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Get a grip woman!
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Blimey SL - do you ever stop? Still in bed here and your bread is ready for knocking back?!A happy, healthy and prosperous New Year to you all too!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
Hope all feel healthy soon at yours and, as ever, impressed by the amount you do.
You are inspiring me to start baking bread, although I may cheat and get a bread maker! Home made bread was once a joy of mine and reading about yours, well, yes. I just might get a breadmaker.
Very happy new year to you and all of yoursMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
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Well done for being the bigger person and I hope that Mr S_L feels better soon.3
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Hope the conversation with your mum went okay and you are more at ease with her. Bravo to DS - what a ⭐️😊
Hope Mr SL recovered enough to enjoy the evening and protective ✨✨✨Suffolk Lass✨✨✨ to stop you catching it! 😉KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £276 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Sometimes a little space is what's needed to keep the mental equilibrium with parents - they won't change, so all you can change is your own behaviour.Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20253 -
Happy New Year 2024!
Hope you were able to welcome in the New Year despite lurgy being present! We only just made it past midnight & are paying the price today 🤣🤣🤣
4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)Psst...I may have started a diary!1 -
Well done to the peace broker. Nice to go into the year with a clearer slateMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
Happy New Year to everyone reading this. Normality is starting to return. The conversation with my Mum went well. She was very circumspect but you are right @Merlin's_Beard, at 94 she won't change (except to become more self absorbed as her life gets smaller) so I need to be the one. I am truly grateful for the intervention of our loving, sensitive DS and I will try and have a face-to-face with her before my bee study group starts this evening.
In other things our two remaining visitors will be leaving today and hopefully the fork and spoon that are missing (along with the peg that clips the cat food sachets shut) will emerge from their hiding places. If not I shall be donning gloves to go bin-diving. My need to count things is offended by sets of five cutlery items that were six before Christmas and I have a recollection of my aunt (92) interfering helping and accidentally knocking a load of stuff into a bin (at least it did not smash the crockery) on Christmas Day. I hope that wasn't where they went as that dustbin went last Wednesday. A shame if the fork has gone, it predated our marriage and was a set of six with a pastry slice and a jam spoon that all matched. The dessert spoon is also part of a (previously complete) cutlery set we use as our everyday stuff.
The last of the pigs in blankets and devils on horseback have moved from the fridge to the freezer, and will come out when we meet our missing friends, along with the two dozen mince pies that are in there, keeping them company.
I reckon we might get away with no grocery shopping for a week or two, and the bank accounts will welcome this as the credit cards will swipe a large amount this month. I need to go in and look, actually, and see how it is going as have not looked for a few days (normally daily!)Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here7 -
Happy New Year to you SL - I'm glad you have been able to restore cordial relationships with your Mum, well done DS for being part of managing that (and well done you for bringing him up to be the sort of person who is able to manage situations like this well) and for you realising that a step aside for a few days until emotions have cooled off a little too.
Great bargain on the turkey crown - it's something I would have considered keeping an eye for if at the right price, but we've not seen anything thus far.
Missing cutlery items are annoying aren't they - hopefully yours will turn up (or even better, HAVE turned up) - I still lament the loss of a lovely little paring knife I had years ago which mysteriously disappeared years ago - we always assumed it would reappear when things were moved when we moved out of the flat we lived in at the time, but it never did!
I too am on the bandwagon of hoping for - in our case - very minimal grocery purchases for a few weeks - the more I can retain of our January budget, the better!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her5
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