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Payment A Day Chapter 18
Comments
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Morning all,
The total PAD for 30 December 2022 was £987.10
Happy New Year everyone and enjoy the last day of 2022, as...
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/506 -
My final PAD of 2023 is £5 to Halifax.
Well done everyone for every single amount PADded this year. Huge thanks to you @Keedie for your counting up and supportive posts, even when you’re supposed to be relaxing and enjoying your holiday
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51 -
Happy new year all!
Checking in with a £5.30 payment to the loan today!Plan to PAD Everyday 2024Credit Card - £3662.99 (int free to 11/11/25) -PAD TotalsJan 2024 -3 -
Morning all,
The total PAD for 31 December 2022 was £12.30
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/503 -
Drum roll please...
... the total PAD for December 2022 was £11,774.25
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/504 -
Final Drum Roll...
The total PAD for 2022
is a stupendously AMAZING
🎉 £141,057.41 🎉
We did it everyone!!! What a whopper of an achievement and in a cost of living crisis as well. Here's the yearly breakdown... be proud everyone...!!! 👏🏾👏🏾👏🏾January 2022 = £7,812.34
February 2022 = £7,757.07
March 2022 = £5,951.21
April 2022 = £7,007.71
May 2022 = £6,218.19
June 2022 = £7,525.91
July 2022 = £9,392.58
August 2022 = £23,679.29
September 2022 = £17,413.07
October 2022 = £14,920.69
November 2022 = £21,605.10
December 2022 = £11,774.25Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/506 -
This thread has now closed.
But you can join us on the Payment A Day - Chapter 2023 thread which started on 1 January 2023, https://forums.moneysavingexpert.com/discussion/6413218/payment-a-day-chapter-2023/p1
Happy PADding and Happy New Year! 🤗Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/503
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