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Payment A Day Chapter 18

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Comments

  • LittleMissDetermined
    LittleMissDetermined Posts: 9,617 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    Morning PADders. I've sent £3 to CC7 this morning
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • rsdiscos
    rsdiscos Posts: 816 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Morning all!

    Thanks for the advice guys! I think I'll continue to chip away at the loan for the time being and leave the CC to it's regular payments which I've put at £100 per month so it will be pretty much cleared by the time the 0% runs out. 

    I've done a £6.61 payment to the loan today! 

    Have a good day all! 
    Plan to PAD Everyday 2024
    Credit Card - £3662.99 (int free to 11/11/25) -
    PAD Totals
    Jan 2024 -
  • SuperSavingD
    SuperSavingD Posts: 569 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Morning 

    £2.00 PAD made to the loan pot today.  Nearly at payout on prolific just need a 15p survey to be approved. 
  • Keedie
    Keedie Posts: 2,847 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Morning All,

    The total PAD for 30 December 2022 was £146.60

    As we are approaching the end of the 2022 leg of our journey, be proud for what you have achieved, even if it is not exactly what you had hoped for. Every step of the journey is leading you somewhere. And although we're all supportive of each other, we are simply walking through our own journeys side by side, cheering each other on. But we each have our own unique path to take. You can take inspiration from others, and you can seek advice and support for your own journey, but you don't need anyone's validation for the decisions that you make or the path that you walk, as...
    Pin on My Writing
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning All

    Great quote as always Keedie!  My pad today is £7.06 to Virgin CC.
    Shell x
                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

  • bekah89
    bekah89 Posts: 421 Forumite
    Third Anniversary 100 Posts Name Dropper
    Payday today so a min payment and overpayment paid to CC totalling £148.43
    March NSD 14/15

    Debt £9607.54/£11296.89
    CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
    CC1: paid off 14/02/23

    PAYDBXMAS23 #4 £1432.74/£4000
    Saving for Xmas 23 £30/£365
    4.94% £570.89/£107 
    make £2023 in 2023 #24 £71.24/£2023
  • Makingabobor2
    Makingabobor2 Posts: 4,201 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Today is mortgage DD day, so £768 plus and overpayment I made today of £45
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £500/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £72.46

    Decluttering items 754
    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • AntoMac
    AntoMac Posts: 2,668 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Another £5 PAD to debt please 
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,617 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    My last PAD of the year is £1 to CC7 - Happy New Year everyone!
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • SuperSavingD
    SuperSavingD Posts: 569 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    £1.00 final pad for me also to the loan pot.

    Would like to wish you all a happy and healthy New Year, here’s to everyone owing less debt in 2023 x
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