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Get a grip woman!

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  • KajiKita
    KajiKita Posts: 7,587 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    edited 14 March 2024 at 7:15AM
    Good luck with the exam 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £227 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Watty1
    Watty1 Posts: 6,770 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hope revision is going well.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • foxgloves
    foxgloves Posts: 12,557 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Is this your bee exam, @Suffolk_lass? Good luck. I've never known anyone so knowledgeable about bees! There was a rather sorry-looking one on our birdseed feeder yesterday & I almost photographed it to ask you if you knew what it was!
    F
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • Suffolk_lass
    Suffolk_lass Posts: 10,270 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @foxgloves - yes, it is the second of seven written exams. There are three (more) practical assessments too, and I have signed up to do an improvers course that will include queen rearing. I am always happy to help with bee pics as I can ask the local beekeeping entomologist if I don't know.

    Right, Back to the garden - moving about a hundred foxgloves today and removing thistles, nettles and ragwort as I go
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • beanielou
    beanielou Posts: 95,488 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good luck. 😉 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Suffolk_lass
    Suffolk_lass Posts: 10,270 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I ache a bit this morning! Lost DH for most of yesterday as DS's GF was in A&E with no support, having hit her hand on the wall while dancing in a VR headset, so he went over to reassure her. 3 x-rays, 2 reset efforts, lots of entonox and a half cast around the little finger side of her hand. Poor girl! DS sensibly did go to work and phoned his Dad for help. 

    Meanwhile, we (gardener and I) made good progress on removing most thistles from the lawn, then on to the foxgloves relocation (so many foxgloves - they are apparently the most common thing to see if you re-wild) - we also have rabbit invaders so once back, DH got in the bed at the back with his long-handled twisty thing (like this but the tines are on and circular twist and ours was bought in NL). At lunchtime he took his dog for a walk and I moved some bees from a double nucleus (a nucleus is designed for a small colony and are 5/6 frames), whereas we had a second on top - it was 15c so I went for it and moved them into a proper hive. We need to move them a bit because they are next to where they were and also, we want to treat the (shed) they are against, so 1m over and a bit out, away so I can get behind to paint. Speaking of painting, We painted the front of the hive yellow, so they knew it was their home (as the poly nucleus is yellow) - using the Banana Dream 3 masonry paint I made a terrible mistake buying, when the house was painted outside!

    After taking paracetamol to keep my back moving and my ankle pain down, I did some gentle pruning, cutting down last year's seed heads that have provided winter hibernation spots for native ladybirds, protected the crowns of semi-tender perennials, and seeds for winter resident birds and other wildlife. It looks much tidier but there is more to do (not least to the "lawn" which looks like a ploughed field!!

    I am going to contact the ferret-using pest controllers to see if they will do some rabbit control for us. And revision... lots of revision
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • Watty1
    Watty1 Posts: 6,770 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    What a great story!
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
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