Payment A Day Chapter 18

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  • AntoMac
    AntoMac Posts: 1,986 Forumite
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    My final PAD of 2023 is £5 to Halifax.
    Well done everyone for every single amount PADded this year. Huge thanks to you @Keedie for your counting up and supportive posts, even when you’re supposed to be relaxing and enjoying your holiday  :)
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • rsdiscos
    rsdiscos Posts: 816 Forumite
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    Happy new year all! 

    Checking in with a £5.30 payment to the loan today! 
    Plan to PAD Everyday 2024
    Credit Card - £3662.99 (int free to 11/11/25) -
    PAD Totals
    Jan 2024 -
  • Keedie
    Keedie Posts: 2,234 Forumite
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    Morning all,

    The total PAD for 31 December 2022 was £12.30

    Animated Happy New Year Gif - Happy New Year 2023 WordsJustforYoucom - Free Download Animated GIFs For Happy Birthday Christmas New Year Daily Greetings And Many More
    Debt Free Diary:- The Mental Debt Struggle
    Debt Tracking Restart Take 3 from 01/05/2023 = £23,643.30 (8 creditors) So, on 02/04/2024 = £15,543.30/£23,643.30 (1 creditor) = 65.74% repaid Aiming to be Debt Free = 31/12/2025

    CREDITORS: Barclaycard (£6,066.23/£14,166.23) 42.82% repaid

    (Original Debt on 15/07/2016 was £33,056.76) 🙈
    2024 SAVINGS: Emergency Fund (£220.99/£1,000) 22.10% saved || #5 50 Envelope Challenge 6/50
    2024 CHALLENGES: #30 Debt Free by Xmas 2024 (£2,030/£6,750) 30.07% repaid
  • Keedie
    Keedie Posts: 2,234 Forumite
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    Drum roll please... 
    ... the total PAD for December 2022 was £11,774.25

    Yeeeessss GIFs - Get the best GIF on GIPHY

    Debt Free Diary:- The Mental Debt Struggle
    Debt Tracking Restart Take 3 from 01/05/2023 = £23,643.30 (8 creditors) So, on 02/04/2024 = £15,543.30/£23,643.30 (1 creditor) = 65.74% repaid Aiming to be Debt Free = 31/12/2025

    CREDITORS: Barclaycard (£6,066.23/£14,166.23) 42.82% repaid

    (Original Debt on 15/07/2016 was £33,056.76) 🙈
    2024 SAVINGS: Emergency Fund (£220.99/£1,000) 22.10% saved || #5 50 Envelope Challenge 6/50
    2024 CHALLENGES: #30 Debt Free by Xmas 2024 (£2,030/£6,750) 30.07% repaid
  • Keedie
    Keedie Posts: 2,234 Forumite
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    This thread has now closed. 

    But you can join us on the Payment A Day - Chapter 2023 thread which started on 1 January 2023, https://forums.moneysavingexpert.com/discussion/6413218/payment-a-day-chapter-2023/p1

    Happy PADding and Happy New Year! 🤗
    Debt Free Diary:- The Mental Debt Struggle
    Debt Tracking Restart Take 3 from 01/05/2023 = £23,643.30 (8 creditors) So, on 02/04/2024 = £15,543.30/£23,643.30 (1 creditor) = 65.74% repaid Aiming to be Debt Free = 31/12/2025

    CREDITORS: Barclaycard (£6,066.23/£14,166.23) 42.82% repaid

    (Original Debt on 15/07/2016 was £33,056.76) 🙈
    2024 SAVINGS: Emergency Fund (£220.99/£1,000) 22.10% saved || #5 50 Envelope Challenge 6/50
    2024 CHALLENGES: #30 Debt Free by Xmas 2024 (£2,030/£6,750) 30.07% repaid
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