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Get a grip woman!
Comments
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Woohoo! Tax return done and just over £2000 to come back. Also requested a lump of DC pension (DH's, not mine) while his taxable income is below the income tax thresholdSave £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here8 -
Great news SL!
Fortune x
https://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living4 -
Great news on the rebate!
I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £203 -
We are happy. It's about the same amount as the remaining tax allowance that is being applied to the pension drawdown as they have his tax code now and are in touch with his pension providerSave £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here5 -
A quick trip to the Vet's this morning for Pup to have his second set of vaccinations - just ten days to wait until he can mix with other people. We have only told the people we have met that we have him so far but as soon as we start taking him out, we can share news with others!
He will be going back in his crate soon as I need to shop and we plan a cafe trip too. DH is coming because he has one parcel to post and two to drop at the courier drop off - these are actual *-bay sales. Yes, thanks to him listing things, we have actually sold a bunch of stuff. I suspect we priced it too low as the buy it now options were taken immediately but we are happy. It is end-of-range Denby glasses and bowls that have resided in their original packaging, under a dresser for maybe ten years. £86 after fees and postage I think. Lots more to comeSave £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here5 -
Well done on the bay sales SL! 86 is nothing to sneeze at
4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)3 -
Great Bay of E selling there SL!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
I have a friend who is trying to buy Denby (Green Wheat), if yours have that pattern she could be your buyer!!Credit card debt - NIL
Home improvement secured loans 30,130/41,000 and 23,156/28,000 End 2027 and 2029
Mortgage 64,513/100,000 End Nov 2035
2022 all rolling into new mortgage + extra to finish house. 125,000 End 20363 -
Just been catching up on what I’d missed since last being online. I’m sorry for how hard it must have been at your mums. It’s difficult when people are so far away isn’t it.Yay on the tax rebate though! Just shows good things do happen to good people!“Just keep swimming, swimming, swimming” 🐠https://forums.moneysavingexpert.com/discussion/6098084/discount-duck-s-quest-for-mortgage-freedom#latest3
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It was jet glasses and glass dessert bowls @SusieT (- not jet black which is crockery). I had bought two boxes of four bowls which on reflection we decided were too big for a fruit dish (fruit and yogurt) but being glass, not ideal for soup or cereal. So they have gone now - we could not find a china search with any for a price guide so I said £5 each minimum or £7 each to buy it now. The glasses went for £12, £10 and £8 a pair. We are happy. We have some more china to sell and some ornaments. Back to photographing, describing and listing in due courseSusieT said:I have a friend who is trying to buy Denby (Green Wheat), if yours have that pattern she could be your buyer!!Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here7
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