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Setmefree's Diary: MFi5 journey

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  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    RosieTiger wrote: »
    Are we there yet ?????

    No........soon I hope :j
  • That must be such a great milestone to reach - hope your going through the change jar and hammering e bay to make it happen !
    RosieTiger - Highest £242,000 Feb 2004 :mad:
    Lightbulb Dec 2008 £146,000 by March 2026:eek:
    MFi3T2 and T3 No 28 - Dec 2009 Start Balance £117,000
    Current Position-Fully off set by savings since March 2013
  • StuartGMC
    StuartGMC Posts: 2,175 Forumite
    Surely you've had your heating on by now?
    Don't make yourself ill by being too cold!
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    edited 12 November 2009 at 11:10AM
    StuartGMC wrote: »
    Surely you've had your heating on by now?
    Don't make yourself ill by being too cold!

    We've had our heating on for about a month :eek: I think. Our thermostat is set for 18 degs and the CH came on at the beginning of Octoberish. It is still set at 18 degs. I set it to 19 when I get up (for about an hour) and later on the day I set it to 19 again (for about an hourish) and then reset it to 18 when I go to bed.

    Bought some great polo necks from Marks and Spencer to keep me warm. Don't think I've ever bought " in door clothes " with the specific aim of keeping warm:rotfl:
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    edited 12 November 2009 at 10:58AM
    We are now down to £101,576. The regular monthly payment for November gets paid on the 16th. This has been reduced this month from £1450 to £950 by Barclays because of the fall in interest rates. So when this gets paid we will have a look and see what op we need to get below £100k. Hopefully it will be achievable this month. Mr Smf2 has been given a bottle of Taittinger Champagne, so we will be able to celebrate for free in true MSE fashion. smiley_champagne.gif
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    welldone-vi.gifYAYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYY!
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    yippee20happy20rabit20dancing5.gif



    We have just gone below £100k !
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Congratulations :T

    I'm at work so I haven't got any lovely clip art to add :rotfl:
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Yipeeeeeee!! Well done! :T

    (sorry no amazing clip art from me either... I'm at work too... but I have no clue where to find fab clipart even if I wasn't :o :rotfl:)
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • :j:j:j:j:j WOOOOOHOOOOO, Well done! :j:j:j:j:j


    :T:T:T:T:THere's to the next 100k! :T:T:T:T:T


    :D

    :jMFWin3T2 No 20 - aim £94.9K to £65K:j

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