Get a grip !

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  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
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    Hooray. That's a lot of money really well done!!! :beer:

    I am going to see if I can wait one more day as I have bananas I need to eat first and also some turkey bits I hope to cook tomorrow when it defrosts. :beer:

    It was lovely today and then it rained! but it seemed brighter. I fell asleep for most of the afternoon:o
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Skint_yet_Again Posts: 7,567 Forumite
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    edited 28 February 2017 at 10:02PM
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    I must admit I had a wee snooze too after all that pizza for lunch :o


    I pay my council tax over 10 months but budget the same amount for 12 and put the 2 council tax-free months Feb & March into my holiday fund.


    I will be glad when spring is here and I can start getting out and about a bit more. I am planning a trip to the nearby city museum this month as they have a few exhibitions on I would like to see and its free. I haven't been for ages and used to take my DS when he was younger as a cheap day out.
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
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    That sounds lovely. No matter where I have travelled to I always love the UK as there is so much to see and do.
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Skint_yet_Again Posts: 7,567 Forumite
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    I am tired today and have slept for over an hour this afternoon. I have managed to get an appointment to see the Doc later this month to try and sort my fatigue and post-op problems. Need a shot of go-go juice for some energy lol :D


    DS and his gf were here for lunch so we had roast chicken wraps with salad. I have put some beef in a casserole dish with a curry sauce in the oven for dinner nice and easy it smells lovely already I will do some batch cooking tray bakes breakfast sausages and chicken for DS too while the oven is on and they will go in the freezer once cooled.
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
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    I hate this tiredness and yours must be worse than mine. In heaven we can eat Maltesers and I am going to meet Steve McQueen. I don't want to pop my clogs just yet though. lol.
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Skint_yet_Again Posts: 7,567 Forumite
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    Popped into morrisons on way home from work today for "a few things" I cant get in aldee and ended up spending £20.71 :eek:


    Shopping March 76.01 / £300.


    The stuff I got in morries will last over the month though and I got some dried milk powder for drinks at work.


    I've been looking at b/band & TV deals this evening and am going to ring VM tomorrow and try to haggle down my fee. My line rental saver paid annually is due for renewal 6 April so am hoping to do a deal. I've done my research on what's on offer so fingers crossed.
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Skint_yet_Again
    Skint_yet_Again Posts: 7,567 Forumite
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    I have spent most of this afternoon on the phone to Virgin Media and have almost lost the will to live :(


    First phone call offered a discount of £1.50 a month.


    Online chat offered discount of ££10 a month but then got cut off. Phoned them again to be told that the chat adviser offered me a deal that doesn't exist and they won't honour it. Have put in a complaint.


    Chap I spoke to said still £1.50 pm discount plus £30 one-off credit (so works out at £4 a month) so total £48 discount.


    Don't know if I would get offered anything better if I gave them 30 days notice. No better deals around for fibre broadband 50mg, tv, phone, free weekend calls, TiVo & extra HD box £32.50 line rental saver £196 total for year £586 = £48 pm
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
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    I did this one time and they gave me a discount after I gave notice, when I tried it in the summer they didn't care when I gave notice. They rang me after I had signed up to Freesat and a good Sky deal and it was too late to consider them after I had been with them for 17 years. I am so grateful now to have Freesat. I only ever watch the news and ITVBe so I am lucky.

    If you give them notice you risk the chance that they may not ring you. I think they range me but I missed the calls as I was at work.

    See how you feel.

    What do other people think?
    Aiming for a minimal spend 2022
  • Skint_yet_Again
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    I did post on the Phones and TV board just one reply so far and they said similar to you SW that if I give notice I might not get an offer and then it might be too late to change my mind.

    I am thinking I will accept what they have offered and then see what happens when they call back about my complaint. Maybe push for a free upgrade on broadband.

    I have made arrangements to see a couple of friends next weekend I will cook some pizza & they are bringing garlic bread and pudding. I have a bottle of rhubarb and raspberry home brewed wine another friend gave me so I am going to give that a go ! I will probably be falling asleep after one glass so will get some sugar free lemonade to water it down a bit.

    I am also out to lunch on 20th with friends from a night class college course I did a couple of years ago and we will use vouchers. I am also looking forward to a day at the museum, so all in all this month is shaping up to be quite sociable. I am glad cos I am fed up of staying in and being on my own. Illness can be quite isolating and I think I have let myself become a bit of a hermit. Time to get out and about more
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
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    Morning it is gorgeous outside. Well done on planning for social events. When I am work I know it's impossible. It is nice to see friends though.

    Stay happy. :D:beer:
    Aiming for a minimal spend 2022
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