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  • 8elarus
    8elarus Posts: 33 Forumite
    Oh good, at least one of those anonymous people who negligently (or not so) damage our cars in car parks is about to get their come-uppance.
    Fortunately the insurer has already been informed making like easier for the victim here.

    Yeah, mate, I'll redeem the rest of (!) Including everyone who ever parked into my car, slammed their doors into it and drove off with no notice.
  • 8elarus
    8elarus Posts: 33 Forumite
    @dacouch, good point, will look into it first thing tomorrow morning! This the only reason I post here, thanks mate!
  • 8elarus wrote: »
    Thank you all for the input.

    This confirms I did the right thing informing the insurance company and getting the NCB protection in the first place.

    , thanks, I didn't realise this was the case, thanks!

    So much for not judging. I'll ask my 70 year old mother (with a long list of mobility issues) why she had to open the door so wide to get out that she ended up . Keep parking in the meantime, Paul.

    Thanks all!


    It's not her mobility that's the issue here, it's her honesty and integrity.
  • A point to bear in mind - never agree to pay for damage leaving the insurance company out of the equation thinking it will be cheaper.

    Always leave to the insurance company to sort out. If the other party does contact their insurers they will find out your car insurers details from the national database. You have informed your insurers of the prang so let them sort it out. OK your premium might be higher next year but put it down to experience and keep your nose clean so to speak. Even though you have a NCB the renewal will say "have you made a claim on insurance regardless of blame" by ticking yes which you will have to as dont forget everything is recorded on databases and you put you were to blame then that will hike up premium.

    Me personally, I would not contact the other party by phone or text. As he might say ive got a mate you will repair the car for £xxxx.

    You have informed your insurance company. If he gets no phone call from you then he should approach his insurance company to deal on his behalf. Thats if hes got insurance..... you never know.
  • motorguy
    motorguy Posts: 22,611 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 26 January 2017 at 11:23PM
    8elarus wrote: »

    So much for not judging. I'll ask my 70 year old mother (with a long list of mobility issues) why she had to open the door so wide to get out that she ended up .

    Thanks all!

    The apple not falling far from the tree comment was aimed at YOU. You're quite happily denying there couldnt POSSIBLY be any damage to the other persons car, when your mother was clearly watched doing it.

    And likewise there is a duty of care here on YOU that, if your mother has mobility issues you park in such a way as there is no risk of her damaging other peoples car.

    And likewise, while she may have mobility issues, she seems to have moral decency issues too, and THAT is what i was getting at - particularly in front of your children.

    And finally, a sensible response to my post would have been "yes, she was totally mortified, and hadnt owned up initially because of embarassment", NOT trying to defend her lack of ownership - because, it seems, according to you its ok to whack other peoples doors if you have mobility issues?

    Accidents do happen - taking ownership for them is what sets decent people apart from the low life.
  • Money_maker
    Money_maker Posts: 5,471 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Might be worth checking to see if mum qualifies for a blue badge for the future. Or perhaps her door could be held open for her...
    Please do not quote spam as this enables it to 'live on' once the spam post is removed. ;)

    If you quote me, don't forget the capital 'M'

    Declutterers of the world - unite! :rotfl::rotfl:
  • motorguy
    motorguy Posts: 22,611 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    8elarus wrote: »
    Yeah, mate, I'll redeem the rest of (!) Including everyone who ever parked into my car, slammed their doors into it and drove off with no notice.

    Still not sensing much remorse or embarassment there for it happening?

    All a bit me, me, me.
  • WillyWonga wrote: »
    A point to bear in mind - never agree to pay for damage leaving the insurance company out of the equation thinking it will be cheaper.

    Always leave to the insurance company to sort out. If the other party does contact their insurers they will find out your car insurers details from the national database. You have informed your insurers of the prang so let them sort it out. OK your premium might be higher next year but put it down to experience and keep your nose clean so to speak. Even though you have a NCB the renewal will say "have you made a claim on insurance regardless of blame" by ticking yes which you will have to as dont forget everything is recorded on databases and you put you were to blame then that will hike up premium.

    Me personally, I would not contact the other party by phone or text. As he might say ive got a mate you will repair the car for £xxxx.

    You have informed your insurance company. If he gets no phone call from you then he should approach his insurance company to deal on his behalf. Thats if hes got insurance..... you never know.

    Even if he hasn't it wouldn't prevent him claiming off the op.
  • motorguy
    motorguy Posts: 22,611 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    Or perhaps her door could be held open for her...

    +1

    We regularly ferry our respective elderly parents about, however we assist them in and out of the car, and ensure they arent left to fend for themselves - at the risk of hurting themselves or damaging someone elses property.

    You have to think ahead for elderly folk just like you have to think ahead for young children.
  • wgl2014
    wgl2014 Posts: 1,144 Forumite
    Personal responsibility, bah!
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