Get a grip woman!
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Well done on avoiding catastrophe with the greenhouse. That could have been nasty.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.5
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That was close with the greenhouse! Glad you, and the glass, are OK.Save £10,500 - £2673.77 - 25.5%
Pay off £7000 - £1743 - 19.4%
Make £2021 extra income - £99.755 -
Ooof - close call with the greenhouse! Glad you both (you and the greenhouse!) came out relatively unscathed:)
I've always found ns&I humans to be quite helpful on the handful of times I've needed to speak to them (I had 2 psb accounts which needed merging and also when changing DD and DS1s' holdings from in my name re them to their own accounts) - but that was in pre- Covid days, of course....I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £206 -
I've logged in to the NS&I account this morning and all my premium bonds are now listed - £17 of really old ones going back to Godparent gifts in the year of my birth through to 1994! then a £50, a £500 and yesterday a £10,000. I figure I am willing to gamble the 0.1% interest in the cash instant savings account for the chance of the odd £25 win! My overwhelming sense is how much more quickly the value of money has reduced over the years. In those times of financial struggle I remember being thrilled to receive a £1 PB for my birthday (or a 10 shilling note in a card)Save £12k in 2024 - #2 target is £5000 only £798.34 so far
OS Grocery Challenge 2024 31.1% spent or £932.98/£3,000 annual
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My Debt Free Diary Get a grip Woman6 -
The jury is out on whether you’ll make more or less than you would in interest, but nothing beats the excitement of checking to see if you’ve won every month! 😁Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
OH just mentioned that he has some bonds, but that the ex (of 16 years) has the paperwork - SIGH
Will get him to do the track & trace...
...in the meantime, I will live in anticipation that we've won the million - LOL
4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)17 YEARS 4 MONTHS LEFT OF 20 YEARS5 -
rtandon27 said:OH just mentioned that he has some bonds, but that the ex (of 16 years) has the paperwork - SIGH
Will get him to do the track & trace...
...in the meantime, I will live in anticipation that we've won the million - LOLSave £12k in 2024 - #2 target is £5000 only £798.34 so far
OS Grocery Challenge 2024 31.1% spent or £932.98/£3,000 annual
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My Debt Free Diary Get a grip Woman5 -
I think I will work in the greenhouse again today. It was plenty warm enough in there with good light (and much tidier than the workshop) but no gardening - I was working on bee preparations - making up the wooden frames the wax foundation fits in to populate the brood boxes (where the Queen resides and lays her eggs) and the supers (the next layer, where the workers store their honey) in the hope that we are called upon to collect a swarm at some point.Save £12k in 2024 - #2 target is £5000 only £798.34 so far
OS Grocery Challenge 2024 31.1% spent or £932.98/£3,000 annual
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My Debt Free Diary Get a grip Woman6 -
Suffolk_lass said:rtandon27 said:OH just mentioned that he has some bonds, but that the ex (of 16 years) has the paperwork - SIGH
Will get him to do the track & trace...
...in the meantime, I will live in anticipation that we've won the million - LOLFashion on a ration 2024 66/66 coupons remaining
80 coupons rolled over 0/80 coupons spent - using for secondhand purchases
One income, home educating family5 -
SL & BB - thank-you so much for the guidance on the bonds! I'll prompt OH to give it a go after the weekend, once he's got cursing about the ex out of his system 😂😂😂4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)17 YEARS 4 MONTHS LEFT OF 20 YEARS5
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