We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Setmefree's Diary: MFi5 journey
Comments
-
RosieTiger wrote: »Are we there yet ?????
No........soon I hope :j0 -
That must be such a great milestone to reach - hope your going through the change jar and hammering e bay to make it happen !RosieTiger - Highest £242,000 Feb 2004 :mad:
Lightbulb Dec 2008 £146,000 by March 2026:eek:
MFi3T2 and T3 No 28 - Dec 2009 Start Balance £117,000
Current Position-Fully off set by savings since March 20130 -
Surely you've had your heating on by now?
Don't make yourself ill by being too cold!0 -
Surely you've had your heating on by now?
Don't make yourself ill by being too cold!
We've had our heating on for about a month :eek: I think. Our thermostat is set for 18 degs and the CH came on at the beginning of Octoberish. It is still set at 18 degs. I set it to 19 when I get up (for about an hour) and later on the day I set it to 19 again (for about an hourish) and then reset it to 18 when I go to bed.
Bought some great polo necks from Marks and Spencer to keep me warm. Don't think I've ever bought " in door clothes " with the specific aim of keeping warm:rotfl:0 -
We are now down to £101,576. The regular monthly payment for November gets paid on the 16th. This has been reduced this month from £1450 to £950 by Barclays because of the fall in interest rates. So when this gets paid we will have a look and see what op we need to get below £100k. Hopefully it will be achievable this month. Mr Smf2 has been given a bottle of Taittinger Champagne, so we will be able to celebrate for free in true MSE fashion.
0 -
YAYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYY! Currently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -

We have just gone below £100k !0 -
Congratulations :T
I'm at work so I haven't got any lovely clip art to add :rotfl:Mortgage Aug 12 £165K, Aug 19 £0
ISA challenge start 2019 £3000/£1500 (50%)0 -
Yipeeeeeee!! Well done! :T
(sorry no amazing clip art from me either... I'm at work too... but I have no clue where to find fab clipart even if I wasn't
:rotfl:) Mortgage free as of 12/08/20!
MFiT-5 no 45You can't fly with one foot on the ground!0 -
:j:j:j:j:j WOOOOOHOOOOO, Well done! :j:j:j:j:j
:T:T:T:T:THere's to the next 100k! :T:T:T:T:T
:jMFWin3T2 No 20 - aim £94.9K to £65K:j
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
