee though

foxy-stoat

Getting refused a loan does not effect your credit rating. It is logged on your credit file as a search.


Try your own bank first then one other lender, forget about your credit score and the advertised 3.2% interest rate, both are marketing tools only.


Good luck and report back.