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J2 Solutions

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  • Hi

    I wrote earlier as I had received a letter from J2 Solutions and was very worried about it. I am now aware of what it relates to and was hoping for some further advice.

    The outstanding debt relates to finance for a car which was purchased in 2003. As mentioned in my earlier post I fell into difficulties, at the time I owed my own home and the finance company placed a charge against my property that when the property was sold, they would be repaid.

    The property was sold and handled by a firm of solicitors. It seems that the firm of solicitors however did not repay the charge and instead sent the surplus funds to me (this was not a major amount and went towards setting up my new home which is rented and paying off other debts). I was told this at the time of completion but after several conversations, I was told that it was resolved and the confusion was due to an "administrative error" because the completion happened very quickly.

    I have received a letter from said solicitors advising that the debt has been reassigned to them and that I should pay them the amount, which is just over £7k within 7 days. Where do I stand on this? I cannot afford to do this, I am barely managing as it is. Can anyone advise what I should do?

    Many Thanks

    SHP
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    I wrote earlier as I had received a letter from J2 Solutions and was very worried about it. I am now aware of what it relates to and was hoping for some further advice.

    I put this in a new thread so that you should hopefully get more replies. :)

    Link: J2 Solutions and a debt that should have been settled.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
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