Cheapest of the cheap cheap weddings...

p00hsticks

DigForVictory wrote: »

Not at all, but her family and yours may expect them. Hence the pleading with elderly female relatives - to meet (some) expectations without leaving a whole in the budget...

The OP has said they won't be telling anyone - which I suspect means not just for the ceremony, but also the fact that they've done it at all.

I'm currently in a similar position to the OP and we don't intend mentioning it to anyone either before or after the ceremony, which we want as cheap and simple as possible - no rings, no guests etc. The motivation is purely financial, to ensure that we will get spouses pensions if one or the other dies.

Mojisola

p00hsticks wrote: »

The OP has said they won't be telling anyone - which I suspect means not just for the ceremony, but also the fact that they've done it at all.

If nobody is going to be told, it's important that the marriage certificate is left with other important paperwork so that anyone having to deal with, say, the aftermath of a double death or both spouses in hospital seriously ill quickly learns that they are husband and wife.

arbrighton

Seagull27 wrote: »

Ah yes - I like the thinking!



Sorry if this is a dumb question, but do you HAVE to have rings for and can you be married without them? If you have to have them, would one of the Haribo ones suffice? At least then I get to eat it afterwards!



Thank you :beer:



Ha ha haaaa!

Nope rings not legally required. Tradition only

Spendless

ceb1995 wrote: »

Seperate to the wedding, there d be costs if you wanted to change either of your names but otherwise as long as you have all the documents you need to give notice then you ve covered everything

That must have changed since 1999 when I married as I never paid anyone a penny to change my name to my husband's surname. I continued to use my passport in my maiden name until it ran out (2 years later). This is ok to do so long as all holiday documents are also booked in the same name.

Though thinking about it, I'm not entirely sure what I did about my driving license.

ceb1995

clairec79 wrote: »

What costs?

I did change my name when we got married (as the OP basic cheap job) and I don't remember paying anything to change my name at all (waited till I needed to renew my passport anyway and then did it then), driving licence didn't charge - and just did it all with the one certificate

I was counting stamps, and i was counting paying for my passport to be renewed as it's got 7.5 years left on it and seemingly i've no choice but to pay to get it changed from a legal standpoint.

ceb1995

Spendless wrote: »

That must have changed since 1999 when I married as I never paid anyone a penny to change my name to my husband's surname. I continued to use my passport in my maiden name until it ran out (2 years later). This is ok to do so long as all holiday documents are also booked in the same name.

Though thinking about it, I'm not entirely sure what I did about my driving license.

Gov.uk has name changes list as one of the things you have to notify them for and buy a new passport for, our honeymoon is booked in my maiden name but i'll be sending off for a new one as soon as i get back.

Primrose

And the cost of a wedding ring ? You can't buy brass curtain rings at Woolworths any more !

Primrose

Seagull27 wrote: »

OK, thanks for that info RE PoA. I'll look into it.

RE IHT. If we both own our house equally (both names on mortgage) and are joint tenants, in the event of the death of one of us, does the "other half" of the house form part of an estate for IHT purposes. Or does the house simply become the other persons without having anything to do with IHT?

Thanks again for all the wonderful help

I think if you own the house as joint tenants it automatically becomes the property of the surviving partner. There is no inheritance tax due on property/assets inherited by married partners.

And another benefit. If one of you dies and holds Isas, since last year the surviving partner can now inherit the value of the deceased spouse!s Isa holdings and keep them tax free provided their value is reinvested within a certain period of time.

springdreams

p00hsticks wrote: »

The OP has said they won't be telling anyone - which I suspect means not just for the ceremony, but also the fact that they've done it at all.

I'm currently in a similar position to the OP and we don't intend mentioning it to anyone either before or after the ceremony, which we want as cheap and simple as possible - no rings, no guests etc. The motivation is purely financial, to ensure that we will get spouses pensions if one or the other dies.

There is no "if" when it comes to death ...

EconomicsGirl

After the divorce costs, may well not be money saving ��

I'm joking but statistically a very high proportion of marriages end in divorce.

There's also been a legal case where non married partner got pension rights recently I thought.