Lowell Finance Ltd

alancunningham

Libbysmum wrote: »

I received a letter from Lowell finance no info at all what it's about they have my name and address correct but they want my date of birth. What should I do

Phishing expedition - ignore it. Do nothing, and certainly don't phone them.

Libbysmum

Thankyou I did not phone the I emailed them saying I have sent a recorded delivery letter to them. But they have emailed back twice asking for my date of birth.

fatbelly

Libbysmum wrote: »

They have not stated in letter what it is about

Not much point in engaging with them until they do, then.

sourcrates

Libbysmum wrote: »

Thankyou I did not phone the I emailed them saying I have sent a recorded delivery letter to them. But they have emailed back twice asking for my date of birth.

That’s simply for data protection purposes.

I was going to say ignore them until they write to you about a specific debt, all you will get back is a letter asking you to call to confirm your details.

alancunningham

Libbysmum wrote: »

Thankyou I did not phone the I emailed them saying I have sent a recorded delivery letter to them. But they have emailed back twice asking for my date of birth.

Don't give it to them.

The less they know, the better - and don't contact them again.

PixelPound

alancunningham wrote: »

Don't give it to them.

The less they know, the better - and don't contact them again.

You forgot to say don't give it to them Pike :rotfl:

If its a phishing expedition they'll see who corresponds, but if they believe they have the right person (and if it is on credit report, probably is) then ignoring won't help. Letters will continue and at some point there will be a claims and then a CCJ.

Advice has been given for a proper prove it letter. Getting things stopped once its that far is harder.

Your DOB is their data protection check, as that's not on the letters they send out.

alancunningham

nic_c wrote: »

You forgot to say don't give it to them Pike :rotfl:

If its a phishing expedition they'll see who corresponds, but if they believe they have the right person (and if it is on credit report, probably is) then ignoring won't help. Letters will continue and at some point there will be a claims and then a CCJ.

Advice has been given for a proper prove it letter. Getting things stopped once its that far is harder.

Your DOB is their data protection check, as that's not on the letters they send out.

The OP's under no obligation to give their DOB out - but your giveaway is 'if it's on credit report, probably is' - that's no guarantee at all.

Besides, the OP has also said Lowlives haven't stated what this is all even about.

As fatbelly said, until they do there's not much point in even giving them the time of day.

PixelPound

True, if they give nothing specific then it could be a fishing expedition, seeing if someone would bite. I was meaning that will probably require DOB whatever stage, and if it gets as far as letter before action then continue to refuse to give dob won't stop any ccj

Citizen-Erased

This is how Lowell came after me, right before jumping upto a different style of letter as a "pre-legal" assessment, its at this point I challenged them and they wrote of the debt.