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GREAT 0% BARCLAYCARD HUNT!

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  • System
    System Posts: 178,351 Community Admin
    10,000 Posts Photogenic Name Dropper
    ;)
    Today I went into Barclays in Hatfield, Herts and asked for an application form as the stand advertising the Premiership card was empty. I was given a form which stated a minimum spend of £1 for zero interest on balance transfers.
    Does anyone know if the transfers are free or do they attract a standard fee ???
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • System
    System Posts: 178,351 Community Admin
    10,000 Posts Photogenic Name Dropper
    BEWARE !!!
    I got a 0% card a couple of months ago. I asked to transfer £6200 from another card on the original application form. Barclaycard decided to transfer £5580 instead which was fine by me (they didnt ask but I wasnt bothered about this).
    I couldnt find anything written about the minimum spend so I phoned and was told it was 1p to get the 0% and had no reason to doubt the 0% applied to my card. I spent £1 then got a whopping bill including over £85 interest !! This is much more than it would have been on the card I transferred it from !!
    I phoned them and was told I had been put on a different deal because my original transfer was over £5000 - but I had not been asked or applied for any other deal.
    So now I am going to have to move it all again >:( !
    I wouldnt touch them with a barge pole again !!!!
    The word robbers springs to mind !
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Galstonian
    Galstonian Posts: 1,292 Forumite
    Don't do that! You applied for and were accepted for the 0% offer. Get them to fix it. They can do this by splitting the BT into separate sums none of which can be over £5K. The cust svc reps have to refer this to the "finance dept" to get this done. When complete they can refund any and all interest (they did for me and I got an extra £10 by way of apology)
  • System
    System Posts: 178,351 Community Admin
    10,000 Posts Photogenic Name Dropper
    Thanks Galstonian - I'll give it a go..... ;)
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • System
    System Posts: 178,351 Community Admin
    10,000 Posts Photogenic Name Dropper
    I applied for the original 0%/£1 deal, it's taken ages to come through and surprise, surprise it's the 0%/£50 deal I've been offered. Can they do this?
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • MSE_Martin
    MSE_Martin Posts: 8,272 Money Saving Expert
    Part of the Furniture 1,000 Posts Combo Breaker
    No Tim. If you applied for the £1 deal - call Barclaycard tell it and complain. You should still get the £1 deal.

    PS. Please can we keep this thread just for locating 0% leaflets. There are lots of other questions and answers eleswhere on this board

    martin
    Martin Lewis, Money Saving Expert.
    Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.
    Don't miss out on urgent MoneySaving, get my weekly e-mail at www.moneysavingexpert.com/tips.
    Debt-Free Wannabee Official Nerd Club: (Honorary) Members number 000
  • ::) ???

    Hi everyone, I live in Tonbridge, Kent. Does anyone know if there is anywhere local to me, where I can get hold of one of these forms?

    Please help

    Wozza
    stay lucky!
    Steve.
  • carly
    carly Posts: 1,495 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Couldn't find any Barclaycard salespeople at the Pallasades in Birmingham today. I guess they've gone to ground. :( >:( >:(
  • System
    System Posts: 178,351 Community Admin
    10,000 Posts Photogenic Name Dropper
    Signed up for 0% Barclaycard on Friday 12th Sept in Cherrytree shopping centre, Liscard, Wirral. Was told to choose Visa option for 0.01p min spend or Mastercard for £1.00 min spend !! Yesterday saw the stand in Pyramids shopping centre, Birkenhead :D:D
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • System
    System Posts: 178,351 Community Admin
    10,000 Posts Photogenic Name Dropper
    Found the Barclay stand in the Metro Centre Gateshead, and got the £1 per month deal....GREAT.
    They are going to be at Cramlington Manor Walk Shopping Centre all month as someone else pointed out. Although they weren`t there on Sat, as we tried! But he who dares wins!!!! and we did!
    Thanks for all the great tips, keep them coming.

    Richy Elliiott
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
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