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Get a grip !

edited 25 November 2018 at 8:52AM in How much have you saved?
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  • pinknsparklypinknsparkly Forumite
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    You're so well organised with the meal planning. I've been trying to get better and have been creating a meal plan each weekend, but actually sticking to it is another matter entirely...!

    And thanks so much for the Eon tip, I shall investigate this weekend!!
    MFW2020 challenge #99: £2,367.60 / £3,600
    MFiT-T5 (Jan 2019 - Jan 2022) challenge #99: £13,363.81 / £30,000
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  • Skint_yet_AgainSkint_yet_Again Forumite
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    Really fancied a takeaway last night but managed to resist with garlic chicken Kiev, chips & salad instead.

    Refund from the range £3.99. Bought some curry noodles 4 packs for £1. Will need to put petrol in the car Monday as I've been driving on empty. Friend was working so didn't go to carvery :(

    We had one flash of lightening and one clap of thunder around 10.30pm and that was it, but it rained all night. Cooler this morning, have been for lovely walk with puppy dog. Plans for today - stuff sorted to keep to go in loft. Sort through painting stuff to check I have a paintbrush to do spare room when I am on holiday from work. I have a paint tray and I cover them in an old carrier bag so they don't need washing. I have a roller which DF gave me. I have paint bought last year on either bogoff or 3 for 2. If I can't find a brush I will get a no-loss bristle one from tool station £2.83.
    0% credit card £1360 ~ paid in full
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    JAN 2020 = NOW DEBT FREE :)
    Emergency fund £1000 now 51 and saving for retirement !
  • savingwannabesavingwannabe Forumite
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    I really wanted a Chinese but am glad I didn't seeing that you said no too.

    Well done in prepping for decorating. Sorry your friend couldn't make it. It rained here all night and then again this morning twice but by the afternoon it was boiling again.

    Enjoy tomorrow.
    Trying to be frugal 18/31Jan; 15/29 Feb 26/31 March 23/30 April 18/31 May 20/300 Jun NSDs.
    Saving change in money box.
  • Skint_yet_AgainSkint_yet_Again Forumite
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    Wow it's hot !!!!

    Electric bill is going to be huge as we've had to have all the fans on in the afternoon and evening. Last night we had a massive thunder storm and it lashed with rain but was still hot upstairs even with the windows open !

    Shopping week 4 came to £6.98 including 9 loo rolls for £2.

    DS and his gf took puppy dog to the beach late last night so she could swim and cool down.

    Charity bag collection tomorrow so I can get rid of loads of stuff sorted last week.
    0% credit card £1360 ~ paid in full
    0% Car Loan £7500 ~ paid in full
    JAN 2020 = NOW DEBT FREE :)
    Emergency fund £1000 now 51 and saving for retirement !
  • savingwannabesavingwannabe Forumite
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    That is brilliant. Well done on getting rid of clutter. Glad doggie had a swim in the sea.

    I hope you can cope with the heat at work as it is v hot.
    Trying to be frugal 18/31Jan; 15/29 Feb 26/31 March 23/30 April 18/31 May 20/300 Jun NSDs.
    Saving change in money box.
  • Skint_yet_AgainSkint_yet_Again Forumite
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    Thankfully it is much cooler today. I walked the dog in the rain this morning, what a blessed relief :rotfl:


    I have been online to check my latest gas/elec bill. When I changed tariff the other day I also changed my direct debit to increase by £10 as DS's girlfriend has moved in. Anyway cut a long story short it hasn't increased and so they have given me a £5 credit after making a complaint online and increased it from 1 Sept. I have already budgeted for an increase in bills in the money they are paying me.


    I have been invited out tonight to 2 different events but I have no money left in the entertainment budget. :( One involves taxi to pub for Elvis tribute act, drinks & taxi home. I have turned this down. The other is a meal for a friends birthday. I am still considering this and may use the birthday fund, drink free tap water & drive there and back to save taxi money. Should keep it under £20, hopefully under £10 as they are going for a curry. Will see how I feel later.
    0% credit card £1360 ~ paid in full
    0% Car Loan £7500 ~ paid in full
    JAN 2020 = NOW DEBT FREE :)
    Emergency fund £1000 now 51 and saving for retirement !
  • savingwannabesavingwannabe Forumite
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    I got caught in the rain on the way to work this morning. Well done on the credit on your gas bill. I hope you can make the curry night. I am utterly broke too and sympathise.

    All this saving and being frugal will be worth it in the end. I am sure!
    Trying to be frugal 18/31Jan; 15/29 Feb 26/31 March 23/30 April 18/31 May 20/300 Jun NSDs.
    Saving change in money box.
  • edited 28 July 2019 at 7:11AM
    Skint_yet_AgainSkint_yet_Again Forumite
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    edited 28 July 2019 at 7:11AM
    I didn't go to curry night last night as I felt exhausted. I walked the dog in the evening, much cooler than the last few days thank goodness. I also did more decluttering throughout the day. DS and his gf were meant to finish work at 2am but didn't get in till 5am (Saturday)and then they were back at work 5pm (Saturday)so I walked her morning and evening. They got home at 2am today and are back at work 2pm today, so I will walk puppy dog morning and evening again today, then they have a few days off so I get a rest from dog walking duties :p

    I think I have enough food to last till payday. I got an award at work for a particular project and got £20 in vouchers. They can be spent in lots of places but I am going to use them for food to save money in August. They can be used at Iceland who I believe also sell milk, eggs etc. This will help my August budget as I am going up north to see family for a week.

    Decluttering week 29 - w/e sun 21 July - Old rug & wallpaper & lampshade into loft.
    Week 30 - w/e sun 28 July - charity bag out for collection to age uk, carrier bags collected and put I to storage drawer in kitchen, remaining coats hung up, new unit built for hallway/bike.

    DS has been cycling to work as it's nearby and saves mileage/fuel. The bike is kept in the hallway with a pile of coats /bags (gym/work etc). So Friday evening when when DS & his gf were at work I brought down a narrow slatted wooden shelf unit from the loft, laid it on it's side and sawed the legs off. Then I removed 2 of the slatted shelves and screwed then onto the new top (previously the side) to make a new unit to keep bags tidy and the bike can go infront. Was rather chuffed with myself :p
    0% credit card £1360 ~ paid in full
    0% Car Loan £7500 ~ paid in full
    JAN 2020 = NOW DEBT FREE :)
    Emergency fund £1000 now 51 and saving for retirement !
  • savingwannabesavingwannabe Forumite
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    Morning Skinty, I hope you did some resting but it sounds like you have been busy building the bag/coat/bike unit. It's great that you won some vouchers at work that'll come in handy. It's fantastic that workplaces are still offering prizes to motivate the staff.

    Now you have done all of this and decluttering can you rest please as the rest of us would like to catch up. lol. :rotfl::rotfl::rotfl:
    Trying to be frugal 18/31Jan; 15/29 Feb 26/31 March 23/30 April 18/31 May 20/300 Jun NSDs.
    Saving change in money box.
  • Skint_yet_AgainSkint_yet_Again Forumite
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    Now you have done all of this and decluttering can you rest please as the rest of us would like to catch up. lol. :rotfl::rotfl::rotfl:

    .... Says SW who walked 20000 steps yesterday !! :rotfl:

    I just walked the dog twice, pottered around and slept. I built the unit Friday evening around 2 hours max from getting it down from loft to clearing up & hoovering sawdust. I do try to pace myself, perhaps it sounds like harder work than it is :rotfl:
    0% credit card £1360 ~ paid in full
    0% Car Loan £7500 ~ paid in full
    JAN 2020 = NOW DEBT FREE :)
    Emergency fund £1000 now 51 and saving for retirement !
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