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NST February Challenge : A Winter Voyage
Comments
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I am grateful for Toni'sfriend
(And others who know how hard teaching is.)
Not giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=10 -
Okay, finally proved I am not a robot (robots don't wear varifocals to see the dark bits) https://forums.moneysavingexpert.com/discussion/comment/72161819#Comment_72161819
Enjoy
I know post 2 and 3 aren't in place yet, I need a rest after wrestling with the robot monitor.
After I left you I had to shelf wrangle ("Is your mother still here". followed by [to me] "the shelves don't have instructions". One hour and then a bath later.My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.NST SEP No 1 No Debt No mortgage0 -
SkintTeacher wrote: »One of the main ideas being you 'go along' with any fantasies being lived out, am I right? Eg. My dad thinks I'm 15 perpetually and I never 'correct' him, although I do tell him about new developments in my life. He is in an advanced stage of dementia.
I used to work on a dementia floor in a care home & going along with the fantasies definitely helps. For that moment/hour/day they may be a schoolgirl going to get in trouble for being late home so why make the panic worse by telling them they're 60/70 and can't remember anything of their life, they'd be angry, confused, scared and probably not believe you. We used to say things like it'a alright, your mum rang and had to go out she asked if you could stay with us for dinner and they'd be happy and calm. Bit later and they know exactly who and where they were anyway.
It was a spend day today but all stuff the little man needed as he's had a growth spurt - an extra hoody, swimming cossie and some trainers. Just under £30 so covered by child be efit anywayI got a coffee for £1.20.
Today I'm grateful for:-
Day off tomorrow and hubby's getting up with little man so I get a lie in.
Feeling bump kicking away today
My ebay maternity dungarees arriving - finally pants I'm comfy in again!1 debt vs 100 days -
Debtfree by Xmas
NST - 1/18 NSDs £54/£250 food 0/£60spends
Debts - CC1-[STRIKE]£4438.89[/STRIKE] £4329.82 CC2-[STRIKE]4560.38[/STRIKE] £3672.52 CC3-[STRIKE]£10,326[/STRIKE]£10,155.85 CC4 - [STRIKE]£3286[/STRIKE]0 -
Thank you for the appreciation TonisFriend - teaching is such a great job but can be so stressful. The biggest payment is a thank you from a parent or child when I've gone out of my way.
I recently learnt what two good friends earn the and realised my wage is starting to stagnate a bit now I'm top of the pay scale.
Very interesting about the dementia ward - thanks for sharing MrsHubbard.0 -
Hello shipmates, finally another NSD to add to the lot 13/15. Was sorely tempted to go to aldee as fridge and cupboard are quite bare and didn't know what to cook for supper before hubby goes off to his nightshift, but DS2 came to the rescue and cooked a lovely cheese omelet for all of us.
Captain Abundant thanks for the permission to go to the captain's deck before we land. I promise to do my best not to womble your parrot and your hat. I am partial to those, I'll have you know. In case I am showing some hand twitching, it's me fighting off the urge to swipe them and take them home.
Hubby and I got paid on Thursday and yesterday, respectively and we have written the budget for March already. I am very excited because with the council tax and the water rates break this month, a few tweaks in the budget, we have put away £1074 towards our Emergency Funds pot taking it up to a total of £9,359.36. There is a very strong temptation to round it off to £1000 and indulge ourselves with the spare £74.17 but we don't want to lose our gazelle intensity. April might not be as good in terms of the savings front as car and homes insurances will be due and there's the long overdue, much needed garden renovation.
I went back to Matalan yesterday following the work clothes shopping last Thursday night because I saw some nice cardigans of various colours that might go well with the tops and dresses I have been sewing. They were on sale 70% off at £5 each. Being a shopaholic in the past, it felt really strange. Pre-MSE, I would have easily handed over the plastic and justified the purchase with the sale tag (70% off), now I need a lot of convincing. Yesterday, I took the dresses and tops that I wanted to wear with the cardigans with me to shops and tried them on. Guess what. I went home with ONE cardigan (£5) and a work out top (also £5) for a total spend of £10. My husband couldn't believe it! He was anticipating a spend of at least £30, maybe £50, judging by the number of things I was looking at on Thursday night. I needed them to have an extra wow factor before I could part with my money. Wow! Is there a sobriety chip available for recovering shopaholic? I think I deserve one.
Hubby has gone to work and I am tempted to just hit the sack, but last week's ironing pile is summoning me. I think I'd put in a couple of hours worth of ironing. Tomorrow is a busy day because we have church board meeting in the morning, then the weekly big shop, and laundry and cleaning for the rest of the day. Enjoy your weekend everyone!"There is Life AFTER DEBT."LBM 2009 Total Debt £49046.24 Debt Free as of 27/08/20150 -
SkintTeacher wrote: »Thank you for the appreciation TonisFriend - teaching is such a great job but can be so stressful. The biggest payment is a thank you from a parent or child when I've gone out of my way.
I recently learnt what two good friends earn the and realised my wage is starting to stagnate a bit now I'm top of the pay scale.
Very interesting about the dementia ward - thanks for sharing MrsHubbard.
Hi SkintTeacher and Fmess, I am with TonisFriend. Teachers are generally overworked, underpaid and under appreciated. Yet they are responsible to educating the future generation. My mother used to be a teacher (she was my Home Economics and Science teacher). I, too, did a bit of teaching/lecturing in the past and for me the biggest reward is seeing my former students do well for themselves and even excel in their chosen careers. One of my former students is now a lecturer himself, and has just recently published a textbook. He sent me a signed copy. To me that's priceless and is worth all the long hours of marking and preparing all the lectures. Speaking of which, the aforementioned student just recently posted a photo of my handwritten notes on Facebook. Back on those days, we didn't have PowerPoint so I used a lot of overhead projector slides and sometimes to save time and money I hand wrote them on the acetates. Seeing them on Facebook the other day felt so surreal, and brought back lots of good memories."There is Life AFTER DEBT."LBM 2009 Total Debt £49046.24 Debt Free as of 27/08/20150 -
Today I am grateful that I rang my mum at the perfect time to cheer her up, for my wonderful dh clearing up the copious amounts of vomit that dd had spontaneously produced in the rugby half time break, for dd not being sick again this evening, for getting to watch most of the 2nd rugby match, for having a Lenten Plan...NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0
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ChasingSunshine wrote: »Free Kindle books on amazon letting me do lots of reading without breaking a NSD
I was very excited to find that with my new library card I can 'loan' ebooks and audio books from the library on my kindle and iphone!
Work checking out!
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
Spent yesterday morning and from 5pm - 8.30pm last night and from 8am - 7pm today volunteering for a NNS (didn't last anywhere near that time, but the prep and then the after-work - still have about another 2-3 hours to do tomorrow) AM decidedly cream crackered! But I did sell 145 items - and donated 72 of the ones returned to me unsold, so there was a gain from it
Have transferred my funds to my pending acct for my Sains loan extra payments
Spent £6 at the NNS on things for the 2 youngest - pretty good
Today and yesterday's gratitude:
* Hubby getting up and dealing with DS2's vomiting episode in the night (I slept through it!)
* A fair crowd at the NNS
* A dry morning for the sale (unlike the afternoon!)
* 3.5 pints of milk donated to me by a friend
* OH persuading DS2 and DS3 to do some tidying whilst I was out - and being able to see real results from what they've done
* Takeaway tea (oops)
xI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
Oh no sorry to hear about the poorly little ones Apple and Greent does not sound like fun." Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200
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