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Payment A Day Chapter 18
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My PAD for today is £133 to Bank of Mum 1 (car) - I'm so excited as I've nearly hit the halfway mark as it's now at 43.75% repaid!
And I've coloured in some more pieces on my debt free chart which I'm happy about, as overall I'm at 8.61% repaid since 01/04/2022. Once my Barclaycard direct debit comes out in a couple of days, I should be at 10% repaid overall 👍🏾😊.Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
Career Loan £175/£3,000 (5.83% repaid)2 -
Fantastic Keedie! Well done xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60002
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Yep, well done Keedie x1
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Morning, £1 to cc1 for me, thanks, Indi x0
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Morning everyone, my PAD today is £3 to CC7.
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60002 -
The total PAD for 28 May 2022 was £226.08.
Thanks @LittleMissDetermined and @IndiJonesi for the support and encouragement. xx
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
Career Loan £175/£3,000 (5.83% repaid)2 -
Morning, £3 to cc1 for me, thanks, Indi x2
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£40 to 118 pleaseI’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Admiral - £0/£8000
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £390.05/£2026
Savings goal £91.50/£10003 -
Morning all,
The total PAD for 29 May 2022 was £4
Keep up the great work, this month's total is just amazing so far.
.Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
Career Loan £175/£3,000 (5.83% repaid)2 -
My PAD for today is my usual direct debit of £300 to Barclaycard. I've cleared 10.32% now and it feels so so good 🤗🤗🤗.Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
Career Loan £175/£3,000 (5.83% repaid)2
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