Get a grip !

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  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
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    Hello it does feel like a looooong week. I was just too busy to post but I did read sometimes.

    I hope you keep the extra handbag - A&da can afford it. If you feel guilty put a bit of money in a charity tin. Hurrah for all your shopping - it's so nice that you are able to treat yourself for a change.


    Glad you are feeling better and hope you have a good time with your friend.
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Skint_yet_Again Posts: 7,595 Forumite
    First Anniversary Name Dropper First Post
    edited 13 January 2019 at 8:19AM
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    Thanks SW. Not sure what I will do about the handbags. I have a really bad guilt complex :o so if it's going to cause anxiety I will probably send it back. Too honest for my own good :rotfl:

    I had a lovely afternoon chatting with my friend. We went to the local pub so only a short walk. It was packed but we got a table and didn't mind waiting. 2 meals for £9.99 plus 2 drinks and my friend had a voucher for 33% off so total cost £6.03 each. :T. However they got the order wrong and brought out 2 of the same meals so took one back, then my friend started eating hers and the chicken was cold so she sent that back too. The landlord gave us free drinks :T and 20 minutes later 2 lovely hot tasty meals. So a bit of a wait but as we were not in a rush it was worth it.

    Lots of washing to do today hopefully it will be mild and windy as forecast and I can get some dry on the line. Will hoover & clean dog room when DS takes the dog out. More decluttering too.
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Skint_yet_Again
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    Thank goodness its the weekend again :jI now have 2 weeks off work and dad is coming to stay. It will be a year since dearest mum passed away :cry: but we will hopefully be able to celebrate her life while he is here.


    Dearest dog has destroyed two of her toys this week, naughty puppy. I bought a replacement in B&M robust rubber and only £2. I've started recall training her again after watching a new tv series this week- Dogs behaving very badly :rotfl: This involves tinned hot dog sausages and she is doing very well so far !! I bought a couple of cheap tins in aldi.


    I decided I didn't like either handbag from asda and the pair of shoes don't fit so they are going back next week.


    I have paid my xmas credit card bill and later today I will pay another £50 off my 0% credit card. DF is bringing me a couple of 15kg bags of dog food from the cheap northern manufacturer we used last time, so we will be saving a fortune. This will be paid for from dog food savings account.


    Week 3 of 52 week declutter -
    I have cleared my dressing table and am quite ashamed how much junk there was on there :o My bedroom feels much calmer and more organised now. Just one pile of stuff to sort through. My friend gave me a dozen Nora Roberts books which I have removed from the carrier bag they have been sat in for weeks :o and put on my shelves. I just need to get round to reading them now :D Once read they will go to the library or the charity shop.


    Today I have put an oven cleaner on my double oven. It needs to be left for 4 hours and then I will have a sparking clean oven:p ... once I've cleaned all the gunk off. The Christmas decorations need to go in the loft. Then I will hoover.


    I have made a list of things that need doing this year, some will be done over next 2 weeks


    clean oven
    clean u bend under kitchen sink
    clean washing machine filter
    clean back kitchen door & kitchen windows
    fix blinds back door
    replace torn piece of wallpaper spare room- have a spare roll & wallpaper paste leftover
    replace porch roof
    tidy forecourt replace broken tiles and concrete
    paint utility room - I already have paint for this bought last year
    finish painting skirtings in my bedroom - did 1 side of room last year hopefully the paint is still useable
    paint loft hatch - hopefully with leftover paint from skirtings
    replace my bedroom carpet


    Some of these will cost more than others and all will be paid for from household savings account.
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Skint_yet_Again
    Skint_yet_Again Posts: 7,595 Forumite
    First Anniversary Name Dropper First Post
    edited 22 January 2019 at 11:49PM
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    Some small savings this week. Returned some Xmas presents to george £22 refund. Bought a lovely chenille scarf £7 and found a pair of matching gloves reduced from £3.50 to £1.25.

    Bought Mr muscle oven cleaner on offer

    Meal out with DF -two meals and2 drinks total £17 so within £10 each budget.

    Ordered DF 2 pairs of new shoes online delivered free to Store locally while he's here and got £5 off code for registering for their newsletter.

    Parked free near town and walked in. Bought new tumblers 50p each x4 in wilko today didn't get charged for the carrier bag :p every penny counts !

    Renewed car breakdown saved £10.10 on renewal price.

    Had my hospital appointment today specialist said my neck / shoulders muscles and scar tissue so solid they have pushed my larynx out of position which is why I have so much pain :eek:
    Lots of therapy / painful physio to come but hopefully worth it !
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Skint_yet_Again
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    Found £2 coin while walking dog this morning. Now if I found that every time I had to scoop poop after her I'd be rich.
    :rotfl:

    Decluttering week 4 - old car mats donated to DF, old chewed dog bed and old rusty dustbin (we now have wheelie bins) to tip. Pile of packaging from my bedroom to recycling. Glass bottles from kitchen to bottle bank.
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Skint_yet_Again
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    It was very mild yesterday so we had a trip to the seafront and a lovely walk about 2 miles. I cooked bacon sarnies for breakfast after walking the dog then i cooked liver and onions for dinner after walking the dog again. So we saved money by not eating out and I hopefully walked off a few pounds ;)

    Plans for today - more decluttering. DF is going to help me replace a piece of wallpaper in spare room. It came off when we had a leak under the window but that was fixed over 12 months ago :o I have a roll leftover but had to buy some paste £2.98 but £2 of that was the £2 Coin I found in the field when walking the dog :D

    Food today will be from freezer / stores.
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
    First Anniversary First Post
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    It's great that you are doing lots of walking in this cold weather! Great news that you are managing to find the time for decluttering. Hurrah for finding £2 - v lucky!!!!!:beer:

    Have a great weekend.
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Skint_yet_Again Posts: 7,595 Forumite
    First Anniversary Name Dropper First Post
    edited 26 January 2019 at 10:14AM
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    Thanks SW it's amazing how much time and energy you have when off work !! I will try and keep it up once I go back. I hope you are ok and just been busy x
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
    First Anniversary First Post
    edited 26 January 2019 at 10:33AM
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    Bless you I have been crazy busy at work! I just read about the scar tissue - this is a common problem after operations it seems from chats to my friends. At least they now know why you are in pain and hopefully they can do something constructive to help finally.

    Have a good weekend.
    Aiming for a minimal spend 2022
  • Skint_yet_Again
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    The wallpapering is done :) now I need to take an old piece to BnQ and get a paint match. The paper is white and covered old plaster then was painted a sunny warm yellow. A small tin shouldn't be too expensive.

    Yesterday was breezy and sunny so 2 loads of washing dried outside. DF fixed some loose panels on my shed. I treated DF to Sunday lunch at a local pub. It was a short walk so no petrol used. Dinner was £6.79 each and with drinks and puds minus a £5 off voucher came to £19 so still under my £10 each budget :D and no washing up :T

    Today I have taken DS to train station and fed dog. Later I am going to pick up discount shoes for DF which should be delivered free to local store and get some shopping at aldi.
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
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