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Ready To Do This

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  • Good luck on your last day :)
    Smile loan - £2821.98 / £0:)
    Lloyds CC - £3102.54 / £3071.51
    B'Card - £7615.65 / £7444.30
    Bank of mom - £6000 / £6000
    28/02/17 £ 19,540.17 / £16515.81 05/04/17
  • catandy
    catandy Posts: 868 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    still just plodding along - waiting for new job to start (next week) and trying to spend as little as possible. still in two minds whether to do the settlement figure for one of my debts - will clear over 6% of my total debt for just over 500 so I think I need to bite the bullet and just get it paid. it will also give me a boost that I can see something happening with the balances...

    ok decision made I make the payment to them when their office opens at 9am - that's my job for the day.
  • catandy
    catandy Posts: 868 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    OH and I have now officially parted company and he has a week to move out - he's taking the car with him so I need to go and buy another run around so I can get to and from the new job.

    I'm the villain of the piece with him and his family and I always was going to be such, and that's really ok because all I feel is an overwhelming sense of relief with it all. I need to go and lick my wounds a bit and be with my sons and settle into my new job then I am ready to attack this debt head on and get rid of it once and for all so I can start the new chapter of my life with a clean slate.
  • Happy new life day, but have a virtual ((((hug)))) as well - that sort of decision is never easy.
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Good for you, Andy. You really will find things so much easier when you're not lugging him around with you.
    MFW diary here. 1 Feb 2017 $229,371 - MFD Feb 2043 :eek: aiming for May 2028
    14 August 2017 - Refinanced: $220,000
    January 2019 $211,580 Current MFD 31 June 2036
  • Chrystal
    Chrystal Posts: 2,028 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Just caught up Cat and sending you ((((hugs))))
    It can't have been easy breaking up with OH and of course he and his family are going to blame you, after all you've carried them for years and now you've had the nerve to upset the applecart!
    Try to take a day at a time until he's left and look forward to the weight of responsability for a whole load of other people being lifted off your shoulders. I think you'll be suprised how much better you feel a few months down the line.
    Stay strong XX
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • catandy
    catandy Posts: 868 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    thanks all....

    anyway my news - I've started the new job and at the moment am still at the stage of getting used to new regimen of early starts and commute on the standstill motorway so long days are order of the day. first pay day is next Friday so that's good - in the meantime these long tiring days are doing me no end of good - I've been so tired that I have had 2 non spend days so far and likely to have a third today by the time I get home all I want to do is eat my evening meal then get comfy in my Jim jams and veg out on the sofa before I collapse ready to do it all over again tomorrow. I'm sure I will become more productive once I get used to it but for now its wiping me off my feet.
  • -taff
    -taff Posts: 15,558 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    His family are probably not happy about it beacuse
    1] their cash cow has gone, and
    2] they'll have to pay for him now :rotfl:

    Congrats for starting the new job, I expect I'll be in your position next week, have a new one too, days which will be a shock to the system...and less pay, also a shock....
    I'll see how many NSD you have and try and match :)
    Non me fac calcitrare tuum culi
  • EssexHebridean
    EssexHebridean Posts: 25,606 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad to hear that the new job is going well so far and I can sympathise on the standstill motorway thing - I spend a chunk of each morning feeling as though I've taken root on the M11! I can definitely identify with feeling wiped out by the time you get home too - not so bad on days I travel in on my own but when MrEH and I car-share it's well after 7pm by the time I get home - dinner needs to be mighty quick to prep on those nights I can tell you! :rotfl:
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • angelpye
    angelpye Posts: 1,001 Forumite
    Part of the Furniture Combo Breaker
    Just wanted to pop in to say well done for all the progress you have made. You really have had it tough and tackled it. Really heart warming to see how your DS stepped up - raised a good one there! Perhaps at the weekend plan something nice for yourself (with or without your boys) - doesn't have to cost a lot just whatever is a treat to you. Time to take care of yourself!
    Happiness is wanting what you have...
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