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Get a grip woman!
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Hoping Scotland is being wonderful for you both 😊
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Thanks @KajiKita. Just back and got an hour for a quick catch up. Weather was very much four seasons but we had two glorious days, one on Raasay and one on Skye and the rain and hailstones the size of peas recede into the distant memory, once the sun shines.
The weather feels colder back down here in East Anglia. We will need to look at our bees as soon as we can, and I've got loads of planting and potting on to do (not to mention weeding!) More in a while, I need to get the washing on!Save £12k in 2026 #2 I have banked £2870.61 so far, against a £10k target The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £568.34 and most of my March purchasing made
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here5 -
Glad you had a good time despite the weather. It has definitely turned chillier these past few days down here - I’ve taken to bringing my plant babies into our warm (heated by freezer and house battery) utility room every night rather than leaving in unheated greenhouse - such a palaver!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway3 -
Glad you had a good break, @Suffolk_lass. Not so happy about your verdict on the East Anglian weather being colder, as we will soon be heading in that direction! I think I am going to revise my selection of clothes for packing.
Hope the bees have been behaving themselves in your absence.
F x2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!3 -
Thanks @foxgloves. It might be me. I always struggle with the house cooling down after winter - our choice of a 4-oven electric aga heats all of the house with the doors open, so we use very little heating oil but conversely, I feel it when we turn it off for the summer. There is pale blue sky this morning but an expected top temperature of 11. After some washing and shopping I'm hoping the greenhouse might be warmer so I can pot on tomatoes and plant my squash seeds. I'll browse your diary later to catch up! SLxSave £12k in 2026 #2 I have banked £2870.61 so far, against a £10k target The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £568.34 and most of my March purchasing made
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here6 -
Glad you had a good break. There has been a cold wind in the south east corner for a couple of days now, hope it is missing the bees.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
The temperature in EA has dropped dramatically in the last few days. The heating has been kicking in and the cats have moved back to sleeping in crates rather than boxes.2
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I think Raasay is so quiet & lovely. We spent a couple of days there a few years ago & the weather was glorious. Did you walk along Calum's road? After hearing about it, I bought the book & the story of how one man took it on himself to make the road is remarkable.Suffolk_lass said:Thanks @KajiKita. Just back and got an hour for a quick catch up. Weather was very much four seasons but we had two glorious days, one on Raasay and one on Skye and the rain and hailstones the size of peas recede into the distant memory, once the sun shines.
KA4 -
Love a warm greenhouse - I miss pottering about in mine and the feeling of warmth xSuffolk_lass said:I'm hoping the greenhouse might be warmer so I can pot on tomatoes and plant my squash seeds."Think of many things, do one"
Mortgage est. 30 Apr'26 est. £201,500 £309,749 2020 (ends 2038 - aim for 2031)
Seven Goals; and healthy diet/walk/run/exercising/weights/yoga2 -
Still here, but SO busy in RL that I am skipping the forums mostly at the moment. Got bee stuff going on. Back soon xSave £12k in 2026 #2 I have banked £2870.61 so far, against a £10k target The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £568.34 and most of my March purchasing made
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here6
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